ZIP 45140 vs ZIP 45039

This side-by-side compares ZIP 45140 (Loveland, OH) and ZIP 45039 (Maineville, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45140 has a population of 53,267 at 444 people per square mile, while ZIP 45039 has 22,814 at 554 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45140 reports a median household income of $114,827 against $108,794 in ZIP 45039, with per-capita income of $58,296 vs $50,383. The share of adults holding a bachelor's degree or higher is 52.5% in 45140 and 51.6% in 45039. Poverty rate reads 4.6% vs 4.1%, and unemployment 3.7% vs 1.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $360,300 in 45140 versus $327,200 in 45039, with median rent of $1,478 and $1,677 per month respectively. Homeownership rate is 80.4% vs 83.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.