ZIP 45174 vs ZIP 45244

This side-by-side compares ZIP 45174 (Terrace Park, OH) and ZIP 45244 (Cincinnati, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45174 has a population of 2,258 at 709 people per square mile, while ZIP 45244 has 28,565 at 502 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45174 reports a median household income of $193,750 against $109,287 in ZIP 45244, with per-capita income of $87,039 vs $62,759. The share of adults holding a bachelor's degree or higher is 85.2% in 45174 and 52.7% in 45244. Poverty rate reads 2.1% vs 7.0%, and unemployment 3.8% vs 2.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $603,800 in 45174 versus $382,100 in 45244, with median rent of $3,125 and $1,145 per month respectively. Homeownership rate is 96.6% vs 80.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.