ZIP 46160 vs ZIP 46181

This side-by-side compares ZIP 46160 (Morgantown, IN) and ZIP 46181 (Trafalgar, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46160 has a population of 6,421 at 27 people per square mile, while ZIP 46181 has 4,832 at 42 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46160 reports a median household income of $76,445 against $91,337 in ZIP 46181, with per-capita income of $39,203 vs $48,926. The share of adults holding a bachelor's degree or higher is 17.2% in 46160 and 30.9% in 46181. Poverty rate reads 9.0% vs 2.6%, and unemployment 3.3% vs 5.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $241,700 in 46160 versus $314,300 in 46181, with median rent of $915 and $951 per month respectively. Homeownership rate is 87.8% vs 89.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.