Trafalgar, IN · standard
ZIP Code 46181
Johnson County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,832
- 42/sq mi Moderate-density area
- $91,337
- Median income Above-median income area
- $314,300
- Median home value Above-median home value
- 30.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Trafalgar pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 42
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46181 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46181 (Trafalgar, IN) rose +3.3% from 2023 to 2024. The all-transactions index moved from 213.4 in 2023 to 220.5 in 2024 (2000 = 100).
ZIP code 46181 covers 116.2 square miles in Trafalgar, Johnson County, Indiana (a standard USPS delivery area), with a modest 4,832 residents on file, a density of 42 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46181 lands in the middle-income range, with a median household income of $91,337 (24% above the average Indiana ZIP), while per-capita income is $48,926. The poverty rate is 2.6%, with unemployment at 5.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $314,300 (62% above the average Indiana ZIP), while 89.7% of occupied homes are owner-occupied and median rent is $951.
A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 32 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Johnson County, so 46181 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46181
Top 5 sectors by establishment count in Trafalgar, IN
Which industries have the most business establishments in ZIP 46181.
- Construction
Construction
32 establishments
- Retail trade 12
Retail trade
12 establishments
- Health care and social assistance 11
Health care and social assistance
11 establishments
- Accommodation and food services 10
Accommodation and food services
10 establishments
- Administrative and support and waste management and remediation services 9
Administrative and support and waste management and remediation services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46181, Trafalgar, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,832
Population
116.2
Area (sq mi)
42
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46181?
41.3
Median Age
51.2%
Male
48.8%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,337
Median Household Income
+24% vs state ZIP avg
$48,926
Per Capita Income
2.6%
Poverty Rate
5.7%
Unemployment Rate
31.5 min
Mean Commute Time
How ZIP 46181 ranks among Indiana ZIPs
Trafalgar, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,337 Top 15% higher than 85% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,911housing units
1,911
Total Housing Units
1,862
Occupied Units
49
Vacant Units
2.66
Avg Household Size
Occupancy Type
$314,300
Median Home Value
+62% vs state ZIP avg
$951
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.3%
YoY Change (2024)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 46181 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 147 |
| 2021 | +11.7% | 164 |
| 2022 | +20.4% | 198 |
| 2023 | +7.7% | 213 |
| 2024 | +3.3% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 46181, employing approximately 702 people with a combined annual payroll of $28,767,000.
107
Businesses
702
Employees
$28.8M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 29.9% |
| Retail trade | 12 | 11.2% |
| Health care and social assistance | 11 | 10.3% |
| Accommodation and food services | 10 | 9.3% |
| Administrative and support and waste management and remediation services | 9 | 8.4% |
| Other services (except public administration) | 9 | 8.4% |
| Finance and insurance | 6 | 5.6% |
| Real estate and rental and leasing | 4 | 3.7% |
| Professional, scientific, and technical services | 4 | 3.7% |
| Manufacturing | 3 | 2.8% |
| Transportation and warehousing | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46181 vs 46164 →
ZIP 46181 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46131
Franklin (46131)
31,036 residents
- 46160 6,421
Morgantown (46160)
6,421 residents
- 46106 5,928
Bargersville (46106)
5,928 residents
- 46181 4,832
Trafalgar (46181)
4,832 residents
- 46164 3,957
Nineveh (46164)
3,957 residents
What this shows Among its immediate neighbors, ZIP 46181 ranks #4 by population - useful context the national average alone can't give.
ZIP 46181 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46106
Bargersville (46106)
$120,072 median income
- 46181
Trafalgar (46181)
$91,337 median income
- 46164
Nineveh (46164)
$85,735 median income
- 46131
Franklin (46131)
$85,076 median income
- 46160
Morgantown (46160)
$76,445 median income
What this shows By household income, ZIP 46181 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46181, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,832 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Johnson County
Related Areas
Frequently Asked Questions
What county is ZIP code 46181 in?
ZIP code 46181 (Trafalgar) is located in Johnson County, Indiana. Johnson County contains multiple ZIP codes, see the full list at /counties/johnson-in.
What is the population of ZIP code 46181?
ZIP code 46181 in Trafalgar, IN has a population of 4,832 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46181?
The median household income in ZIP 46181 is $91,337, which is 20% above the national average of $76,288.
What is the average home value in ZIP 46181?
The median home value in ZIP 46181 is $314,300, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 46181?
The largest racial group in ZIP 46181 is White at 97.9%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 46181?
ZIP code 46181 has 107 business establishments employing approximately 702 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46181?
The top industries by establishment count in ZIP 46181 are: Construction (32), Retail trade (12), Health care and social assistance (11). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46181?
According to the FHFA House Price Index, home values in ZIP 46181 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46181?
In ZIP code 46181, 64.3% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46181?
The mean commute time for workers in ZIP code 46181 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46181?
In ZIP code 46181, approximately 89.7% of occupied housing units are owner-occupied and 10.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46181?
The poverty rate in ZIP code 46181 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46181's numbers, next.
- See how ZIP 46181 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Trafalgar, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.