PlainZIP

Trafalgar, IN · standard

ZIP Code 46181

Johnson County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,832
42/sq mi
$91,337
Median income
$314,300
Median home value
30.9%
Bachelor's or higher

The verdict

Trafalgar pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 31%
home value, US ZIPs
42
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46181 against every reporting US ZIP.

ZIP code 46181 covers 116.2 square miles in Trafalgar, Johnson County, Indiana (a standard USPS delivery area), with a modest 4,832 residents on file, a density of 42 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46181 lands in the middle-income range, with a median household income of $91,337 (24% above the Indiana average), while per-capita income is $48,926. Local economic indicators show a 2.6% poverty rate alongside 5.7% unemployment. On housing, the median home value is $314,300 (62% above the state average) with median rent at $951 per month, and 89.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 32 minutes. To put 46181 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Johnson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46181

Top 5 sectors by establishment count in Trafalgar, IN

Which industries have the most business establishments in ZIP 46181.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46181, Trafalgar, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,832

Population

116.2

Area (sq mi)

42

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46181?

41.3

Median Age

51.2%

Male

48.8%

Female

1.0%

Foreign-Born

White 97.9%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,337

Median Household Income

+24% vs state

$48,926

Per Capita Income

2.6%

Poverty Rate

5.7%

Unemployment Rate

31.5 min

Mean Commute Time

How ZIP 46181 ranks nationally

Trafalgar, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,337 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.3%
Bachelor's Degree or Higher 30.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,911

Total Housing Units

1,862

Occupied Units

49

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 89.7%
Renter 10.3%

$314,300

Median Home Value

+62% vs state

$951

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.3%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 46181 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 147
2021 +11.7% 164
2022 +20.4% 198
2023 +7.7% 213
2024 +3.3% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 107 business establishments in ZIP 46181, employing approximately 702 people with a combined annual payroll of $28,767,000.

107

Businesses

702

Employees

$28.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 32 29.9%
Retail trade 12 11.2%
Health care and social assistance 11 10.3%
Accommodation and food services 10 9.3%
Administrative and support and waste management and remediation services 9 8.4%
Other services (except public administration) 9 8.4%
Finance and insurance 6 5.6%
Real estate and rental and leasing 4 3.7%
Professional, scientific, and technical services 4 3.7%
Manufacturing 3 2.8%
Transportation and warehousing 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46181 vs 46164 →

ZIP 46181 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46181 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46181 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46181 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46164 Nineveh, IN 3,957 4.8 mi
46160 Morgantown, IN 6,421 6.1 mi
46106 Bargersville, IN 5,928 9.4 mi
46131 Franklin, IN 31,036 9.0 mi

More ZIP Codes in Johnson County

46143 standard
Greenwood, IN
Pop: 48,555
46131 standard
Franklin, IN
Pop: 31,036
46142 standard
Greenwood, IN
Pop: 30,413
46184 standard
Whiteland, IN
Pop: 11,806
46124 standard
Edinburgh, IN
Pop: 8,127
46106 standard
Bargersville, IN
Pop: 5,928

Related Areas

Johnson County Trafalgar, IN Indiana

Frequently Asked Questions

What county is ZIP code 46181 in? ▼
ZIP code 46181 (Trafalgar) is located in Johnson County, Indiana. Johnson County contains multiple ZIP codes, see the full list at /counties/johnson-in.
What is the population of ZIP code 46181? ▼
ZIP code 46181 in Trafalgar, IN has a population of 4,832 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46181? ▼
The median household income in ZIP 46181 is $91,337, which is 20% above the national average of $76,288.
What is the average home value in ZIP 46181? ▼
The median home value in ZIP 46181 is $314,300, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 46181? ▼
The largest racial group in ZIP 46181 is White at 97.9%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 46181? ▼
ZIP code 46181 has 107 business establishments employing approximately 702 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46181? ▼
The top industries by establishment count in ZIP 46181 are: Construction (32), Retail trade (12), Health care and social assistance (11). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46181? ▼
According to the FHFA House Price Index, home values in ZIP 46181 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46181? ▼
In ZIP code 46181, 64.3% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46181? ▼
The mean commute time for workers in ZIP code 46181 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46181? ▼
In ZIP code 46181, approximately 89.7% of occupied housing units are owner-occupied and 10.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46181? ▼
The poverty rate in ZIP code 46181 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.