ZIP Code 46181
standardSource:
Trafalgar · Johnson County · Indiana
- Population
- 4,832
- Median income
- $91,337
- Median home value
- $314,300
- Bachelor's or higher
- 30.9%
- Land area
- 116.2 sq mi
42/sq mi
▲ 20% vs US
higher than 74% of US ZIPs
▲ 13% vs US
higher than 69% of US ZIPs
Median age 41.3
Indiana/Indianapolis
ZIP code 46181 in Trafalgar, Indiana has a population of 4,832. The median household income is $91,337, which is 20% above the national average. Median home value is $314,300, 13% above the US average. 30.9% of residents hold a bachelor's degree or higher.
ZIP code 46181 is classified by USPS as a standard delivery area and covers roughly 116.2 square miles in Trafalgar, Johnson County, Indiana. The area is home to 4,832 residents, producing a population density of 42 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46181 against Indiana and the nation.
On the economic side, the median household income for ZIP 46181 sits at $91,337 (24% above the Indiana average), while per-capita income is $48,926. The poverty rate stands at 2.6% and the unemployment rate at 5.7%. On housing, the median home value is $314,300 (62% above the state average) with median rent at $951 per month, and 89.7% of occupied units are owner-occupied, a direct signal of whether 46181 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.9% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 32 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Johnson County, so you can benchmark 46181 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46181
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46181.
- Construction
Construction
32 establishments
- Retail trade 12
Retail trade
12 establishments
- Health care and social assistance 11
Health care and social assistance
11 establishments
- Accommodation and food services 10
Accommodation and food services
10 establishments
- Administrative and support and waste management and remediation services 9
Administrative and support and waste management and remediation services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46181, Trafalgar, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,832
Population
116.2
Area (sq mi)
42
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46181?
41.3
Median Age
51.2%
Male
48.8%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,337
Median Household Income
+24% vs state
$48,926
Per Capita Income
2.6%
Poverty Rate
5.7%
Unemployment Rate
31.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,911
Total Housing Units
1,862
Occupied Units
49
Vacant Units
2.66
Avg Household Size
Occupancy Type
$314,300
Median Home Value
+62% vs state
$951
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.3%
YoY Change (2024)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 46181 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 147 |
| 2021 | +11.7% | 164 |
| 2022 | +20.4% | 198 |
| 2023 | +7.7% | 213 |
| 2024 | +3.3% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 46181, employing approximately 702 people with a combined annual payroll of $28,767,000.
107
Businesses
702
Employees
$28.8M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 29.9% |
| Retail trade | 12 | 11.2% |
| Health care and social assistance | 11 | 10.3% |
| Accommodation and food services | 10 | 9.3% |
| Administrative and support and waste management and remediation services | 9 | 8.4% |
| Other services (except public administration) | 9 | 8.4% |
| Finance and insurance | 6 | 5.6% |
| Real estate and rental and leasing | 4 | 3.7% |
| Professional, scientific, and technical services | 4 | 3.7% |
| Manufacturing | 3 | 2.8% |
| Transportation and warehousing | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46181 vs 46164 →
More ZIP Codes in Johnson County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 46181? ▼
What are the main industries in ZIP code 46181? ▼
How have home values changed in ZIP code 46181? ▼
What is the education level in ZIP code 46181? ▼
What is the average commute time in ZIP 46181? ▼
What percentage of residents own vs. rent in ZIP 46181? ▼
What is the poverty rate in ZIP code 46181? ▼
ZIP Code Research Guides
Official Data Resources for Trafalgar, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.