Morgantown, IN · standard
ZIP Code 46160
Brown County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,421
- 27/sq mi Moderate-density area
- $76,445
- Median income Near-median income area
- $241,700
- Median home value Near-median home value
- 17.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Morgantown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 27
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46160 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46160 (Morgantown, IN) rose +6.0% from 2023 to 2024. The all-transactions index moved from 215.3 in 2023 to 228.3 in 2024 (2000 = 100).
ZIP code 46160 is a mid-sized community (a standard USPS delivery area) in Morgantown, Brown County, Indiana, home to 6,421 residents across 239.6 square miles, a density of 27 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46160 lands in the middle-income range, with a median household income of $76,445 (4% above the average Indiana ZIP), while per-capita income is $39,203. The poverty rate is 9.0%, with unemployment at 3.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $241,700 (25% above the average Indiana ZIP), while 87.8% of occupied homes are owner-occupied and median rent is $915.
Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 47 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 1 more in Brown County, so 46160 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46160
Top 5 sectors by establishment count in Morgantown, IN
Which industries have the most business establishments in ZIP 46160.
- Construction
Construction
37 establishments
- Retail trade 13
Retail trade
13 establishments
- Accommodation and food services 12
Accommodation and food services
12 establishments
- Other services (except public administration) 10
Other services (except public administration)
10 establishments
- Transportation and warehousing 7
Transportation and warehousing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46160, Morgantown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,421
Population
239.6
Area (sq mi)
27
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46160?
42.1
Median Age
49.8%
Male
50.2%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,445
Median Household Income
+4% vs state ZIP avg
$39,203
Per Capita Income
9.0%
Poverty Rate
3.3%
Unemployment Rate
47.1 min
Mean Commute Time
How ZIP 46160 ranks among Indiana ZIPs
Morgantown, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,445 Top 37% higher than 63% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,813housing units
2,813
Total Housing Units
2,559
Occupied Units
254
Vacant Units
2.53
Avg Household Size
Occupancy Type
$241,700
Median Home Value
+25% vs state ZIP avg
$915
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.0%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 46160 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 150 |
| 2021 | +7.4% | 161 |
| 2022 | +17.0% | 188 |
| 2023 | +14.3% | 215 |
| 2024 | +6.0% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 120 business establishments in ZIP 46160, employing approximately 601 people with a combined annual payroll of $30,031,000.
120
Businesses
601
Employees
$30.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 30.8% |
| Retail trade | 13 | 10.8% |
| Accommodation and food services | 12 | 10.0% |
| Other services (except public administration) | 10 | 8.3% |
| Transportation and warehousing | 7 | 5.8% |
| Professional, scientific, and technical services | 6 | 5.0% |
| Administrative and support and waste management and remediation services | 5 | 4.2% |
| Health care and social assistance | 5 | 4.2% |
| Manufacturing | 4 | 3.3% |
| Wholesale trade | 4 | 3.3% |
| Finance and insurance | 4 | 3.3% |
| Information | 3 | 2.5% |
| Real estate and rental and leasing | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46160 vs 46181 →
ZIP 46160 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46160
Morgantown (46160)
6,421 residents
- 46181
Trafalgar (46181)
4,832 residents
- 47468 1,250
Unionville (47468)
1,250 residents
What this shows Among its immediate neighbors, ZIP 46160 ranks the most populous - useful context the national average alone can't give.
ZIP 46160 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47468
Unionville (47468)
$92,880 median income
- 46181
Trafalgar (46181)
$91,337 median income
- 46160
Morgantown (46160)
$76,445 median income
What this shows By household income, ZIP 46160 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46160, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,421 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Brown County
Related Areas
Frequently Asked Questions
What county is ZIP code 46160 in?
ZIP code 46160 (Morgantown) is located in Brown County, Indiana. Brown County contains multiple ZIP codes, see the full list at /counties/brown-in.
What is the population of ZIP code 46160?
ZIP code 46160 in Morgantown, IN has a population of 6,421 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46160?
The median household income in ZIP 46160 is $76,445, which is 0% above the national average of $76,288.
What is the average home value in ZIP 46160?
The median home value in ZIP 46160 is $241,700, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 46160?
The largest racial group in ZIP 46160 is White at 93.2%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 46160?
ZIP code 46160 has 120 business establishments employing approximately 601 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46160?
The top industries by establishment count in ZIP 46160 are: Construction (37), Retail trade (13), Accommodation and food services (12). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46160?
According to the FHFA House Price Index, home values in ZIP 46160 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46160?
In ZIP code 46160, 59.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46160?
The mean commute time for workers in ZIP code 46160 is 47.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46160?
In ZIP code 46160, approximately 87.8% of occupied housing units are owner-occupied and 12.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46160?
The poverty rate in ZIP code 46160 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46160's numbers, next.
- See how ZIP 46160 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Morgantown, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.