PlainZIP

Morgantown, IN · standard

ZIP Code 46160

Brown County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,421
27/sq mi
$76,445
Median income
$241,700
Median home value
17.2%
Bachelor's or higher

The verdict

Morgantown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
Top 45%
home value, US ZIPs
27
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46160 against every reporting US ZIP.

ZIP code 46160 is a mid-sized community (a standard USPS delivery area) in Morgantown, Brown County, Indiana, home to 6,421 residents across 239.6 square miles, a density of 27 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46160 lands in the middle-income range, with a median household income of $76,445 (4% above the Indiana average), while per-capita income is $39,203. Poverty here runs at 9.0%, with unemployment measured at 3.3%. Housing costs here run $241,700 for a typical home value (25% above the state average), with rent averaging $915 a month; 87.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 47 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Brown County, letting you compare 46160 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46160

Top 5 sectors by establishment count in Morgantown, IN

Which industries have the most business establishments in ZIP 46160.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46160, Morgantown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,421

Population

239.6

Area (sq mi)

27

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46160?

42.1

Median Age

49.8%

Male

50.2%

Female

2.1%

Foreign-Born

White 93.2%
African American 0.0%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,445

Median Household Income

+4% vs state

$39,203

Per Capita Income

9.0%

Poverty Rate

3.3%

Unemployment Rate

47.1 min

Mean Commute Time

How ZIP 46160 ranks nationally

Morgantown, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,445 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 17.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,813

Total Housing Units

2,559

Occupied Units

254

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 87.8%
Renter 12.2%

$241,700

Median Home Value

+25% vs state

$915

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 46160 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 150
2021 +7.4% 161
2022 +17.0% 188
2023 +14.3% 215
2024 +6.0% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 120 business establishments in ZIP 46160, employing approximately 601 people with a combined annual payroll of $30,031,000.

120

Businesses

601

Employees

$30.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 37 30.8%
Retail trade 13 10.8%
Accommodation and food services 12 10.0%
Other services (except public administration) 10 8.3%
Transportation and warehousing 7 5.8%
Professional, scientific, and technical services 6 5.0%
Administrative and support and waste management and remediation services 5 4.2%
Health care and social assistance 5 4.2%
Manufacturing 4 3.3%
Wholesale trade 4 3.3%
Finance and insurance 4 3.3%
Information 3 2.5%
Real estate and rental and leasing 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46160 vs 46181 →

ZIP 46160 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46160 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46160 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46160 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46181 Trafalgar, IN 4,832 6.1 mi
47468 Unionville, IN 1,250 8.9 mi

More ZIP Codes in Brown County

47448 standard
Nashville, IN
Pop: 7,505

Related Areas

Brown County Morgantown, IN Indiana

Frequently Asked Questions

What county is ZIP code 46160 in? ▼
ZIP code 46160 (Morgantown) is located in Brown County, Indiana. Brown County contains multiple ZIP codes, see the full list at /counties/brown-in.
What is the population of ZIP code 46160? ▼
ZIP code 46160 in Morgantown, IN has a population of 6,421 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46160? ▼
The median household income in ZIP 46160 is $76,445, which is 0% above the national average of $76,288.
What is the average home value in ZIP 46160? ▼
The median home value in ZIP 46160 is $241,700, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 46160? ▼
The largest racial group in ZIP 46160 is White at 93.2%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 46160? ▼
ZIP code 46160 has 120 business establishments employing approximately 601 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46160? ▼
The top industries by establishment count in ZIP 46160 are: Construction (37), Retail trade (13), Accommodation and food services (12). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46160? ▼
According to the FHFA House Price Index, home values in ZIP 46160 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46160? ▼
In ZIP code 46160, 59.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46160? ▼
The mean commute time for workers in ZIP code 46160 is 47.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46160? ▼
In ZIP code 46160, approximately 87.8% of occupied housing units are owner-occupied and 12.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46160? ▼
The poverty rate in ZIP code 46160 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.