PlainZIP

Franklin, IN · standard

ZIP Code 46131

Johnson County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,036
96/sq mi
$85,076
Median income
$247,700
Median home value
27.0%
Bachelor's or higher

The verdict

Franklin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 43%
home value, US ZIPs
96
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46131 against every reporting US ZIP.

ZIP code 46131 is a densely settled ZIP (a standard USPS delivery area) in Franklin, Johnson County, Indiana, with 31,036 residents across 324.0 square miles, a density of 96 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46131 lands in the middle-income range, with a median household income of $85,076 (16% above the Indiana average), while per-capita income is $38,560. 9.8% of residents live below the poverty line, and the unemployment rate reads 3.0%. Median home value sits at $247,700 (28% above the state average), median rent at $1,177 a month, and owner-occupancy at 71.6%.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 26 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Johnson County, letting you compare 46131 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46131

Top 5 sectors by establishment count in Franklin, IN

Which industries have the most business establishments in ZIP 46131.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46131, Franklin, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,036

Population

324.0

Area (sq mi)

96

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46131?

36.4

Median Age

47.5%

Male

52.5%

Female

2.5%

Foreign-Born

White 91.5%
African American 2.8%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 3.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,076

Median Household Income

+16% vs state

$38,560

Per Capita Income

9.8%

Poverty Rate

3.0%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 46131 ranks nationally

Franklin, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,076 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,324

Total Housing Units

12,494

Occupied Units

830

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 71.6%
Renter 28.4%

$247,700

Median Home Value

+28% vs state

$1,177

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 46131 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 147
2021 +10.1% 162
2022 +20.7% 195
2023 +10.9% 217
2024 +1.9% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 768 business establishments in ZIP 46131, employing approximately 14,225 people with a combined annual payroll of $713,170,000.

768

Businesses

14,225

Employees

$713.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 94 12.2%
Construction 93 12.1%
Retail trade 88 11.5%
Other services (except public administration) 85 11.1%
Accommodation and food services 77 10.0%
Professional, scientific, and technical services 64 8.3%
Manufacturing 60 7.8%
Finance and insurance 42 5.5%
Wholesale trade 32 4.2%
Real estate and rental and leasing 30 3.9%
Administrative and support and waste management and remediation services 29 3.8%
Transportation and warehousing 24 3.1%
Arts, entertainment, and recreation 17 2.2%
Information 15 1.9%
Educational services 10 1.3%
Utilities 6 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46131 vs 46184 →

ZIP 46131 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46131 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46131 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46131 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46184 Whiteland, IN 11,806 6.3 mi
46162 Needham, IN 458 7.2 mi
46143 Greenwood, IN 48,555 9.4 mi
46181 Trafalgar, IN 4,832 9.0 mi
46124 Edinburgh, IN 8,127 9.2 mi
46110 Boggstown, IN 500 9.2 mi
46142 Greenwood, IN 30,413 12.5 mi

More ZIP Codes in Johnson County

46143 standard
Greenwood, IN
Pop: 48,555
46142 standard
Greenwood, IN
Pop: 30,413
46184 standard
Whiteland, IN
Pop: 11,806
46124 standard
Edinburgh, IN
Pop: 8,127
46106 standard
Bargersville, IN
Pop: 5,928
46181 standard
Trafalgar, IN
Pop: 4,832

Related Areas

Johnson County Franklin, IN Indiana

Frequently Asked Questions

What county is ZIP code 46131 in? ▼
ZIP code 46131 (Franklin) is located in Johnson County, Indiana. Johnson County contains multiple ZIP codes, see the full list at /counties/johnson-in.
What is the population of ZIP code 46131? ▼
ZIP code 46131 in Franklin, IN has a population of 31,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46131? ▼
The median household income in ZIP 46131 is $85,076, which is 12% above the national average of $76,288.
What is the average home value in ZIP 46131? ▼
The median home value in ZIP 46131 is $247,700, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 46131? ▼
The largest racial group in ZIP 46131 is White at 91.5%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 46131? ▼
ZIP code 46131 has 768 business establishments employing approximately 14,225 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46131? ▼
The top industries by establishment count in ZIP 46131 are: Health care and social assistance (94), Construction (93), Retail trade (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46131? ▼
According to the FHFA House Price Index, home values in ZIP 46131 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46131? ▼
In ZIP code 46131, 59.5% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46131? ▼
The mean commute time for workers in ZIP code 46131 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46131? ▼
In ZIP code 46131, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46131? ▼
The poverty rate in ZIP code 46131 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.