ZIP Code 46176
standardSource:
Shelbyville · Shelby County · Indiana
- Population
- 27,816
- Median income
- $65,182
- Median home value
- $194,400
- Bachelor's or higher
- 21.3%
- Land area
- 445.8 sq mi
62/sq mi
▼ 15% vs US
higher than 39% of US ZIPs
▼ 30% vs US
higher than 42% of US ZIPs
Median age 39.8
Indiana/Indianapolis
ZIP code 46176 in Shelbyville, Indiana has a population of 27,816. The median household income is $65,182, which is 15% below the national average. Median home value is $194,400, 30% below the US average. 21.3% of residents hold a bachelor's degree or higher.
ZIP code 46176 is classified by USPS as a standard delivery area and covers roughly 445.8 square miles in Shelbyville, Shelby County, Indiana. The area is home to 27,816 residents, producing a population density of 62 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46176 against Indiana and the nation.
On the economic side, the median household income for ZIP 46176 sits at $65,182 (11% below the Indiana average), while per-capita income is $34,908. The poverty rate stands at 16.6% and the unemployment rate at 2.6%. On housing, the median home value is $194,400 (0% above the state average) with median rent at $985 per month, and 64.4% of occupied units are owner-occupied, a direct signal of whether 46176 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.3% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 22 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 46176 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46176
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46176.
- Retail trade
Retail trade
101 establishments
- Health care and social assistance
Health care and social assistance
89 establishments
- Other services (except public administration)
Other services (except public administration)
77 establishments
- Accommodation and food services
Accommodation and food services
74 establishments
- Construction
Construction
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46176, Shelbyville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
27,816
Population
445.8
Area (sq mi)
62
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46176?
39.8
Median Age
48.7%
Male
51.3%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,182
Median Household Income
-11% vs state
$34,908
Per Capita Income
16.6%
Poverty Rate
2.6%
Unemployment Rate
21.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,032
Total Housing Units
12,053
Occupied Units
979
Vacant Units
2.34
Avg Household Size
Occupancy Type
$194,400
Median Home Value
+0% vs state
$985
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
203
HPI Index (2000 = 100)
+103%
Total Change Since 2000
Home values in ZIP 46176 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +103% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 139 |
| 2021 | +12.1% | 156 |
| 2022 | +12.9% | 176 |
| 2023 | +10.8% | 195 |
| 2024 | +4.1% | 203 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 678 business establishments in ZIP 46176, employing approximately 12,975 people with a combined annual payroll of $694,711,000.
678
Businesses
12,975
Employees
$694.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 101 | 14.9% |
| Health care and social assistance | 89 | 13.1% |
| Other services (except public administration) | 77 | 11.4% |
| Accommodation and food services | 74 | 10.9% |
| Construction | 53 | 7.8% |
| Manufacturing | 47 | 6.9% |
| Finance and insurance | 44 | 6.5% |
| Professional, scientific, and technical services | 43 | 6.3% |
| Administrative and support and waste management and remediation services | 36 | 5.3% |
| Real estate and rental and leasing | 35 | 5.2% |
| Wholesale trade | 23 | 3.4% |
| Transportation and warehousing | 23 | 3.4% |
| Information | 11 | 1.6% |
| Arts, entertainment, and recreation | 9 | 1.3% |
| Utilities | 4 | 0.6% |
| Management of companies and enterprises | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46176 vs 46182 →
More ZIP Codes in Shelby County
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Frequently Asked Questions
What county is ZIP code 46176 in? ▼
What is the population of ZIP code 46176? ▼
What is the median household income in ZIP 46176? ▼
What is the average home value in ZIP 46176? ▼
What is the demographic makeup of ZIP 46176? ▼
How many businesses are in ZIP code 46176? ▼
What are the main industries in ZIP code 46176? ▼
How have home values changed in ZIP code 46176? ▼
What is the education level in ZIP code 46176? ▼
What is the average commute time in ZIP 46176? ▼
What percentage of residents own vs. rent in ZIP 46176? ▼
What is the poverty rate in ZIP code 46176? ▼
ZIP Code Research Guides
Official Data Resources for Shelbyville, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.