Fountaintown, IN · standard
ZIP Code 46130
Shelby County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,508
- 33/sq mi Moderate-density area
- $124,427
- Median income Above-median income area
- $330,400
- Median home value Above-median home value
- 37.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fountaintown pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 33
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46130 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46130 (Fountaintown, IN) rose +3.1% from 2023 to 2024. The all-transactions index moved from 207.6 in 2023 to 214.0 in 2024 (2000 = 100).
ZIP code 46130 covers 77.2 square miles in Fountaintown, Shelby County, Indiana (a standard USPS delivery area), with a modest 2,508 residents on file, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46130 skews affluent, with a median household income of $124,427 (69% above the average Indiana ZIP), while per-capita income is $37,853. The poverty rate is 6.6%, with unemployment at 4.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $330,400 (71% above the average Indiana ZIP), while 94.0% of occupied homes are owner-occupied and median rent is $1,065.
A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 36 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Shelby County, so 46130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46130
Top 5 sectors by establishment count in Fountaintown, IN
Which industries have the most business establishments in ZIP 46130.
- Construction
Construction
9 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Transportation and warehousing
Transportation and warehousing
5 establishments
- Manufacturing
Manufacturing
4 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46130, Fountaintown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,508
Population
77.2
Area (sq mi)
33
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46130?
36.8
Median Age
54.4%
Male
45.6%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$124,427
Median Household Income
+69% vs state ZIP avg
$37,853
Per Capita Income
6.6%
Poverty Rate
4.5%
Unemployment Rate
36.4 min
Mean Commute Time
How ZIP 46130 ranks among Indiana ZIPs
Fountaintown, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$124,427 Top 3% higher than 97% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
785housing units
785
Total Housing Units
785
Occupied Units
0
Vacant Units
3.13
Avg Household Size
Occupancy Type
$330,400
Median Home Value
+71% vs state ZIP avg
$1,065
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.1%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 46130 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 147 |
| 2021 | +11.3% | 164 |
| 2022 | +15.8% | 190 |
| 2023 | +9.5% | 208 |
| 2024 | +3.1% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 44 business establishments in ZIP 46130, employing approximately 250 people with a combined annual payroll of $9,935,000.
44
Businesses
250
Employees
$9.9M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 20.4% |
| Other services (except public administration) | 7 | 15.9% |
| Transportation and warehousing | 5 | 11.4% |
| Manufacturing | 4 | 9.1% |
| Administrative and support and waste management and remediation services | 4 | 9.1% |
| Health care and social assistance | 4 | 9.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46130 vs 46126 →
ZIP 46130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46140
Greenfield (46140)
38,543 residents
- 46176
Shelbyville (46176)
27,816 residents
- 46229
Indianapolis (46229)
27,262 residents
- 46163 11,963
New Palestine (46163)
11,963 residents
- 46126 4,668
Fairland (46126)
4,668 residents
- 46161 2,655
Morristown (46161)
2,655 residents
- 46130 2,508
Fountaintown (46130)
2,508 residents
- 46110 500
Boggstown (46110)
500 residents
- 46162 458
Needham (46162)
458 residents
What this shows Among its immediate neighbors, ZIP 46130 ranks #7 by population - useful context the national average alone can't give.
ZIP 46130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46130
Fountaintown (46130)
$124,427 median income
- 46162
Needham (46162)
$117,969 median income
- 46163
New Palestine (46163)
$113,106 median income
- 46140
Greenfield (46140)
$83,056 median income
- 46161
Morristown (46161)
$78,603 median income
- 46126
Fairland (46126)
$70,607 median income
- 46110
Boggstown (46110)
$68,714 median income
- 46176
Shelbyville (46176)
$65,182 median income
- 46229
Indianapolis (46229)
$61,388 median income
What this shows By household income, ZIP 46130 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46126 | Fairland, IN | 4,668 | 4.7 mi |
| 46163 | New Palestine, IN | 11,963 | 5.1 mi |
| 46161 | Morristown, IN | 2,655 | 7.5 mi |
| 46110 | Boggstown, IN | 500 | 8.8 mi |
| 46140 | Greenfield, IN | 38,543 | 9.5 mi |
| 46176 | Shelbyville, IN | 27,816 | 10.7 mi |
| 46162 | Needham, IN | 458 | 10.6 mi |
| 46229 | Indianapolis, IN | 27,262 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46130, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,508 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 46130 in?
ZIP code 46130 (Fountaintown) is located in Shelby County, Indiana. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-in.
What is the population of ZIP code 46130?
ZIP code 46130 in Fountaintown, IN has a population of 2,508 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46130?
The median household income in ZIP 46130 is $124,427, which is 63% above the national average of $76,288.
What is the average home value in ZIP 46130?
The median home value in ZIP 46130 is $330,400, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 46130?
The largest racial group in ZIP 46130 is White at 95.8%.
How many businesses are in ZIP code 46130?
ZIP code 46130 has 44 business establishments employing approximately 250 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46130?
The top industries by establishment count in ZIP 46130 are: Construction (9), Other services (except public administration) (7), Transportation and warehousing (5). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 46130?
According to the FHFA House Price Index, home values in ZIP 46130 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46130?
In ZIP code 46130, 64.0% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46130?
The mean commute time for workers in ZIP code 46130 is 36.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46130?
In ZIP code 46130, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46130?
The poverty rate in ZIP code 46130 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46130's numbers, next.
- See how ZIP 46130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fountaintown, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.