PlainZIP

Fountaintown, IN · standard

ZIP Code 46130

Shelby County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,508
33/sq mi
$124,427
Median income
$330,400
Median home value
37.7%
Bachelor's or higher

The verdict

Fountaintown pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 29%
home value, US ZIPs
33
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46130 against every reporting US ZIP.

ZIP code 46130 covers 77.2 square miles in Fountaintown, Shelby County, Indiana (a standard USPS delivery area), with a modest 2,508 residents on file, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46130 skews affluent, with a median household income of $124,427 (69% above the Indiana average), while per-capita income is $37,853. Local economic indicators show a 6.6% poverty rate alongside 4.5% unemployment. Median home value sits at $330,400 (71% above the state average), median rent at $1,065 a month, and owner-occupancy at 94.0%.

A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 36 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 46130, plus 6 more within Shelby County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46130

Top 5 sectors by establishment count in Fountaintown, IN

Which industries have the most business establishments in ZIP 46130.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46130, Fountaintown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,508

Population

77.2

Area (sq mi)

33

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46130?

36.8

Median Age

54.4%

Male

45.6%

Female

0.3%

Foreign-Born

White 95.8%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,427

Median Household Income

+69% vs state

$37,853

Per Capita Income

6.6%

Poverty Rate

4.5%

Unemployment Rate

36.4 min

Mean Commute Time

How ZIP 46130 ranks nationally

Fountaintown, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$124,427 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.0%
Bachelor's Degree or Higher 37.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

785

Total Housing Units

785

Occupied Units

0

Vacant Units

3.13

Avg Household Size

Occupancy Type

Owner 94.0%
Renter 6.0%

$330,400

Median Home Value

+71% vs state

$1,065

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.1%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 46130 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 147
2021 +11.3% 164
2022 +15.8% 190
2023 +9.5% 208
2024 +3.1% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 46130, employing approximately 250 people with a combined annual payroll of $9,935,000.

44

Businesses

250

Employees

$9.9M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 9 20.4%
Other services (except public administration) 7 15.9%
Transportation and warehousing 5 11.4%
Manufacturing 4 9.1%
Administrative and support and waste management and remediation services 4 9.1%
Health care and social assistance 4 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46130 vs 46126 →

ZIP 46130 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46130 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46130 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46130 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46126 Fairland, IN 4,668 4.7 mi
46163 New Palestine, IN 11,963 5.1 mi
46161 Morristown, IN 2,655 7.5 mi
46110 Boggstown, IN 500 8.8 mi
46140 Greenfield, IN 38,543 9.5 mi
46176 Shelbyville, IN 27,816 10.7 mi
46162 Needham, IN 458 10.6 mi
46229 Indianapolis, IN 27,262 10.9 mi

More ZIP Codes in Shelby County

46176 standard
Shelbyville, IN
Pop: 27,816
46126 standard
Fairland, IN
Pop: 4,668
46161 standard
Morristown, IN
Pop: 2,655
46182 standard
Waldron, IN
Pop: 1,927
47234 standard
Flat Rock, IN
Pop: 1,379
46110 standard
Boggstown, IN
Pop: 500

Related Areas

Shelby County Fountaintown, IN Indiana

Frequently Asked Questions

What county is ZIP code 46130 in? ▼
ZIP code 46130 (Fountaintown) is located in Shelby County, Indiana. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-in.
What is the population of ZIP code 46130? ▼
ZIP code 46130 in Fountaintown, IN has a population of 2,508 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46130? ▼
The median household income in ZIP 46130 is $124,427, which is 63% above the national average of $76,288.
What is the average home value in ZIP 46130? ▼
The median home value in ZIP 46130 is $330,400, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 46130? ▼
The largest racial group in ZIP 46130 is White at 95.8%.
How many businesses are in ZIP code 46130? ▼
ZIP code 46130 has 44 business establishments employing approximately 250 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46130? ▼
The top industries by establishment count in ZIP 46130 are: Construction (9), Other services (except public administration) (7), Transportation and warehousing (5). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 46130? ▼
According to the FHFA House Price Index, home values in ZIP 46130 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46130? ▼
In ZIP code 46130, 64.0% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46130? ▼
The mean commute time for workers in ZIP code 46130 is 36.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46130? ▼
In ZIP code 46130, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46130? ▼
The poverty rate in ZIP code 46130 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.