Morristown, IN · standard
ZIP Code 46161
Shelby County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,655
- 28/sq mi Moderate-density area
- $78,603
- Median income Near-median income area
- $220,600
- Median home value Near-median home value
- 22.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Morristown pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 28
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46161 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46161 (Morristown, IN) rose +31.9% from 2023 to 2024. The all-transactions index moved from 167.5 in 2023 to 220.9 in 2024 (2000 = 100).
ZIP code 46161 covers 94.1 square miles in Morristown, Shelby County, Indiana (a standard USPS delivery area), with a modest 2,655 residents on file, a density of 28 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46161 lands in the middle-income range, with a median household income of $78,603 (7% above the average Indiana ZIP), while per-capita income is $35,586. The poverty rate is 15.3%, with unemployment at 1.5%; those measures add context to the income figure. Median home value is $220,600 (14% above the average Indiana ZIP) and median rent is $974; 74.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Shelby County, so 46161 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46161
Top 5 sectors by establishment count in Morristown, IN
Which industries have the most business establishments in ZIP 46161.
- Construction
Construction
9 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
7 establishments
- Manufacturing
Manufacturing
5 establishments
- Retail trade
Retail trade
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46161, Morristown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,655
Population
94.1
Area (sq mi)
28
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46161?
45.2
Median Age
48.4%
Male
51.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,603
Median Household Income
+7% vs state ZIP avg
$35,586
Per Capita Income
15.3%
Poverty Rate
1.5%
Unemployment Rate
27.3 min
Mean Commute Time
How ZIP 46161 ranks among Indiana ZIPs
Morristown, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,603 Top 34% higher than 66% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
979housing units
979
Total Housing Units
903
Occupied Units
76
Vacant Units
2.46
Avg Household Size
Occupancy Type
$220,600
Median Home Value
+14% vs state ZIP avg
$974
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+31.9%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 46161 have increased 31.9% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 153 |
| 2021 | +11.3% | 171 |
| 2022 | +5.3% | 180 |
| 2023 | -6.8% | 168 |
| 2024 | +31.9% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 46161, employing approximately 2,235 people with a combined annual payroll of $148,236,000.
51
Businesses
2,235
Employees
$148.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 17.6% |
| Other services (except public administration) | 9 | 17.6% |
| Administrative and support and waste management and remediation services | 7 | 13.7% |
| Manufacturing | 5 | 9.8% |
| Retail trade | 5 | 9.8% |
| Transportation and warehousing | 3 | 5.9% |
| Health care and social assistance | 3 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46161 vs 46144 →
ZIP 46161 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46140
Greenfield (46140)
38,543 residents
- 46176
Shelbyville (46176)
27,816 residents
- 46161 2,655
Morristown (46161)
2,655 residents
- 46130 2,508
Fountaintown (46130)
2,508 residents
- 46115 1,933
Carthage (46115)
1,933 residents
- 46104 970
Arlington (46104)
970 residents
- 46150 764
Manilla (46150)
764 residents
- 46117 671
Charlottesville (46117)
671 residents
- 46144 211
Gwynneville (46144)
211 residents
What this shows Among its immediate neighbors, ZIP 46161 ranks #3 by population - useful context the national average alone can't give.
ZIP 46161 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46130
Fountaintown (46130)
$124,427 median income
- 46144
Gwynneville (46144)
$108,333 median income
- 46117
Charlottesville (46117)
$91,250 median income
- 46140
Greenfield (46140)
$83,056 median income
- 46161
Morristown (46161)
$78,603 median income
- 46146
Homer (46146)
$75,417 median income
- 46176
Shelbyville (46176)
$65,182 median income
- 46115
Carthage (46115)
$61,406 median income
- 46104
Arlington (46104)
$61,146 median income
What this shows By household income, ZIP 46161 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46144 | Gwynneville, IN | 211 | 2.7 mi |
| 46104 | Arlington, IN | 970 | 5.3 mi |
| 46130 | Fountaintown, IN | 2,508 | 7.5 mi |
| 46115 | Carthage, IN | 1,933 | 8.3 mi |
| 46140 | Greenfield, IN | 38,543 | 10.0 mi |
| 46146 | Homer, IN | 117 | 8.9 mi |
| 46150 | Manilla, IN | 764 | 10.0 mi |
| 46176 | Shelbyville, IN | 27,816 | 10.7 mi |
| 46117 | Charlottesville, IN | 671 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46161, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,655 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 46161 in?
ZIP code 46161 (Morristown) is located in Shelby County, Indiana. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-in.
What is the population of ZIP code 46161?
ZIP code 46161 in Morristown, IN has a population of 2,655 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46161?
The median household income in ZIP 46161 is $78,603, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46161?
The median home value in ZIP 46161 is $220,600, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 46161?
The largest racial group in ZIP 46161 is White at 96.5%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 46161?
ZIP code 46161 has 51 business establishments employing approximately 2,235 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46161?
The top industries by establishment count in ZIP 46161 are: Construction (9), Other services (except public administration) (9), Administrative and support and waste management and remediation services (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 46161?
According to the FHFA House Price Index, home values in ZIP 46161 increased by 31.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46161?
In ZIP code 46161, 63.3% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46161?
The mean commute time for workers in ZIP code 46161 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46161?
In ZIP code 46161, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46161?
The poverty rate in ZIP code 46161 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46161's numbers, next.
- See how ZIP 46161 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Morristown, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.