Carthage, IN · standard
ZIP Code 46115
Rush County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,933
- 20/sq mi Moderate-density area
- $61,406
- Median income Below-median income area
- $172,800
- Median home value Near-median home value
- 24.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Carthage pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 20
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46115 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46115 (Carthage, IN) fell -11.0% from 2023 to 2024.
ZIP code 46115 covers 95.7 square miles in Carthage, Rush County, Indiana (a standard USPS delivery area), with a modest 1,933 residents on file, a density of 20 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46115 reports a modest median household income of $61,406 (17% below the average Indiana ZIP), while per-capita income is $28,488. The poverty rate is 12.0%, with unemployment at 3.1%; those measures add context to the income figure. Median home value is $172,800 (11% below the average Indiana ZIP) and median rent is $775; 77.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 24.7% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 39 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Rush County, so 46115 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46115
Top 5 sectors by establishment count in Carthage, IN
Which industries have the most business establishments in ZIP 46115.
- Construction
Construction
8 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
- Health care and social assistance 3
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46115, Carthage, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,933
Population
95.7
Area (sq mi)
20
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46115?
39.7
Median Age
55.1%
Male
44.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,406
Median Household Income
-17% vs state ZIP avg
$28,488
Per Capita Income
12.0%
Poverty Rate
3.1%
Unemployment Rate
39.2 min
Mean Commute Time
How ZIP 46115 ranks among Indiana ZIPs
Carthage, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,406 29th percentile higher than 29% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
650housing units
650
Total Housing Units
605
Occupied Units
45
Vacant Units
2.62
Avg Household Size
Occupancy Type
$172,800
Median Home Value
-11% vs state ZIP avg
$775
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 33 business establishments in ZIP 46115, employing approximately 140 people with a combined annual payroll of $4,960,000.
33
Businesses
140
Employees
$5.0M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 24.2% |
| Professional, scientific, and technical services | 4 | 12.1% |
| Real estate and rental and leasing | 3 | 9.1% |
| Health care and social assistance | 3 | 9.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46115 vs 46104 →
ZIP 46115 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46173
Rushville (46173)
11,190 residents
- 46148
Knightstown (46148)
5,097 residents
- 46161 2,655
Morristown (46161)
2,655 residents
- 46115 1,933
Carthage (46115)
1,933 residents
- 47385 1,612
Spiceland (47385)
1,612 residents
- 46104 970
Arlington (46104)
970 residents
- 46117 671
Charlottesville (46117)
671 residents
- 46144 211
Gwynneville (46144)
211 residents
- 47337 203
Dunreith (47337)
203 residents
What this shows Among its immediate neighbors, ZIP 46115 ranks #4 by population - useful context the national average alone can't give.
ZIP 46115 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46144
Gwynneville (46144)
$108,333 median income
- 47385
Spiceland (47385)
$103,406 median income
- 46117
Charlottesville (46117)
$91,250 median income
- 46161
Morristown (46161)
$78,603 median income
- 46173
Rushville (46173)
$67,456 median income
- 46148
Knightstown (46148)
$63,914 median income
- 46115
Carthage (46115)
$61,406 median income
- 46104
Arlington (46104)
$61,146 median income
- 47337
Dunreith (47337)
$57,250 median income
What this shows By household income, ZIP 46115 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46104 | Arlington, IN | 970 | 5.6 mi |
| 46148 | Knightstown, IN | 5,097 | 5.6 mi |
| 46117 | Charlottesville, IN | 671 | 6.0 mi |
| 46155 | Mays, IN | 103 | 7.3 mi |
| 46144 | Gwynneville, IN | 211 | 7.2 mi |
| 47337 | Dunreith, IN | 203 | 8.1 mi |
| 46161 | Morristown, IN | 2,655 | 8.3 mi |
| 47385 | Spiceland, IN | 1,612 | 9.1 mi |
| 47344 | Greensboro, IN | 140 | 11.0 mi |
| 46173 | Rushville, IN | 11,190 | 11.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46115, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,933 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rush County
Related Areas
Frequently Asked Questions
What county is ZIP code 46115 in?
ZIP code 46115 (Carthage) is located in Rush County, Indiana. Rush County contains multiple ZIP codes, see the full list at /counties/rush-in.
What is the population of ZIP code 46115?
ZIP code 46115 in Carthage, IN has a population of 1,933 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46115?
The median household income in ZIP 46115 is $61,406, which is 20% below the national average of $76,288.
What is the average home value in ZIP 46115?
The median home value in ZIP 46115 is $172,800, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 46115?
The largest racial group in ZIP 46115 is White at 99.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 46115?
ZIP code 46115 has 33 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46115?
The top industries by establishment count in ZIP 46115 are: Construction (8), Professional, scientific, and technical services (4), Real estate and rental and leasing (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 46115?
In ZIP code 46115, 63.5% of residents aged 25+ have a high school diploma or higher, and 24.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46115?
The mean commute time for workers in ZIP code 46115 is 39.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46115?
In ZIP code 46115, approximately 77.0% of occupied housing units are owner-occupied and 23.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46115?
The poverty rate in ZIP code 46115 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46115's numbers, next.
- See how ZIP 46115 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carthage, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.