PlainZIP

Waldron, IN · standard

ZIP Code 46182

Shelby County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,927
21/sq mi
$89,567
Median income
$254,300
Median home value
20.6%
Bachelor's or higher

The verdict

Waldron pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 42%
home value, US ZIPs
21
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46182 against every reporting US ZIP.

ZIP code 46182 covers 91.3 square miles in Waldron, Shelby County, Indiana (a standard USPS delivery area), with a modest 1,927 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46182 lands in the middle-income range, with a median household income of $89,567 (22% above the Indiana average), while per-capita income is $37,700. Local economic indicators show a 8.0% poverty rate alongside 4.9% unemployment. Housing costs here run $254,300 for a typical home value (31% above the state average), with rent averaging $1,600 a month; 91.9% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 53.4, and the average commute is -. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 46182 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46182, Waldron, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,927

Population

91.3

Area (sq mi)

21

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46182?

53.4

Median Age

46.3%

Male

53.7%

Female

0.7%

Foreign-Born

White 98.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,567

Median Household Income

+22% vs state

$37,700

Per Capita Income

8.0%

Poverty Rate

4.9%

Unemployment Rate

How ZIP 46182 ranks nationally

Waldron, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,567 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.7%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

734

Total Housing Units

695

Occupied Units

39

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 91.9%
Renter 8.1%

$254,300

Median Home Value

+31% vs state

$1,600

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+30.4%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 46182 have increased 30.4% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 147
2021 +8.0% 159
2022 +25.3% 199
2023 +3.7% 207
2024 +30.4% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 46182, employing approximately 158 people with a combined annual payroll of $5,143,000.

20

Businesses

158

Employees

$5.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 5 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46182 vs 47272 →

ZIP 46182 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46182 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46182 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46182 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47272 Saint Paul, IN 2,041 4.3 mi
46150 Manilla, IN 764 6.8 mi
46176 Shelbyville, IN 27,816 7.2 mi
47234 Flat Rock, IN 1,379 7.8 mi
46146 Homer, IN 117 10.1 mi

More ZIP Codes in Shelby County

46176 standard
Shelbyville, IN
Pop: 27,816
46126 standard
Fairland, IN
Pop: 4,668
46161 standard
Morristown, IN
Pop: 2,655
46130 standard
Fountaintown, IN
Pop: 2,508
47234 standard
Flat Rock, IN
Pop: 1,379
46110 standard
Boggstown, IN
Pop: 500

Related Areas

Shelby County Waldron, IN Indiana

Frequently Asked Questions

What county is ZIP code 46182 in? ▼
ZIP code 46182 (Waldron) is located in Shelby County, Indiana. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-in.
What is the population of ZIP code 46182? ▼
ZIP code 46182 in Waldron, IN has a population of 1,927 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46182? ▼
The median household income in ZIP 46182 is $89,567, which is 17% above the national average of $76,288.
What is the average home value in ZIP 46182? ▼
The median home value in ZIP 46182 is $254,300, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 46182? ▼
The largest racial group in ZIP 46182 is White at 98.4%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 46182? ▼
ZIP code 46182 has 20 business establishments employing approximately 158 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46182? ▼
According to the FHFA House Price Index, home values in ZIP 46182 increased by 30.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46182? ▼
In ZIP code 46182, 60.7% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46182? ▼
In ZIP code 46182, approximately 91.9% of occupied housing units are owner-occupied and 8.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46182? ▼
The poverty rate in ZIP code 46182 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.