Waldron, IN · standard
ZIP Code 46182
Shelby County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,927
- 21/sq mi Moderate-density area
- $89,567
- Median income Above-median income area
- $254,300
- Median home value Near-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waldron pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 21
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46182 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46182 (Waldron, IN) rose +30.4% from 2023 to 2024. The all-transactions index moved from 206.5 in 2023 to 269.3 in 2024 (2000 = 100).
ZIP code 46182 covers 91.3 square miles in Waldron, Shelby County, Indiana (a standard USPS delivery area), with a modest 1,927 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46182 lands in the middle-income range, with a median household income of $89,567 (22% above the average Indiana ZIP), while per-capita income is $37,700. The poverty rate is 8.0%, with unemployment at 4.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $254,300 (31% above the average Indiana ZIP), while 91.9% of occupied homes are owner-occupied and median rent is $1,600.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 53.4, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Shelby County, so 46182 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46182, Waldron, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,927
Population
91.3
Area (sq mi)
21
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46182?
53.4
Median Age
46.3%
Male
53.7%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,567
Median Household Income
+22% vs state ZIP avg
$37,700
Per Capita Income
8.0%
Poverty Rate
4.9%
Unemployment Rate
How ZIP 46182 ranks among Indiana ZIPs
Waldron, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,567 Top 18% higher than 82% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
734housing units
734
Total Housing Units
695
Occupied Units
39
Vacant Units
2.50
Avg Household Size
Occupancy Type
$254,300
Median Home Value
+31% vs state ZIP avg
$1,600
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+30.4%
YoY Change (2024)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 46182 have increased 30.4% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 147 |
| 2021 | +8.0% | 159 |
| 2022 | +25.3% | 199 |
| 2023 | +3.7% | 207 |
| 2024 | +30.4% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 46182, employing approximately 158 people with a combined annual payroll of $5,143,000.
20
Businesses
158
Employees
$5.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 5 | 25.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46182 vs 47272 →
ZIP 46182 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46176
Shelbyville (46176)
27,816 residents
- 47272 2,041
Saint Paul (47272)
2,041 residents
- 46182 1,927
Waldron (46182)
1,927 residents
- 47234 1,379
Flat Rock (47234)
1,379 residents
- 46150 764
Manilla (46150)
764 residents
- 46146 117
Homer (46146)
117 residents
What this shows Among its immediate neighbors, ZIP 46182 ranks #3 by population - useful context the national average alone can't give.
ZIP 46182 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47234
Flat Rock (47234)
$101,708 median income
- 46182
Waldron (46182)
$89,567 median income
- 46146
Homer (46146)
$75,417 median income
- 47272
Saint Paul (47272)
$75,117 median income
- 46176
Shelbyville (46176)
$65,182 median income
- 46150
Manilla (46150)
$52,463 median income
What this shows By household income, ZIP 46182 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46182, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,927 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 46182 in?
ZIP code 46182 (Waldron) is located in Shelby County, Indiana. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-in.
What is the population of ZIP code 46182?
ZIP code 46182 in Waldron, IN has a population of 1,927 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46182?
The median household income in ZIP 46182 is $89,567, which is 17% above the national average of $76,288.
What is the average home value in ZIP 46182?
The median home value in ZIP 46182 is $254,300, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 46182?
The largest racial group in ZIP 46182 is White at 98.4%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 46182?
ZIP code 46182 has 20 business establishments employing approximately 158 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46182?
According to the FHFA House Price Index, home values in ZIP 46182 increased by 30.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46182?
In ZIP code 46182, 60.7% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46182?
In ZIP code 46182, approximately 91.9% of occupied housing units are owner-occupied and 8.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46182?
The poverty rate in ZIP code 46182 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46182's numbers, next.
- See how ZIP 46182 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waldron, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.