ZIP 46601 vs ZIP 46613

This side-by-side compares ZIP 46601 (South Bend, IN) and ZIP 46613 (South Bend, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46601 has a population of 6,090 at 1,083 people per square mile, while ZIP 46613 has 10,893 at 1,473 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46601 reports a median household income of $30,789 against $42,537 in ZIP 46613, with per-capita income of $24,558 vs $18,970. The share of adults holding a bachelor's degree or higher is 23.5% in 46601 and 11.9% in 46613. Poverty rate reads 35.2% vs 33.6%, and unemployment 13.0% vs 8.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $145,000 in 46601 versus $82,800 in 46613, with median rent of $866 and $990 per month respectively. Homeownership rate is 24.3% vs 53.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.