ZIP 46613 vs ZIP 46601

This side-by-side compares ZIP 46613 (South Bend, IN) and ZIP 46601 (South Bend, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46613 has a population of 10,893 at 1,473 people per square mile, while ZIP 46601 has 6,090 at 1,083 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46613 reports a median household income of $42,537 against $30,789 in ZIP 46601, with per-capita income of $18,970 vs $24,558. The share of adults holding a bachelor's degree or higher is 11.9% in 46613 and 23.5% in 46601. Poverty rate reads 33.6% vs 35.2%, and unemployment 8.6% vs 13.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $82,800 in 46613 versus $145,000 in 46601, with median rent of $990 and $866 per month respectively. Homeownership rate is 53.4% vs 24.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.