ZIP 46814 vs ZIP 46804

This side-by-side compares ZIP 46814 (Fort Wayne, IN) and ZIP 46804 (Fort Wayne, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46814 has a population of 12,281 at 278 people per square mile, while ZIP 46804 has 27,245 at 546 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46814 reports a median household income of $147,280 against $85,833 in ZIP 46804, with per-capita income of $63,882 vs $46,641. The share of adults holding a bachelor's degree or higher is 62.8% in 46814 and 44.6% in 46804. Poverty rate reads 2.5% vs 8.3%, and unemployment 3.4% vs 2.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $399,300 in 46814 versus $258,700 in 46804, with median rent of $1,624 and $1,183 per month respectively. Homeownership rate is 91.3% vs 68.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.