ZIP 46957 vs ZIP 46989

This side-by-side compares ZIP 46957 (Matthews, IN) and ZIP 46989 (Upland, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46957 has a population of 558 at 453 people per square mile, while ZIP 46989 has 5,195 at 60 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46957 reports a median household income of $49,444 against $82,074 in ZIP 46989, with per-capita income of $25,087 vs $26,171. The share of adults holding a bachelor's degree or higher is 6.5% in 46957 and 45.3% in 46989. Poverty rate reads 17.0% vs 6.9%, and unemployment 4.5% vs 2.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $79,500 in 46957 versus $219,400 in 46989, with median rent of $1,029 and $927 per month respectively. Homeownership rate is 81.5% vs 80.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.