ZIP 46975 vs ZIP 46511

This side-by-side compares ZIP 46975 (Rochester, IN) and ZIP 46511 (Culver, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46975 has a population of 14,691 at 26 people per square mile, while ZIP 46511 has 4,435 at 26 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46975 reports a median household income of $61,185 against $58,293 in ZIP 46511, with per-capita income of $35,721 vs $37,259. The share of adults holding a bachelor's degree or higher is 16.8% in 46975 and 30.4% in 46511. Poverty rate reads 12.5% vs 26.0%, and unemployment 6.2% vs 7.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $157,600 in 46975 versus $233,700 in 46511, with median rent of $835 and $665 per month respectively. Homeownership rate is 78.7% vs 77.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.