ZIP 46989 vs ZIP 46957

This side-by-side compares ZIP 46989 (Upland, IN) and ZIP 46957 (Matthews, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46989 has a population of 5,195 at 60 people per square mile, while ZIP 46957 has 558 at 453 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46989 reports a median household income of $82,074 against $49,444 in ZIP 46957, with per-capita income of $26,171 vs $25,087. The share of adults holding a bachelor's degree or higher is 45.3% in 46989 and 6.5% in 46957. Poverty rate reads 6.9% vs 17.0%, and unemployment 2.3% vs 4.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $219,400 in 46989 versus $79,500 in 46957, with median rent of $927 and $1,029 per month respectively. Homeownership rate is 80.3% vs 81.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.