ZIP 47320 vs ZIP 47303

This side-by-side compares ZIP 47320 (Albany, IN) and ZIP 47303 (Muncie, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 47320 has a population of 4,134 at 48 people per square mile, while ZIP 47303 has 25,365 at 169 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 47320 reports a median household income of $69,764 against $47,674 in ZIP 47303, with per-capita income of $42,576 vs $28,116. The share of adults holding a bachelor's degree or higher is 17.2% in 47320 and 25.2% in 47303. Poverty rate reads 7.4% vs 26.4%, and unemployment 1.9% vs 9.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $137,500 in 47320 versus $118,200 in 47303, with median rent of $667 and $942 per month respectively. Homeownership rate is 85.2% vs 56.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.