ZIP 55102 vs ZIP 55103

This side-by-side compares ZIP 55102 (Saint Paul, MN) and ZIP 55103 (Saint Paul, MN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 55102 has a population of 18,207 at 2,160 people per square mile, while ZIP 55103 has 12,991 at 2,404 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 55102 reports a median household income of $76,406 against $48,390 in ZIP 55103, with per-capita income of $59,639 vs $27,118. The share of adults holding a bachelor's degree or higher is 56.4% in 55102 and 28.2% in 55103. Poverty rate reads 16.2% vs 24.8%, and unemployment 4.9% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $292,200 in 55102 versus $257,500 in 55103, with median rent of $1,319 and $1,054 per month respectively. Homeownership rate is 44.9% vs 41.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.