Saint Paul, MN · standard

ZIP Code 55102

Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,207
2,160/sq mi
$76,406
Median income
$292,200
Median home value
56.4%
Bachelor's or higher

The verdict

Saint Paul pairs an above-median household income with above-median home values, in a suburban-density, mixed-tenure area.

Top 43%
household income, US ZIPs
Top 35%
home value, US ZIPs
2,160
people per sq mi
45%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55102 against every reporting US ZIP.

ZIP code 55102 is classified by USPS as a standard delivery area and covers roughly 8.4 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 18,207 residents, producing a population density of 2,160 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55102 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55102 sits at $76,406 (7% below the Minnesota average), while per-capita income is $59,639. The poverty rate stands at 16.2% and the unemployment rate at 4.9%. On housing, the median home value is $292,200 (14% above the state average) with median rent at $1,319 per month, and 44.9% of occupied units are owner-occupied, a direct signal of whether 55102 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 56.4% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55102 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55102

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55102.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55102, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,207

Population

8.4

Area (sq mi)

2,160

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55102?

39.9

Median Age

51.8%

Male

48.2%

Female

9.1%

Foreign-Born

White 76.1%
African American 10.9%
Asian 4.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,406

Median Household Income

-7% vs state

$59,639

Per Capita Income

16.2%

Poverty Rate

4.9%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 55102 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$76,406 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.5%
Bachelor's Degree or Higher 56.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,750

Total Housing Units

10,715

Occupied Units

1,035

Vacant Units

1.73

Avg Household Size

Occupancy Type

Owner 44.9%
Renter 55.1%

$292,200

Median Home Value

+14% vs state

$1,319

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 55102 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 194
2021 +9.9% 213
2022 +8.1% 230
2023 +2.0% 235
2024 +3.7% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 724 business establishments in ZIP 55102, employing approximately 23,554 people with a combined annual payroll of $2,007,980,000.

724

Businesses

23,554

Employees

$2.0B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 119 16.4%
Health care and social assistance 101 13.9%
Professional, scientific, and technical services 100 13.8%
Other services (except public administration) 92 12.7%
Retail trade 52 7.2%
Real estate and rental and leasing 44 6.1%
Administrative and support and waste management and remediation services 38 5.3%
Arts, entertainment, and recreation 35 4.8%
Finance and insurance 34 4.7%
Construction 27 3.7%
Information 20 2.8%
Educational services 16 2.2%
Wholesale trade 15 2.1%
Manufacturing 13 1.8%
Management of companies and enterprises 7 1.0%
Utilities 4 0.6%
Transportation and warehousing 4 0.6%
Mining, quarrying, and oil and gas extraction 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55102 vs 55103 →

ZIP 55102 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55102 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55102 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55102 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55103 Saint Paul, MN 12,991 2.2 mi
55107 Saint Paul, MN 14,776 2.1 mi
55105 Saint Paul, MN 28,455 2.3 mi
55101 Saint Paul, MN 5,592 2.0 mi
55118 Saint Paul, MN 27,548 2.6 mi
55155 Saint Paul, MN 0 2.5 mi
55104 Saint Paul, MN 43,248 2.5 mi
55116 Saint Paul, MN 23,851 2.8 mi
55130 Saint Paul, MN 17,575 3.4 mi
55120 Saint Paul, MN 4,352 4.3 mi

More ZIP Codes in Ramsey County

Frequently Asked Questions

What county is ZIP code 55102 in?
ZIP code 55102 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55102?
ZIP code 55102 in Saint Paul, MN has a population of 18,207 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55102?
The median household income in ZIP 55102 is $76,406, which is 0% above the national average of $76,288.
What is the average home value in ZIP 55102?
The median home value in ZIP 55102 is $292,200, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 55102?
The largest racial group in ZIP 55102 is White at 76.1%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 55102?
ZIP code 55102 has 724 business establishments employing approximately 23,554 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55102?
The top industries by establishment count in ZIP 55102 are: Accommodation and food services (119), Health care and social assistance (101), Professional, scientific, and technical services (100). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 55102?
According to the FHFA House Price Index, home values in ZIP 55102 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55102?
In ZIP code 55102, 71.5% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55102?
The mean commute time for workers in ZIP code 55102 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55102?
In ZIP code 55102, approximately 44.9% of occupied housing units are owner-occupied and 55.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55102?
The poverty rate in ZIP code 55102 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.