Saint Paul, MN · standard
ZIP Code 55102
Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,207
- 2,160/sq mi
- $76,406
- Median income
- $292,200
- Median home value
- 56.4%
- Bachelor's or higher
The verdict
Saint Paul pairs an above-median household income with above-median home values, in a suburban-density, mixed-tenure area.
- Top 43%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 2,160
- people per sq mi
- 45%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55102 against every reporting US ZIP.
ZIP code 55102 is classified by USPS as a standard delivery area and covers roughly 8.4 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 18,207 residents, producing a population density of 2,160 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55102 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55102 sits at $76,406 (7% below the Minnesota average), while per-capita income is $59,639. The poverty rate stands at 16.2% and the unemployment rate at 4.9%. On housing, the median home value is $292,200 (14% above the state average) with median rent at $1,319 per month, and 44.9% of occupied units are owner-occupied, a direct signal of whether 55102 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.4% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55102 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55102
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55102.
- Accommodation and food services
Accommodation and food services
119 establishments
- Health care and social assistance
Health care and social assistance
101 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
100 establishments
- Other services (except public administration)
Other services (except public administration)
92 establishments
- Retail trade
Retail trade
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55102, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,207
Population
8.4
Area (sq mi)
2,160
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55102?
39.9
Median Age
51.8%
Male
48.2%
Female
9.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,406
Median Household Income
-7% vs state
$59,639
Per Capita Income
16.2%
Poverty Rate
4.9%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 55102 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$76,406 Top 43% higher than 57% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,750
Total Housing Units
10,715
Occupied Units
1,035
Vacant Units
1.73
Avg Household Size
Occupancy Type
$292,200
Median Home Value
+14% vs state
$1,319
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
244
HPI Index (2000 = 100)
+144%
Total Change Since 2000
Home values in ZIP 55102 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 194 |
| 2021 | +9.9% | 213 |
| 2022 | +8.1% | 230 |
| 2023 | +2.0% | 235 |
| 2024 | +3.7% | 244 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 724 business establishments in ZIP 55102, employing approximately 23,554 people with a combined annual payroll of $2,007,980,000.
724
Businesses
23,554
Employees
$2.0B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 119 | 16.4% |
| Health care and social assistance | 101 | 13.9% |
| Professional, scientific, and technical services | 100 | 13.8% |
| Other services (except public administration) | 92 | 12.7% |
| Retail trade | 52 | 7.2% |
| Real estate and rental and leasing | 44 | 6.1% |
| Administrative and support and waste management and remediation services | 38 | 5.3% |
| Arts, entertainment, and recreation | 35 | 4.8% |
| Finance and insurance | 34 | 4.7% |
| Construction | 27 | 3.7% |
| Information | 20 | 2.8% |
| Educational services | 16 | 2.2% |
| Wholesale trade | 15 | 2.1% |
| Manufacturing | 13 | 1.8% |
| Management of companies and enterprises | 7 | 1.0% |
| Utilities | 4 | 0.6% |
| Transportation and warehousing | 4 | 0.6% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55102 vs 55103 →
ZIP 55102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55104
Saint Paul (55104)
43,248 residents
- 55105
Saint Paul (55105)
28,455 residents
- 55118
Saint Paul (55118)
27,548 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55102
Saint Paul (55102)
18,207 residents
- 55130
Saint Paul (55130)
17,575 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
- 55101 5,592
Saint Paul (55101)
5,592 residents
What this shows Among its immediate neighbors, ZIP 55102 ranks #5 by population — useful context the national average alone can't give.
ZIP 55102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55120
Saint Paul (55120)
$116,346 median income
- 55105
Saint Paul (55105)
$107,248 median income
- 55118
Saint Paul (55118)
$87,340 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55102 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55103 | Saint Paul, MN | 12,991 | 2.2 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.1 mi |
| 55105 | Saint Paul, MN | 28,455 | 2.3 mi |
| 55101 | Saint Paul, MN | 5,592 | 2.0 mi |
| 55118 | Saint Paul, MN | 27,548 | 2.6 mi |
| 55155 | Saint Paul, MN | 0 | 2.5 mi |
| 55104 | Saint Paul, MN | 43,248 | 2.5 mi |
| 55116 | Saint Paul, MN | 23,851 | 2.8 mi |
| 55130 | Saint Paul, MN | 17,575 | 3.4 mi |
| 55120 | Saint Paul, MN | 4,352 | 4.3 mi |
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55102 in? ▼
What is the population of ZIP code 55102? ▼
What is the median household income in ZIP 55102? ▼
What is the average home value in ZIP 55102? ▼
What is the demographic makeup of ZIP 55102? ▼
How many businesses are in ZIP code 55102? ▼
What are the main industries in ZIP code 55102? ▼
How have home values changed in ZIP code 55102? ▼
What is the education level in ZIP code 55102? ▼
What is the average commute time in ZIP 55102? ▼
What percentage of residents own vs. rent in ZIP 55102? ▼
What is the poverty rate in ZIP code 55102? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.