Saint Paul, MN · standard
ZIP Code 55102
Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,207
- 2,160/sq mi High-density area
- $76,406
- Median income Near-median income area
- $292,200
- Median home value Near-median home value
- 56.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Paul pairs an above-median household income with above-median home values, in a suburban-density, mixed-tenure area.
- Top 43%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 2,160
- people per sq mi
- 45%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55102 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55102 (Saint Paul, MN) rose +3.7% from 2023 to 2024. The all-transactions index moved from 234.8 in 2023 to 243.5 in 2024 (2000 = 100).
ZIP code 55102 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 18,207 residents across 8.4 square miles, a density of 2,160 people per square mile, in the Chicago time zone.
ZIP 55102 lands in the middle-income range, with a median household income of $76,406 (7% below the average Minnesota ZIP), while per-capita income is $59,639. The poverty rate is 16.2%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $292,200 (14% above the average Minnesota ZIP) and median rent is $1,319; 44.9% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 56.4% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ramsey County, so 55102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55102
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55102.
- Accommodation and food services
Accommodation and food services
119 establishments
- Health care and social assistance
Health care and social assistance
101 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
100 establishments
- Other services (except public administration)
Other services (except public administration)
92 establishments
- Retail trade
Retail trade
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55102, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,207
Population
8.4
Area (sq mi)
2,160
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55102?
39.9
Median Age
51.8%
Male
48.2%
Female
9.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,406
Median Household Income
-7% vs state ZIP avg
$59,639
Per Capita Income
16.2%
Poverty Rate
4.9%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 55102 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,406 47th percentile higher than 47% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,750housing units
11,750
Total Housing Units
10,715
Occupied Units
1,035
Vacant Units
1.73
Avg Household Size
Occupancy Type
$292,200
Median Home Value
+14% vs state ZIP avg
$1,319
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
244
HPI Index (2000 = 100)
+144%
Total Change Since 2000
Home values in ZIP 55102 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 194 |
| 2021 | +9.9% | 213 |
| 2022 | +8.1% | 230 |
| 2023 | +2.0% | 235 |
| 2024 | +3.7% | 244 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 724 business establishments in ZIP 55102, employing approximately 23,554 people with a combined annual payroll of $2,007,980,000.
724
Businesses
23,554
Employees
$2.0B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 119 | 16.4% |
| Health care and social assistance | 101 | 13.9% |
| Professional, scientific, and technical services | 100 | 13.8% |
| Other services (except public administration) | 92 | 12.7% |
| Retail trade | 52 | 7.2% |
| Real estate and rental and leasing | 44 | 6.1% |
| Administrative and support and waste management and remediation services | 38 | 5.3% |
| Arts, entertainment, and recreation | 35 | 4.8% |
| Finance and insurance | 34 | 4.7% |
| Construction | 27 | 3.7% |
| Information | 20 | 2.8% |
| Educational services | 16 | 2.2% |
| Wholesale trade | 15 | 2.1% |
| Manufacturing | 13 | 1.8% |
| Management of companies and enterprises | 7 | 1.0% |
| Utilities | 4 | 0.6% |
| Transportation and warehousing | 4 | 0.6% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55102 vs 55103 →
ZIP 55102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55104
Saint Paul (55104)
43,248 residents
- 55105
Saint Paul (55105)
28,455 residents
- 55118
Saint Paul (55118)
27,548 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55102
Saint Paul (55102)
18,207 residents
- 55130
Saint Paul (55130)
17,575 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
- 55101 5,592
Saint Paul (55101)
5,592 residents
What this shows Among its immediate neighbors, ZIP 55102 ranks #5 by population - useful context the national average alone can't give.
ZIP 55102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55120
Saint Paul (55120)
$116,346 median income
- 55105
Saint Paul (55105)
$107,248 median income
- 55118
Saint Paul (55118)
$87,340 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55102 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55103 | Saint Paul, MN | 12,991 | 2.2 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.1 mi |
| 55105 | Saint Paul, MN | 28,455 | 2.3 mi |
| 55101 | Saint Paul, MN | 5,592 | 2.0 mi |
| 55118 | Saint Paul, MN | 27,548 | 2.6 mi |
| 55155 | Saint Paul, MN | 0 | 2.5 mi |
| 55104 | Saint Paul, MN | 43,248 | 2.5 mi |
| 55116 | Saint Paul, MN | 23,851 | 2.8 mi |
| 55130 | Saint Paul, MN | 17,575 | 3.4 mi |
| 55120 | Saint Paul, MN | 4,352 | 4.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55102, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,207 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55102 in?
ZIP code 55102 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55102?
ZIP code 55102 in Saint Paul, MN has a population of 18,207 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55102?
The median household income in ZIP 55102 is $76,406, which is 0% above the national average of $76,288.
What is the average home value in ZIP 55102?
The median home value in ZIP 55102 is $292,200, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 55102?
The largest racial group in ZIP 55102 is White at 76.1%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 55102?
ZIP code 55102 has 724 business establishments employing approximately 23,554 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55102?
The top industries by establishment count in ZIP 55102 are: Accommodation and food services (119), Health care and social assistance (101), Professional, scientific, and technical services (100). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 55102?
According to the FHFA House Price Index, home values in ZIP 55102 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55102?
In ZIP code 55102, 71.5% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55102?
The mean commute time for workers in ZIP code 55102 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55102?
In ZIP code 55102, approximately 44.9% of occupied housing units are owner-occupied and 55.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55102?
The poverty rate in ZIP code 55102 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55102's numbers, next.
- See how ZIP 55102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.