Saint Paul, MN · standard
ZIP Code 55118
Dakota County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,548
- 1,009/sq mi
- $87,340
- Median income
- $350,600
- Median home value
- 45.5%
- Bachelor's or higher
The verdict
Saint Paul pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 26%
- home value, US ZIPs
- 1,009
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55118 against every reporting US ZIP.
ZIP code 55118 is classified by USPS as a standard delivery area and covers roughly 27.3 square miles in Saint Paul, Dakota County, Minnesota. The area is home to 27,548 residents, producing a population density of 1,009 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55118 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55118 sits at $87,340 (6% above the Minnesota average), while per-capita income is $54,242. The poverty rate stands at 7.4% and the unemployment rate at 4.0%. On housing, the median home value is $350,600 (37% above the state average) with median rent at $1,323 per month, and 65.1% of occupied units are owner-occupied, a direct signal of whether 55118 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 45.5% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dakota County, so you can benchmark 55118 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55118
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55118.
- Health care and social assistance
Health care and social assistance
124 establishments
- Retail trade
Retail trade
96 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
80 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55118, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
27,548
Population
27.3
Area (sq mi)
1,009
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55118?
42.4
Median Age
47.1%
Male
52.9%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,340
Median Household Income
+6% vs state
$54,242
Per Capita Income
7.4%
Poverty Rate
4.0%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 55118 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$87,340 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,972
Total Housing Units
13,267
Occupied Units
705
Vacant Units
2.20
Avg Household Size
Occupancy Type
$350,600
Median Home Value
+37% vs state
$1,323
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 55118 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 166 |
| 2021 | +8.4% | 180 |
| 2022 | +10.4% | 199 |
| 2023 | +3.1% | 205 |
| 2024 | +6.4% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 773 business establishments in ZIP 55118, employing approximately 9,120 people with a combined annual payroll of $362,614,000.
773
Businesses
9,120
Employees
$362.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 124 | 16.0% |
| Retail trade | 96 | 12.4% |
| Other services (except public administration) | 87 | 11.3% |
| Professional, scientific, and technical services | 80 | 10.3% |
| Accommodation and food services | 70 | 9.1% |
| Finance and insurance | 64 | 8.3% |
| Construction | 62 | 8.0% |
| Real estate and rental and leasing | 58 | 7.5% |
| Administrative and support and waste management and remediation services | 41 | 5.3% |
| Manufacturing | 17 | 2.2% |
| Wholesale trade | 17 | 2.2% |
| Transportation and warehousing | 14 | 1.8% |
| Educational services | 14 | 1.8% |
| Arts, entertainment, and recreation | 14 | 1.8% |
| Information | 12 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55118 vs 55102 →
ZIP 55118 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55118
Saint Paul (55118)
27,548 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55075
South Saint Paul (55075)
20,152 residents
- 55102
Saint Paul (55102)
18,207 residents
- 55130
Saint Paul (55130)
17,575 residents
- 55107
Saint Paul (55107)
14,776 residents
- 55103
Saint Paul (55103)
12,991 residents
- 55101 5,592
Saint Paul (55101)
5,592 residents
- 55120 4,352
Saint Paul (55120)
4,352 residents
What this shows Among its immediate neighbors, ZIP 55118 ranks the most populous — useful context the national average alone can't give.
ZIP 55118 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55120
Saint Paul (55120)
$116,346 median income
- 55150
Mendota (55150)
$111,250 median income
- 55075
South Saint Paul (55075)
$88,386 median income
- 55118
Saint Paul (55118)
$87,340 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55118 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55102 | Saint Paul, MN | 18,207 | 2.6 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.7 mi |
| 55101 | Saint Paul, MN | 5,592 | 3.8 mi |
| 55120 | Saint Paul, MN | 4,352 | 2.8 mi |
| 55150 | Mendota, MN | 198 | 3.0 mi |
| 55075 | South Saint Paul, MN | 20,152 | 3.1 mi |
| 55116 | Saint Paul, MN | 23,851 | 3.4 mi |
| 55155 | Saint Paul, MN | 0 | 4.2 mi |
| 55103 | Saint Paul, MN | 12,991 | 4.8 mi |
| 55130 | Saint Paul, MN | 17,575 | 5.4 mi |
More ZIP Codes in Dakota County
Related Areas
Frequently Asked Questions
What county is ZIP code 55118 in? ▼
What is the population of ZIP code 55118? ▼
What is the median household income in ZIP 55118? ▼
What is the average home value in ZIP 55118? ▼
What is the demographic makeup of ZIP 55118? ▼
How many businesses are in ZIP code 55118? ▼
What are the main industries in ZIP code 55118? ▼
How have home values changed in ZIP code 55118? ▼
What is the education level in ZIP code 55118? ▼
What is the average commute time in ZIP 55118? ▼
What percentage of residents own vs. rent in ZIP 55118? ▼
What is the poverty rate in ZIP code 55118? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.