Saint Paul, MN · standard
ZIP Code 55118
Dakota County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,548
- 1,009/sq mi High-density area
- $87,340
- Median income Above-median income area
- $350,600
- Median home value Above-median home value
- 45.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Paul pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 26%
- home value, US ZIPs
- 1,009
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55118 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55118 (Saint Paul, MN) rose +6.4% from 2023 to 2024. The all-transactions index moved from 205.5 in 2023 to 218.6 in 2024 (2000 = 100).
ZIP code 55118 is a densely settled ZIP (a standard USPS delivery area) in Saint Paul, Dakota County, Minnesota, with 27,548 residents across 27.3 square miles, a density of 1,009 people per square mile, in the Chicago time zone.
ZIP 55118 lands in the middle-income range, with a median household income of $87,340 (6% above the average Minnesota ZIP), while per-capita income is $54,242. The poverty rate is 7.4%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $350,600 (37% above the average Minnesota ZIP), while 65.1% of occupied homes are owner-occupied and median rent is $1,323.
A solid share of residents have a four-year degree: 45.5% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Dakota County, so 55118 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55118
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55118.
- Health care and social assistance
Health care and social assistance
124 establishments
- Retail trade
Retail trade
96 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
80 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55118, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,548
Population
27.3
Area (sq mi)
1,009
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55118?
42.4
Median Age
47.1%
Male
52.9%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,340
Median Household Income
+6% vs state ZIP avg
$54,242
Per Capita Income
7.4%
Poverty Rate
4.0%
Unemployment Rate
21.8 min
Mean Commute Time
How ZIP 55118 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,340 Top 32% higher than 68% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,972housing units
13,972
Total Housing Units
13,267
Occupied Units
705
Vacant Units
2.20
Avg Household Size
Occupancy Type
$350,600
Median Home Value
+37% vs state ZIP avg
$1,323
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 55118 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 166 |
| 2021 | +8.4% | 180 |
| 2022 | +10.4% | 199 |
| 2023 | +3.1% | 205 |
| 2024 | +6.4% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 773 business establishments in ZIP 55118, employing approximately 9,120 people with a combined annual payroll of $362,614,000.
773
Businesses
9,120
Employees
$362.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 124 | 16.0% |
| Retail trade | 96 | 12.4% |
| Other services (except public administration) | 87 | 11.3% |
| Professional, scientific, and technical services | 80 | 10.3% |
| Accommodation and food services | 70 | 9.1% |
| Finance and insurance | 64 | 8.3% |
| Construction | 62 | 8.0% |
| Real estate and rental and leasing | 58 | 7.5% |
| Administrative and support and waste management and remediation services | 41 | 5.3% |
| Manufacturing | 17 | 2.2% |
| Wholesale trade | 17 | 2.2% |
| Transportation and warehousing | 14 | 1.8% |
| Educational services | 14 | 1.8% |
| Arts, entertainment, and recreation | 14 | 1.8% |
| Information | 12 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55118 vs 55102 →
ZIP 55118 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55118
Saint Paul (55118)
27,548 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55075
South Saint Paul (55075)
20,152 residents
- 55102
Saint Paul (55102)
18,207 residents
- 55130
Saint Paul (55130)
17,575 residents
- 55107
Saint Paul (55107)
14,776 residents
- 55103
Saint Paul (55103)
12,991 residents
- 55101 5,592
Saint Paul (55101)
5,592 residents
- 55120 4,352
Saint Paul (55120)
4,352 residents
What this shows Among its immediate neighbors, ZIP 55118 ranks the most populous - useful context the national average alone can't give.
ZIP 55118 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55120
Saint Paul (55120)
$116,346 median income
- 55150
Mendota (55150)
$111,250 median income
- 55075
South Saint Paul (55075)
$88,386 median income
- 55118
Saint Paul (55118)
$87,340 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55118 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55102 | Saint Paul, MN | 18,207 | 2.6 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.7 mi |
| 55101 | Saint Paul, MN | 5,592 | 3.8 mi |
| 55120 | Saint Paul, MN | 4,352 | 2.8 mi |
| 55150 | Mendota, MN | 198 | 3.0 mi |
| 55075 | South Saint Paul, MN | 20,152 | 3.1 mi |
| 55116 | Saint Paul, MN | 23,851 | 3.4 mi |
| 55155 | Saint Paul, MN | 0 | 4.2 mi |
| 55103 | Saint Paul, MN | 12,991 | 4.8 mi |
| 55130 | Saint Paul, MN | 17,575 | 5.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55118, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,548 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dakota County
Related Areas
Frequently Asked Questions
What county is ZIP code 55118 in?
ZIP code 55118 (Saint Paul) is located in Dakota County, Minnesota. Dakota County contains multiple ZIP codes, see the full list at /counties/dakota-mn.
What is the population of ZIP code 55118?
ZIP code 55118 in Saint Paul, MN has a population of 27,548 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55118?
The median household income in ZIP 55118 is $87,340, which is 14% above the national average of $76,288.
What is the average home value in ZIP 55118?
The median home value in ZIP 55118 is $350,600, which is 26% above the national average of $278,155.
What is the demographic makeup of ZIP 55118?
The largest racial group in ZIP 55118 is White at 74.5%. Hispanic or Latino residents make up 15.9% of the population.
How many businesses are in ZIP code 55118?
ZIP code 55118 has 773 business establishments employing approximately 9,120 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55118?
The top industries by establishment count in ZIP 55118 are: Health care and social assistance (124), Retail trade (96), Other services (except public administration) (87). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55118?
According to the FHFA House Price Index, home values in ZIP 55118 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55118?
In ZIP code 55118, 65.4% of residents aged 25+ have a high school diploma or higher, and 45.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55118?
The mean commute time for workers in ZIP code 55118 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55118?
In ZIP code 55118, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55118?
The poverty rate in ZIP code 55118 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55118's numbers, next.
- See how ZIP 55118 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.