Saint Paul, MN · standard

ZIP Code 55118

Dakota County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,548
1,009/sq mi
$87,340
Median income
$350,600
Median home value
45.5%
Bachelor's or higher

The verdict

Saint Paul pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 26%
home value, US ZIPs
1,009
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55118 against every reporting US ZIP.

ZIP code 55118 is classified by USPS as a standard delivery area and covers roughly 27.3 square miles in Saint Paul, Dakota County, Minnesota. The area is home to 27,548 residents, producing a population density of 1,009 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55118 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55118 sits at $87,340 (6% above the Minnesota average), while per-capita income is $54,242. The poverty rate stands at 7.4% and the unemployment rate at 4.0%. On housing, the median home value is $350,600 (37% above the state average) with median rent at $1,323 per month, and 65.1% of occupied units are owner-occupied, a direct signal of whether 55118 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 45.5% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dakota County, so you can benchmark 55118 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55118

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55118.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55118, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

27,548

Population

27.3

Area (sq mi)

1,009

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55118?

42.4

Median Age

47.1%

Male

52.9%

Female

7.6%

Foreign-Born

White 74.5%
African American 4.5%
Asian 1.5%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 15.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,340

Median Household Income

+6% vs state

$54,242

Per Capita Income

7.4%

Poverty Rate

4.0%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 55118 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$87,340 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.4%
Bachelor's Degree or Higher 45.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,972

Total Housing Units

13,267

Occupied Units

705

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 65.1%
Renter 34.9%

$350,600

Median Home Value

+37% vs state

$1,323

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 55118 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 166
2021 +8.4% 180
2022 +10.4% 199
2023 +3.1% 205
2024 +6.4% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 773 business establishments in ZIP 55118, employing approximately 9,120 people with a combined annual payroll of $362,614,000.

773

Businesses

9,120

Employees

$362.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 124 16.0%
Retail trade 96 12.4%
Other services (except public administration) 87 11.3%
Professional, scientific, and technical services 80 10.3%
Accommodation and food services 70 9.1%
Finance and insurance 64 8.3%
Construction 62 8.0%
Real estate and rental and leasing 58 7.5%
Administrative and support and waste management and remediation services 41 5.3%
Manufacturing 17 2.2%
Wholesale trade 17 2.2%
Transportation and warehousing 14 1.8%
Educational services 14 1.8%
Arts, entertainment, and recreation 14 1.8%
Information 12 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55118 vs 55102 →

ZIP 55118 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55118 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55118 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55118 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55102 Saint Paul, MN 18,207 2.6 mi
55107 Saint Paul, MN 14,776 2.7 mi
55101 Saint Paul, MN 5,592 3.8 mi
55120 Saint Paul, MN 4,352 2.8 mi
55150 Mendota, MN 198 3.0 mi
55075 South Saint Paul, MN 20,152 3.1 mi
55116 Saint Paul, MN 23,851 3.4 mi
55155 Saint Paul, MN 0 4.2 mi
55103 Saint Paul, MN 12,991 4.8 mi
55130 Saint Paul, MN 17,575 5.4 mi

More ZIP Codes in Dakota County

Frequently Asked Questions

What county is ZIP code 55118 in?
ZIP code 55118 (Saint Paul) is located in Dakota County, Minnesota. Dakota County contains multiple ZIP codes, see the full list at /counties/dakota-mn.
What is the population of ZIP code 55118?
ZIP code 55118 in Saint Paul, MN has a population of 27,548 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55118?
The median household income in ZIP 55118 is $87,340, which is 14% above the national average of $76,288.
What is the average home value in ZIP 55118?
The median home value in ZIP 55118 is $350,600, which is 26% above the national average of $278,155.
What is the demographic makeup of ZIP 55118?
The largest racial group in ZIP 55118 is White at 74.5%. Hispanic or Latino residents make up 15.9% of the population.
How many businesses are in ZIP code 55118?
ZIP code 55118 has 773 business establishments employing approximately 9,120 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55118?
The top industries by establishment count in ZIP 55118 are: Health care and social assistance (124), Retail trade (96), Other services (except public administration) (87). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55118?
According to the FHFA House Price Index, home values in ZIP 55118 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55118?
In ZIP code 55118, 65.4% of residents aged 25+ have a high school diploma or higher, and 45.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55118?
The mean commute time for workers in ZIP code 55118 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55118?
In ZIP code 55118, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55118?
The poverty rate in ZIP code 55118 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.