Saint Paul, MN · standard
ZIP Code 55107
Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,776
- 1,389/sq mi High-density area
- $74,531
- Median income Near-median income area
- $269,600
- Median home value Near-median home value
- 31.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Paul pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 1,389
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55107 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55107 (Saint Paul, MN) rose +6.1% from 2023 to 2024. The all-transactions index moved from 218.6 in 2023 to 232.0 in 2024 (2000 = 100).
ZIP code 55107 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 14,776 residents across 10.6 square miles, a density of 1,389 people per square mile, in the Chicago time zone.
ZIP 55107 lands in the middle-income range, with a median household income of $74,531 (9% below the average Minnesota ZIP), while per-capita income is $36,861. The poverty rate is 14.1%, with unemployment at 7.6%; those measures add context to the income figure. Median home value is $269,600 (5% above the average Minnesota ZIP) and median rent is $1,371; 60.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.3% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ramsey County, so 55107 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55107
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55107.
- Health care and social assistance
Health care and social assistance
50 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
38 establishments
- Construction
Construction
36 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
- Wholesale trade
Wholesale trade
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55107, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,776
Population
10.6
Area (sq mi)
1,389
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55107?
37.4
Median Age
48.8%
Male
51.2%
Female
16.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,531
Median Household Income
-9% vs state ZIP avg
$36,861
Per Capita Income
14.1%
Poverty Rate
7.6%
Unemployment Rate
19.2 min
Mean Commute Time
How ZIP 55107 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,531 43rd percentile higher than 43% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,195housing units
6,195
Total Housing Units
6,037
Occupied Units
158
Vacant Units
2.50
Avg Household Size
Occupancy Type
$269,600
Median Home Value
+5% vs state ZIP avg
$1,371
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 55107 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 183 |
| 2021 | +9.9% | 202 |
| 2022 | +9.7% | 221 |
| 2023 | -1.1% | 219 |
| 2024 | +6.1% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 343 business establishments in ZIP 55107, employing approximately 8,687 people with a combined annual payroll of $647,326,000.
343
Businesses
8,687
Employees
$647.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 50 | 14.6% |
| Professional, scientific, and technical services | 38 | 11.1% |
| Construction | 36 | 10.5% |
| Other services (except public administration) | 33 | 9.6% |
| Wholesale trade | 26 | 7.6% |
| Manufacturing | 22 | 6.4% |
| Accommodation and food services | 22 | 6.4% |
| Retail trade | 21 | 6.1% |
| Real estate and rental and leasing | 19 | 5.5% |
| Administrative and support and waste management and remediation services | 17 | 5.0% |
| Finance and insurance | 16 | 4.7% |
| Transportation and warehousing | 15 | 4.4% |
| Information | 7 | 2.0% |
| Educational services | 7 | 2.0% |
| Arts, entertainment, and recreation | 7 | 2.0% |
| Management of companies and enterprises | 5 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55107 vs 55155 →
ZIP 55107 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55106
Saint Paul (55106)
52,730 residents
- 55117
Saint Paul (55117)
41,649 residents
- 55119
Saint Paul (55119)
38,966 residents
- 55118
Saint Paul (55118)
27,548 residents
- 55075 20,152
South Saint Paul (55075)
20,152 residents
- 55102 18,207
Saint Paul (55102)
18,207 residents
- 55130 17,575
Saint Paul (55130)
17,575 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
What this shows Among its immediate neighbors, ZIP 55107 ranks #8 by population - useful context the national average alone can't give.
ZIP 55107 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55075
South Saint Paul (55075)
$88,386 median income
- 55118
Saint Paul (55118)
$87,340 median income
- 55119
Saint Paul (55119)
$81,865 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55117
Saint Paul (55117)
$70,771 median income
- 55106
Saint Paul (55106)
$70,187 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55107 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55155 | Saint Paul, MN | 0 | 1.7 mi |
| 55101 | Saint Paul, MN | 5,592 | 1.5 mi |
| 55102 | Saint Paul, MN | 18,207 | 2.1 mi |
| 55130 | Saint Paul, MN | 17,575 | 2.9 mi |
| 55118 | Saint Paul, MN | 27,548 | 2.7 mi |
| 55106 | Saint Paul, MN | 52,730 | 2.7 mi |
| 55119 | Saint Paul, MN | 38,966 | 3.5 mi |
| 55103 | Saint Paul, MN | 12,991 | 3.2 mi |
| 55075 | South Saint Paul, MN | 20,152 | 3.6 mi |
| 55117 | Saint Paul, MN | 41,649 | 4.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55107, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,776 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55107 in?
ZIP code 55107 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55107?
ZIP code 55107 in Saint Paul, MN has a population of 14,776 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55107?
The median household income in ZIP 55107 is $74,531, which is 2% below the national average of $76,288.
What is the average home value in ZIP 55107?
The median home value in ZIP 55107 is $269,600, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 55107?
The largest racial group in ZIP 55107 is White at 50.4%. Hispanic or Latino residents make up 22.3% of the population.
How many businesses are in ZIP code 55107?
ZIP code 55107 has 343 business establishments employing approximately 8,687 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55107?
The top industries by establishment count in ZIP 55107 are: Health care and social assistance (50), Professional, scientific, and technical services (38), Construction (36). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 55107?
According to the FHFA House Price Index, home values in ZIP 55107 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55107?
In ZIP code 55107, 57.6% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55107?
The mean commute time for workers in ZIP code 55107 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55107?
In ZIP code 55107, approximately 60.6% of occupied housing units are owner-occupied and 39.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55107?
The poverty rate in ZIP code 55107 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55107's numbers, next.
- See how ZIP 55107 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.