Saint Paul, MN · standard

ZIP Code 55107

Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,776
1,389/sq mi
$74,531
Median income
$269,600
Median home value
31.3%
Bachelor's or higher

The verdict

Saint Paul pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 46%
household income, US ZIPs
Top 39%
home value, US ZIPs
1,389
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55107 against every reporting US ZIP.

ZIP code 55107 is classified by USPS as a standard delivery area and covers roughly 10.6 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 14,776 residents, producing a population density of 1,389 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55107 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55107 sits at $74,531 (9% below the Minnesota average), while per-capita income is $36,861. The poverty rate stands at 14.1% and the unemployment rate at 7.6%. On housing, the median home value is $269,600 (5% above the state average) with median rent at $1,371 per month, and 60.6% of occupied units are owner-occupied, a direct signal of whether 55107 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.3% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55107 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55107

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55107.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55107, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,776

Population

10.6

Area (sq mi)

1,389

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55107?

37.4

Median Age

48.8%

Male

51.2%

Female

16.3%

Foreign-Born

White 50.4%
African American 14.7%
Asian 8.2%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.8%
Hispanic or Latino 22.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,531

Median Household Income

-9% vs state

$36,861

Per Capita Income

14.1%

Poverty Rate

7.6%

Unemployment Rate

19.2 min

Mean Commute Time

How ZIP 55107 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$74,531 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.6%
Bachelor's Degree or Higher 31.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,195

Total Housing Units

6,037

Occupied Units

158

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 60.6%
Renter 39.4%

$269,600

Median Home Value

+5% vs state

$1,371

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 55107 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 183
2021 +9.9% 202
2022 +9.7% 221
2023 -1.1% 219
2024 +6.1% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 343 business establishments in ZIP 55107, employing approximately 8,687 people with a combined annual payroll of $647,326,000.

343

Businesses

8,687

Employees

$647.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 50 14.6%
Professional, scientific, and technical services 38 11.1%
Construction 36 10.5%
Other services (except public administration) 33 9.6%
Wholesale trade 26 7.6%
Manufacturing 22 6.4%
Accommodation and food services 22 6.4%
Retail trade 21 6.1%
Real estate and rental and leasing 19 5.5%
Administrative and support and waste management and remediation services 17 5.0%
Finance and insurance 16 4.7%
Transportation and warehousing 15 4.4%
Information 7 2.0%
Educational services 7 2.0%
Arts, entertainment, and recreation 7 2.0%
Management of companies and enterprises 5 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55107 vs 55155 →

ZIP 55107 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55107 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55107 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55107 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55155 Saint Paul, MN 0 1.7 mi
55101 Saint Paul, MN 5,592 1.5 mi
55102 Saint Paul, MN 18,207 2.1 mi
55130 Saint Paul, MN 17,575 2.9 mi
55118 Saint Paul, MN 27,548 2.7 mi
55106 Saint Paul, MN 52,730 2.7 mi
55119 Saint Paul, MN 38,966 3.5 mi
55103 Saint Paul, MN 12,991 3.2 mi
55075 South Saint Paul, MN 20,152 3.6 mi
55117 Saint Paul, MN 41,649 4.8 mi

More ZIP Codes in Ramsey County

Frequently Asked Questions

What county is ZIP code 55107 in?
ZIP code 55107 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55107?
ZIP code 55107 in Saint Paul, MN has a population of 14,776 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55107?
The median household income in ZIP 55107 is $74,531, which is 2% below the national average of $76,288.
What is the average home value in ZIP 55107?
The median home value in ZIP 55107 is $269,600, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 55107?
The largest racial group in ZIP 55107 is White at 50.4%. Hispanic or Latino residents make up 22.3% of the population.
How many businesses are in ZIP code 55107?
ZIP code 55107 has 343 business establishments employing approximately 8,687 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55107?
The top industries by establishment count in ZIP 55107 are: Health care and social assistance (50), Professional, scientific, and technical services (38), Construction (36). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 55107?
According to the FHFA House Price Index, home values in ZIP 55107 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55107?
In ZIP code 55107, 57.6% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55107?
The mean commute time for workers in ZIP code 55107 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55107?
In ZIP code 55107, approximately 60.6% of occupied housing units are owner-occupied and 39.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55107?
The poverty rate in ZIP code 55107 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.