Saint Paul, MN · standard
ZIP Code 55130
Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,575
- 3,419/sq mi High-density area
- $54,130
- Median income Below-median income area
- $236,000
- Median home value Near-median home value
- 20.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Paul pairs one of the lowest household incomes in the country with above-median home values, in a suburban-density, mixed-tenure area.
- 20th pct
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 3,419
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55130 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55130 (Saint Paul, MN) rose +6.9% from 2023 to 2024. The all-transactions index moved from 213.5 in 2023 to 228.4 in 2024 (2000 = 100).
ZIP code 55130 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 17,575 residents across 5.1 square miles, a density of 3,419 people per square mile, in the Chicago time zone.
ZIP 55130 reports a modest median household income of $54,130 (34% below the average Minnesota ZIP), while per-capita income is $23,599. The poverty rate is 24.4%, so the area-level income figures should not be treated as typical household experience. Median home value is $236,000 (8% below the average Minnesota ZIP) and median rent is $1,183; 46.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 28.9, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ramsey County, so 55130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55130
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55130.
- Health care and social assistance
Health care and social assistance
41 establishments
- Retail trade
Retail trade
26 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Construction 12
Construction
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55130, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,575
Population
5.1
Area (sq mi)
3,419
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55130?
28.9
Median Age
50.0%
Male
50.0%
Female
31.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,130
Median Household Income
-34% vs state ZIP avg
$23,599
Per Capita Income
24.4%
Poverty Rate
4.4%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 55130 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,130 6th percentile higher than 6% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,229housing units
6,229
Total Housing Units
5,799
Occupied Units
430
Vacant Units
3.02
Avg Household Size
Occupancy Type
$236,000
Median Home Value
-8% vs state ZIP avg
$1,183
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 55130 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 178 |
| 2021 | +8.5% | 193 |
| 2022 | +11.4% | 215 |
| 2023 | -0.7% | 214 |
| 2024 | +6.9% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 174 business establishments in ZIP 55130, employing approximately 2,490 people with a combined annual payroll of $160,283,000.
174
Businesses
2,490
Employees
$160.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 41 | 23.6% |
| Retail trade | 26 | 14.9% |
| Other services (except public administration) | 22 | 12.6% |
| Accommodation and food services | 18 | 10.3% |
| Construction | 12 | 6.9% |
| Professional, scientific, and technical services | 10 | 5.8% |
| Wholesale trade | 8 | 4.6% |
| Manufacturing | 7 | 4.0% |
| Real estate and rental and leasing | 7 | 4.0% |
| Finance and insurance | 6 | 3.5% |
| Administrative and support and waste management and remediation services | 5 | 2.9% |
| Arts, entertainment, and recreation | 4 | 2.3% |
| Transportation and warehousing | 3 | 1.7% |
| Information | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55130 vs 55155 →
ZIP 55130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55106
Saint Paul (55106)
52,730 residents
- 55104
Saint Paul (55104)
43,248 residents
- 55117
Saint Paul (55117)
41,649 residents
- 55109
Saint Paul (55109)
31,444 residents
- 55118
Saint Paul (55118)
27,548 residents
- 55102 18,207
Saint Paul (55102)
18,207 residents
- 55130 17,575
Saint Paul (55130)
17,575 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
What this shows Among its immediate neighbors, ZIP 55130 ranks #7 by population - useful context the national average alone can't give.
ZIP 55130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55118
Saint Paul (55118)
$87,340 median income
- 55109
Saint Paul (55109)
$86,776 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55117
Saint Paul (55117)
$70,771 median income
- 55106
Saint Paul (55106)
$70,187 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55130 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55155 | Saint Paul, MN | 0 | 1.2 mi |
| 55101 | Saint Paul, MN | 5,592 | 1.5 mi |
| 55117 | Saint Paul, MN | 41,649 | 2.0 mi |
| 55106 | Saint Paul, MN | 52,730 | 1.8 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.9 mi |
| 55103 | Saint Paul, MN | 12,991 | 2.1 mi |
| 55102 | Saint Paul, MN | 18,207 | 3.4 mi |
| 55118 | Saint Paul, MN | 27,548 | 5.4 mi |
| 55104 | Saint Paul, MN | 43,248 | 4.1 mi |
| 55109 | Saint Paul, MN | 31,444 | 4.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55130, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,575 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55130 in?
ZIP code 55130 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55130?
ZIP code 55130 in Saint Paul, MN has a population of 17,575 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55130?
The median household income in ZIP 55130 is $54,130, which is 29% below the national average of $76,288.
What is the average home value in ZIP 55130?
The median home value in ZIP 55130 is $236,000, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 55130?
The largest racial group in ZIP 55130 is Asian at 45.6%. Hispanic or Latino residents make up 8.5% of the population.
How many businesses are in ZIP code 55130?
ZIP code 55130 has 174 business establishments employing approximately 2,490 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55130?
The top industries by establishment count in ZIP 55130 are: Health care and social assistance (41), Retail trade (26), Other services (except public administration) (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55130?
According to the FHFA House Price Index, home values in ZIP 55130 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55130?
In ZIP code 55130, 43.5% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55130?
The mean commute time for workers in ZIP code 55130 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55130?
In ZIP code 55130, approximately 46.0% of occupied housing units are owner-occupied and 54.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55130?
The poverty rate in ZIP code 55130 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55130's numbers, next.
- See how ZIP 55130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.