Saint Paul, MN · standard
ZIP Code 55130
Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,575
- 3,419/sq mi
- $54,130
- Median income
- $236,000
- Median home value
- 20.2%
- Bachelor's or higher
The verdict
Saint Paul pairs one of the lowest household incomes in the country with above-median home values, in a suburban-density, mixed-tenure area.
- 20th pct
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 3,419
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55130 against every reporting US ZIP.
ZIP code 55130 is classified by USPS as a standard delivery area and covers roughly 5.1 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 17,575 residents, producing a population density of 3,419 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55130 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55130 sits at $54,130 (34% below the Minnesota average), while per-capita income is $23,599. The poverty rate stands at 24.4% and the unemployment rate at 4.4%. On housing, the median home value is $236,000 (8% below the state average) with median rent at $1,183 per month, and 46.0% of occupied units are owner-occupied, a direct signal of whether 55130 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.2% of adults hold a bachelor's degree or higher, the median age is 28.9, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55130 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55130
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55130.
- Health care and social assistance
Health care and social assistance
41 establishments
- Retail trade
Retail trade
26 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Construction 12
Construction
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55130, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
17,575
Population
5.1
Area (sq mi)
3,419
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55130?
28.9
Median Age
50.0%
Male
50.0%
Female
31.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,130
Median Household Income
-34% vs state
$23,599
Per Capita Income
24.4%
Poverty Rate
4.4%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 55130 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$54,130 20th percentile higher than 20% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,229
Total Housing Units
5,799
Occupied Units
430
Vacant Units
3.02
Avg Household Size
Occupancy Type
$236,000
Median Home Value
-8% vs state
$1,183
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 55130 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 178 |
| 2021 | +8.5% | 193 |
| 2022 | +11.4% | 215 |
| 2023 | -0.7% | 214 |
| 2024 | +6.9% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 174 business establishments in ZIP 55130, employing approximately 2,490 people with a combined annual payroll of $160,283,000.
174
Businesses
2,490
Employees
$160.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 41 | 23.6% |
| Retail trade | 26 | 14.9% |
| Other services (except public administration) | 22 | 12.6% |
| Accommodation and food services | 18 | 10.3% |
| Construction | 12 | 6.9% |
| Professional, scientific, and technical services | 10 | 5.8% |
| Wholesale trade | 8 | 4.6% |
| Manufacturing | 7 | 4.0% |
| Real estate and rental and leasing | 7 | 4.0% |
| Finance and insurance | 6 | 3.5% |
| Administrative and support and waste management and remediation services | 5 | 2.9% |
| Arts, entertainment, and recreation | 4 | 2.3% |
| Transportation and warehousing | 3 | 1.7% |
| Information | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55130 vs 55155 →
ZIP 55130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55106
Saint Paul (55106)
52,730 residents
- 55104
Saint Paul (55104)
43,248 residents
- 55117
Saint Paul (55117)
41,649 residents
- 55109
Saint Paul (55109)
31,444 residents
- 55118
Saint Paul (55118)
27,548 residents
- 55102 18,207
Saint Paul (55102)
18,207 residents
- 55130 17,575
Saint Paul (55130)
17,575 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
What this shows Among its immediate neighbors, ZIP 55130 ranks #7 by population — useful context the national average alone can't give.
ZIP 55130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55118
Saint Paul (55118)
$87,340 median income
- 55109
Saint Paul (55109)
$86,776 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55107
Saint Paul (55107)
$74,531 median income
- 55117
Saint Paul (55117)
$70,771 median income
- 55106
Saint Paul (55106)
$70,187 median income
- 55101
Saint Paul (55101)
$64,863 median income
- 55130
Saint Paul (55130)
$54,130 median income
What this shows By household income, ZIP 55130 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55155 | Saint Paul, MN | 0 | 1.2 mi |
| 55101 | Saint Paul, MN | 5,592 | 1.5 mi |
| 55117 | Saint Paul, MN | 41,649 | 2.0 mi |
| 55106 | Saint Paul, MN | 52,730 | 1.8 mi |
| 55107 | Saint Paul, MN | 14,776 | 2.9 mi |
| 55103 | Saint Paul, MN | 12,991 | 2.1 mi |
| 55102 | Saint Paul, MN | 18,207 | 3.4 mi |
| 55118 | Saint Paul, MN | 27,548 | 5.4 mi |
| 55104 | Saint Paul, MN | 43,248 | 4.1 mi |
| 55109 | Saint Paul, MN | 31,444 | 4.0 mi |
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55130 in? ▼
What is the population of ZIP code 55130? ▼
What is the median household income in ZIP 55130? ▼
What is the average home value in ZIP 55130? ▼
What is the demographic makeup of ZIP 55130? ▼
How many businesses are in ZIP code 55130? ▼
What are the main industries in ZIP code 55130? ▼
How have home values changed in ZIP code 55130? ▼
What is the education level in ZIP code 55130? ▼
What is the average commute time in ZIP 55130? ▼
What percentage of residents own vs. rent in ZIP 55130? ▼
What is the poverty rate in ZIP code 55130? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.