PlainZIP

Saint Paul, MN · standard

ZIP Code 55130

Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,575
3,419/sq mi
$54,130
Median income
$236,000
Median home value
20.2%
Bachelor's or higher

The verdict

Saint Paul pairs one of the lowest household incomes in the country with above-median home values, in a suburban-density, mixed-tenure area.

20th pct
household income, US ZIPs
Top 46%
home value, US ZIPs
3,419
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55130 against every reporting US ZIP.

ZIP code 55130 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 17,575 residents across 5.1 square miles, a density of 3,419 people per square mile, in the Chicago time zone.

ZIP 55130 reports a modest median household income of $54,130 (34% below the Minnesota average), while per-capita income is $23,599. Local economic indicators show a 24.4% poverty rate alongside 4.4% unemployment. The typical home here is valued at $236,000 (8% below the state average); renters pay a median of $1,183 monthly, and 46.0% of units are owner-occupied.

Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 28.9, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55130 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55130

Top 5 sectors by establishment count in Saint Paul, MN

Which industries have the most business establishments in ZIP 55130.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55130, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,575

Population

5.1

Area (sq mi)

3,419

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55130?

28.9

Median Age

50.0%

Male

50.0%

Female

31.7%

Foreign-Born

White 20.0%
African American 22.6%
Asian 45.6%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.8%
Hispanic or Latino 8.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,130

Median Household Income

-34% vs state

$23,599

Per Capita Income

24.4%

Poverty Rate

4.4%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 55130 ranks nationally

Saint Paul, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,130 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.5%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,229

Total Housing Units

5,799

Occupied Units

430

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 46.0%
Renter 54.0%

$236,000

Median Home Value

-8% vs state

$1,183

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 55130 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 178
2021 +8.5% 193
2022 +11.4% 215
2023 -0.7% 214
2024 +6.9% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 174 business establishments in ZIP 55130, employing approximately 2,490 people with a combined annual payroll of $160,283,000.

174

Businesses

2,490

Employees

$160.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 41 23.6%
Retail trade 26 14.9%
Other services (except public administration) 22 12.6%
Accommodation and food services 18 10.3%
Construction 12 6.9%
Professional, scientific, and technical services 10 5.8%
Wholesale trade 8 4.6%
Manufacturing 7 4.0%
Real estate and rental and leasing 7 4.0%
Finance and insurance 6 3.5%
Administrative and support and waste management and remediation services 5 2.9%
Arts, entertainment, and recreation 4 2.3%
Transportation and warehousing 3 1.7%
Information 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55130 vs 55155 →

ZIP 55130 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55130 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55130 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55130 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55155 Saint Paul, MN 0 1.2 mi
55101 Saint Paul, MN 5,592 1.5 mi
55117 Saint Paul, MN 41,649 2.0 mi
55106 Saint Paul, MN 52,730 1.8 mi
55107 Saint Paul, MN 14,776 2.9 mi
55103 Saint Paul, MN 12,991 2.1 mi
55102 Saint Paul, MN 18,207 3.4 mi
55118 Saint Paul, MN 27,548 5.4 mi
55104 Saint Paul, MN 43,248 4.1 mi
55109 Saint Paul, MN 31,444 4.0 mi

More ZIP Codes in Ramsey County

55106 standard
Saint Paul, MN
Pop: 52,730
55112 standard
Saint Paul, MN
Pop: 43,250
55104 standard
Saint Paul, MN
Pop: 43,248
55117 standard
Saint Paul, MN
Pop: 41,649
55113 standard
Saint Paul, MN
Pop: 38,994
55119 standard
Saint Paul, MN
Pop: 38,966

Related Areas

Ramsey County Saint Paul, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55130 in? ▼
ZIP code 55130 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55130? ▼
ZIP code 55130 in Saint Paul, MN has a population of 17,575 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55130? ▼
The median household income in ZIP 55130 is $54,130, which is 29% below the national average of $76,288.
What is the average home value in ZIP 55130? ▼
The median home value in ZIP 55130 is $236,000, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 55130? ▼
The largest racial group in ZIP 55130 is Asian at 45.6%. Hispanic or Latino residents make up 8.5% of the population.
How many businesses are in ZIP code 55130? ▼
ZIP code 55130 has 174 business establishments employing approximately 2,490 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55130? ▼
The top industries by establishment count in ZIP 55130 are: Health care and social assistance (41), Retail trade (26), Other services (except public administration) (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55130? ▼
According to the FHFA House Price Index, home values in ZIP 55130 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55130? ▼
In ZIP code 55130, 43.5% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55130? ▼
The mean commute time for workers in ZIP code 55130 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55130? ▼
In ZIP code 55130, approximately 46.0% of occupied housing units are owner-occupied and 54.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55130? ▼
The poverty rate in ZIP code 55130 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.