ZIP Code 55109

ZIP code 55109 is classified by USPS as a standard delivery area and covers roughly 30.3 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 31,444 residents, producing a population density of 1,038 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55109 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55109 sits at $86,776 (6% above the Minnesota average), while per-capita income is $41,089. The poverty rate stands at 10.0% and the unemployment rate at 3.5%. On housing, the median home value is $315,600 (23% above the state average) with median rent at $1,369 per month, and 65.7% of occupied units are owner-occupied, a direct signal of whether 55109 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.1% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55109 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →