PlainZIP

Saint Paul, MN · standard

ZIP Code 55127

Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,782
480/sq mi
$117,917
Median income
$433,200
Median home value
56.4%
Bachelor's or higher

The verdict

Saint Paul pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 18%
home value, US ZIPs
480
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55127 against every reporting US ZIP.

ZIP code 55127 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 16,782 residents across 35.0 square miles, a density of 480 people per square mile, in the Chicago time zone.

ZIP 55127 skews affluent, with a median household income of $117,917 (44% above the Minnesota average), while per-capita income is $71,374. The poverty rate stands at 3.0% and the unemployment rate at 4.3%. Housing costs here run $433,200 for a typical home value (69% above the state average), with rent averaging $1,826 a month; 82.3% of homes are owner-occupied.

This is a highly-educated ZIP: 56.4% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 23 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ramsey County, letting you compare 55127 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55127

Top 5 sectors by establishment count in Saint Paul, MN

Which industries have the most business establishments in ZIP 55127.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55127, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,782

Population

35.0

Area (sq mi)

480

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55127?

41.9

Median Age

48.5%

Male

51.5%

Female

7.7%

Foreign-Born

White 80.2%
African American 1.3%
Asian 7.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,917

Median Household Income

+44% vs state

$71,374

Per Capita Income

3.0%

Poverty Rate

4.3%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 55127 ranks nationally

Saint Paul, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$117,917 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.8%
Bachelor's Degree or Higher 56.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,782

Total Housing Units

7,502

Occupied Units

280

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 82.3%
Renter 17.7%

$433,200

Median Home Value

+69% vs state

$1,826

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.7%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 55127 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 162
2021 +10.1% 178
2022 +11.5% 199
2023 +3.3% 206
2024 +2.7% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 431 business establishments in ZIP 55127, employing approximately 8,207 people with a combined annual payroll of $484,435,000.

431

Businesses

8,207

Employees

$484.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 68 15.8%
Health care and social assistance 66 15.3%
Construction 42 9.7%
Finance and insurance 34 7.9%
Accommodation and food services 33 7.7%
Other services (except public administration) 33 7.7%
Retail trade 31 7.2%
Real estate and rental and leasing 31 7.2%
Manufacturing 23 5.3%
Wholesale trade 23 5.3%
Administrative and support and waste management and remediation services 17 3.9%
Transportation and warehousing 14 3.3%
Educational services 7 1.6%
Arts, entertainment, and recreation 5 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55127 vs 55126 →

ZIP 55127 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55127 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55127 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55127 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55126 Saint Paul, MN 25,140 2.4 mi
55110 Saint Paul, MN 37,759 3.7 mi
55117 Saint Paul, MN 41,649 5.9 mi
55130 Saint Paul, MN 17,575 7.7 mi
55112 Saint Paul, MN 43,250 5.2 mi
55014 Circle Pines, MN 27,274 5.9 mi
55109 Saint Paul, MN 31,444 5.5 mi
55155 Saint Paul, MN 0 8.8 mi
55101 Saint Paul, MN 5,592 9.2 mi
55113 Saint Paul, MN 38,994 6.1 mi

More ZIP Codes in Ramsey County

55106 standard
Saint Paul, MN
Pop: 52,730
55112 standard
Saint Paul, MN
Pop: 43,250
55104 standard
Saint Paul, MN
Pop: 43,248
55117 standard
Saint Paul, MN
Pop: 41,649
55113 standard
Saint Paul, MN
Pop: 38,994
55119 standard
Saint Paul, MN
Pop: 38,966

Related Areas

Ramsey County Saint Paul, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55127 in? ▼
ZIP code 55127 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55127? ▼
ZIP code 55127 in Saint Paul, MN has a population of 16,782 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55127? ▼
The median household income in ZIP 55127 is $117,917, which is 55% above the national average of $76,288.
What is the average home value in ZIP 55127? ▼
The median home value in ZIP 55127 is $433,200, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 55127? ▼
The largest racial group in ZIP 55127 is White at 80.2%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 55127? ▼
ZIP code 55127 has 431 business establishments employing approximately 8,207 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55127? ▼
The top industries by establishment count in ZIP 55127 are: Professional, scientific, and technical services (68), Health care and social assistance (66), Construction (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55127? ▼
According to the FHFA House Price Index, home values in ZIP 55127 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55127? ▼
In ZIP code 55127, 70.8% of residents aged 25+ have a high school diploma or higher, and 56.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55127? ▼
The mean commute time for workers in ZIP code 55127 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55127? ▼
In ZIP code 55127, approximately 82.3% of occupied housing units are owner-occupied and 17.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55127? ▼
The poverty rate in ZIP code 55127 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.