Residential delivery area · Minnesota
ZIP Code 55127: Saint Paul, MN
ZIP code 55127 uses the postal name Saint Paul, Minnesota and lies entirely in Ramsey County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024), the 20th most populous of Saint Paul's 31 residential ZIP codes. Median household income is $117,917 (Census Bureau, ACS 2020-2024). Most of its land (51%) lies in the city of North Oaks.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Paul · 31 residential ZIPs
- County
- Ramsey County
- Census places
- North Oaks (51%); Vadnais Heights (39%)
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- House district
- MN-4 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 13.5 sq mi · 1,343 people per sq mi
- PO Box ZIPs
- 12 more ZIP codes use the name Saint Paul for PO boxes or single organizations
Where is ZIP code 55127?
55127 centers on 45.082°, -93.077° and covers 13.5 square miles of land plus 2.7 of water. It borders 5 ZIP codes: 55126, 55110, 55109, 55117, 55038.
The map draws ZIP code areas only. For the streets inside 55127, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 55127 compare with the rest of Saint Paul?
| Measure | 55127 | In Saint Paul | In Ramsey County | In MN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 18,090 | 20th of 31 | 14th of 21 | 109th of 881 |
| Median household income | $118k | 5th of 29 | 1st of 20 | 60th of 545 |
| Median home value | $433k | 6th of 29 | 2nd of 20 | 54th of 558 |
Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 55127?
The 2020 Census counted 18,071 people in 55127; the ACS, which samples households over 2020-2024, estimates 18,090. Between the 2010 and 2020 censuses its population grew 7.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 18,090
- 2020 Census count
- 18,071+7.7% since 2010 (16,782)
- Households
- 7,502
- Median age
- 41.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 55127?
Of the 18,090 people the ACS estimates in 55127, 23.3% are under 18 and 22.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.2%).
- Under 1823.3%
- 18 to 6454.5%
- 65 and older22.2%
- White, not Hispanic79.2%
- Asian, not Hispanic7.4%
- Other or two or more6.2%
- Hispanic or Latino6.0%
- Black, not Hispanic1.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 55127 earn?
Median household income is $117,917 (ACS 2020-2024), the highest of the 20 ranked ZIP codes in Ramsey County. It is not measurably different from 2015-2019 ($124,629 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $117,917±$12,285
- Income per person
- $71,374
- Below the poverty line
- 3.0%
- Unemployed (of the labor force)
- 4.3%
- Adults 25+ with a bachelor's degree
- 56.4%
- Adjusted gross income per tax return, 2022
- $202,7329,970 returns; wages 45% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 55127?
FHFA's house price index for 55127, built from repeat sales and appraisals of the same homes, rose 66% from 2015 to 2025 and rose 32% from 2020 to 2025, and moved +1.4% in 2025.
- Median home value (owners' estimate)
- $433,200
- Median gross rent
- $1,826
- Homes owned by their occupants
- 82.3%
- Housing units
- 7,782
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 55127?
431 business establishments had a location in this ZIP code in 2023, 27 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services68
- Health care and social assistance66
- Construction42
- Finance and insurance34
- Accommodation and food services33
- Other services (except public administration)33
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 55127?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 55126 | Saint Paul | 27,456 | $108k | 3.1 mi |
| 55110 | Saint Paul | 37,305 | $101k | 3.6 mi |
| 55109 | Saint Paul | 33,461 | $87k | 5.1 mi |
| 55117 | Saint Paul | 44,697 | $71k | 5.4 mi |
| 55038 | Hugo | 25,061 | $131k | 7.9 mi |
| 55112 | Saint Paul | 45,346 | $94k | 5.6 mi (near) |
| 55113 | Saint Paul | 40,819 | $87k | 6.0 mi (near) |
| 55090 | Willernie | 401 | $85k | 6.1 mi (near) |
| 55115 | Saint Paul | 8,949 | $124k | 6.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.