Hugo, MN · standard
ZIP Code 55038
Washington County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,816
- 162/sq mi High-density area
- $130,931
- Median income Above-median income area
- $422,800
- Median home value Above-median home value
- 49.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hugo pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 162
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55038 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55038 (Hugo, MN) rose +3.4% from 2023 to 2024. The all-transactions index moved from 200.5 in 2023 to 207.2 in 2024 (2000 = 100).
ZIP code 55038 is a densely settled ZIP (a standard USPS delivery area) in Hugo, Washington County, Minnesota, with 20,816 residents across 128.3 square miles, a density of 162 people per square mile, in the Chicago time zone.
ZIP 55038 skews affluent, with a median household income of $130,931 (59% above the average Minnesota ZIP), while per-capita income is $58,634. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.4% and unemployment is 2.2%. Housing is both higher-cost and owner-heavy: median home value is $422,800 (65% above the average Minnesota ZIP), while 91.4% of occupied homes are owner-occupied and median rent is $1,765.
A solid share of residents have a four-year degree: 49.7% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 27 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Washington County, so 55038 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55038
Top 5 sectors by establishment count in Hugo, MN
Which industries have the most business establishments in ZIP 55038.
- Construction
Construction
108 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
55 establishments
- Health care and social assistance
Health care and social assistance
51 establishments
- Other services (except public administration) 40
Other services (except public administration)
40 establishments
- Retail trade 37
Retail trade
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55038, Hugo, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,816
Population
128.3
Area (sq mi)
162
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55038?
38.9
Median Age
50.0%
Male
50.0%
Female
4.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$130,931
Median Household Income
+59% vs state ZIP avg
$58,634
Per Capita Income
2.4%
Poverty Rate
2.2%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 55038 ranks among Minnesota ZIPs
Hugo, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$130,931 Top 4% higher than 96% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,624housing units
9,624
Total Housing Units
9,400
Occupied Units
224
Vacant Units
2.66
Avg Household Size
Occupancy Type
$422,800
Median Home Value
+65% vs state ZIP avg
$1,765
Median Rent
2002
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.4%
YoY Change (2024)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 55038 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 155 |
| 2021 | +9.5% | 170 |
| 2022 | +11.8% | 190 |
| 2023 | +5.6% | 201 |
| 2024 | +3.4% | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 508 business establishments in ZIP 55038, employing approximately 5,270 people with a combined annual payroll of $272,856,000.
508
Businesses
5,270
Employees
$272.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 108 | 21.3% |
| Professional, scientific, and technical services | 55 | 10.8% |
| Health care and social assistance | 51 | 10.0% |
| Other services (except public administration) | 40 | 7.9% |
| Retail trade | 37 | 7.3% |
| Real estate and rental and leasing | 36 | 7.1% |
| Administrative and support and waste management and remediation services | 36 | 7.1% |
| Wholesale trade | 32 | 6.3% |
| Accommodation and food services | 29 | 5.7% |
| Finance and insurance | 26 | 5.1% |
| Manufacturing | 23 | 4.5% |
| Transportation and warehousing | 16 | 3.1% |
| Arts, entertainment, and recreation | 6 | 1.2% |
| Agriculture, forestry, fishing and hunting | 5 | 1.0% |
| Information | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55038 vs 55110 →
ZIP 55038 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55110
Saint Paul (55110)
37,759 residents
- 55082
Stillwater (55082)
35,024 residents
- 55014
Circle Pines (55014)
27,274 residents
- 55025
Forest Lake (55025)
23,244 residents
- 55038
Hugo (55038)
20,816 residents
- 55127
Saint Paul (55127)
16,782 residents
- 55115 8,607
Saint Paul (55115)
8,607 residents
- 55090 401
Willernie (55090)
401 residents
What this shows Among its immediate neighbors, ZIP 55038 ranks #5 by population - useful context the national average alone can't give.
ZIP 55038 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55038
Hugo (55038)
$130,931 median income
- 55115
Saint Paul (55115)
$124,234 median income
- 55127
Saint Paul (55127)
$117,917 median income
- 55082
Stillwater (55082)
$115,040 median income
- 55014
Circle Pines (55014)
$103,658 median income
- 55110
Saint Paul (55110)
$101,296 median income
- 55025
Forest Lake (55025)
$98,382 median income
- 55090
Willernie (55090)
$85,119 median income
What this shows By household income, ZIP 55038 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55038, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,816 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 55038 in?
ZIP code 55038 (Hugo) is located in Washington County, Minnesota. Washington County contains multiple ZIP codes, see the full list at /counties/washington-mn.
What is the population of ZIP code 55038?
ZIP code 55038 in Hugo, MN has a population of 20,816 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55038?
The median household income in ZIP 55038 is $130,931, which is 72% above the national average of $76,288.
What is the average home value in ZIP 55038?
The median home value in ZIP 55038 is $422,800, which is 52% above the national average of $278,155.
What is the demographic makeup of ZIP 55038?
The largest racial group in ZIP 55038 is White at 86.2%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 55038?
ZIP code 55038 has 508 business establishments employing approximately 5,270 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55038?
The top industries by establishment count in ZIP 55038 are: Construction (108), Professional, scientific, and technical services (55), Health care and social assistance (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55038?
According to the FHFA House Price Index, home values in ZIP 55038 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55038?
In ZIP code 55038, 67.6% of residents aged 25+ have a high school diploma or higher, and 49.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55038?
The mean commute time for workers in ZIP code 55038 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55038?
In ZIP code 55038, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55038?
The poverty rate in ZIP code 55038 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55038's numbers, next.
- See how ZIP 55038 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hugo, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.