PlainZIP

Hugo, MN · standard

ZIP Code 55038

Washington County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,816
162/sq mi
$130,931
Median income
$422,800
Median home value
49.7%
Bachelor's or higher

The verdict

Hugo pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 19%
home value, US ZIPs
162
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55038 against every reporting US ZIP.

ZIP code 55038 is a densely settled ZIP (a standard USPS delivery area) in Hugo, Washington County, Minnesota, with 20,816 residents across 128.3 square miles, a density of 162 people per square mile, in the Chicago time zone.

ZIP 55038 skews affluent, with a median household income of $130,931 (59% above the Minnesota average), while per-capita income is $58,634. 2.4% of residents live below the poverty line, and the unemployment rate reads 2.2%. The typical home here is valued at $422,800 (65% above the state average); renters pay a median of $1,765 monthly, and 91.4% of units are owner-occupied.

A solid share of residents have a four-year degree: 49.7% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 27 minutes. To put 55038 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Washington County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55038

Top 5 sectors by establishment count in Hugo, MN

Which industries have the most business establishments in ZIP 55038.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55038, Hugo, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,816

Population

128.3

Area (sq mi)

162

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55038?

38.9

Median Age

50.0%

Male

50.0%

Female

4.2%

Foreign-Born

White 86.2%
African American 3.6%
Asian 5.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,931

Median Household Income

+59% vs state

$58,634

Per Capita Income

2.4%

Poverty Rate

2.2%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 55038 ranks nationally

Hugo, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$130,931 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.6%
Bachelor's Degree or Higher 49.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,624

Total Housing Units

9,400

Occupied Units

224

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 91.4%
Renter 8.6%

$422,800

Median Home Value

+65% vs state

$1,765

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 55038 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 155
2021 +9.5% 170
2022 +11.8% 190
2023 +5.6% 201
2024 +3.4% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 508 business establishments in ZIP 55038, employing approximately 5,270 people with a combined annual payroll of $272,856,000.

508

Businesses

5,270

Employees

$272.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 108 21.3%
Professional, scientific, and technical services 55 10.8%
Health care and social assistance 51 10.0%
Other services (except public administration) 40 7.9%
Retail trade 37 7.3%
Real estate and rental and leasing 36 7.1%
Administrative and support and waste management and remediation services 36 7.1%
Wholesale trade 32 6.3%
Accommodation and food services 29 5.7%
Finance and insurance 26 5.1%
Manufacturing 23 4.5%
Transportation and warehousing 16 3.1%
Arts, entertainment, and recreation 6 1.2%
Agriculture, forestry, fishing and hunting 5 1.0%
Information 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55038 vs 55110 →

ZIP 55038 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55038 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55038 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55038 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55110 Saint Paul, MN 37,759 5.6 mi
55115 Saint Paul, MN 8,607 7.1 mi
55025 Forest Lake, MN 23,244 6.8 mi
55090 Willernie, MN 401 8.0 mi
55014 Circle Pines, MN 27,274 7.0 mi
55127 Saint Paul, MN 16,782 7.7 mi
55082 Stillwater, MN 35,024 9.5 mi

More ZIP Codes in Washington County

55125 standard
Saint Paul, MN
Pop: 43,281
55110 standard
Saint Paul, MN
Pop: 37,759
55082 standard
Stillwater, MN
Pop: 35,024
55016 standard
Cottage Grove, MN
Pop: 34,204
55128 standard
Saint Paul, MN
Pop: 28,113
55025 standard
Forest Lake, MN
Pop: 23,244

Related Areas

Washington County Hugo, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55038 in? ▼
ZIP code 55038 (Hugo) is located in Washington County, Minnesota. Washington County contains multiple ZIP codes, see the full list at /counties/washington-mn.
What is the population of ZIP code 55038? ▼
ZIP code 55038 in Hugo, MN has a population of 20,816 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55038? ▼
The median household income in ZIP 55038 is $130,931, which is 72% above the national average of $76,288.
What is the average home value in ZIP 55038? ▼
The median home value in ZIP 55038 is $422,800, which is 52% above the national average of $278,155.
What is the demographic makeup of ZIP 55038? ▼
The largest racial group in ZIP 55038 is White at 86.2%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 55038? ▼
ZIP code 55038 has 508 business establishments employing approximately 5,270 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55038? ▼
The top industries by establishment count in ZIP 55038 are: Construction (108), Professional, scientific, and technical services (55), Health care and social assistance (51). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55038? ▼
According to the FHFA House Price Index, home values in ZIP 55038 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55038? ▼
In ZIP code 55038, 67.6% of residents aged 25+ have a high school diploma or higher, and 49.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55038? ▼
The mean commute time for workers in ZIP code 55038 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55038? ▼
In ZIP code 55038, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55038? ▼
The poverty rate in ZIP code 55038 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.