Marine On Saint Croix, MN · standard

ZIP Code 55047

Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,528
33/sq mi
$107,361
Median income
$497,900
Median home value
53.1%
Bachelor's or higher

The verdict

Marine On Saint Croix pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 13%
home value, US ZIPs
33
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55047 against every reporting US ZIP.

ZIP code 55047 is classified by USPS as a standard delivery area and covers roughly 77.8 square miles in Marine On Saint Croix, Washington County, Minnesota. The area is home to 2,528 residents, producing a population density of 33 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55047 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55047 sits at $107,361 (31% above the Minnesota average), while per-capita income is $73,679. The poverty rate stands at 2.4% and the unemployment rate at 1.1%. On housing, the median home value is $497,900 (95% above the state average) with median rent at $2,109 per month, and 94.4% of occupied units are owner-occupied, a direct signal of whether 55047 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 53.1% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is 35 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55047 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55047

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55047.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55047, Marine On Saint Croix, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,528

Population

77.8

Area (sq mi)

33

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55047?

58.0

Median Age

49.5%

Male

50.5%

Female

2.3%

Foreign-Born

White 91.0%
African American 0.0%
Asian 1.7%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,361

Median Household Income

+31% vs state

$73,679

Per Capita Income

2.4%

Poverty Rate

1.1%

Unemployment Rate

35.3 min

Mean Commute Time

How ZIP 55047 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$107,361 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.7%
Bachelor's Degree or Higher 53.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,038

Total Housing Units

947

Occupied Units

91

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 94.4%
Renter 5.6%

$497,900

Median Home Value

+95% vs state

$2,109

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.6%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 55047 have decreased 12.6% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 153
2021 +9.6% 168
2022 +14.1% 192
2023 +31.6% 253
2024 -12.6% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 69 business establishments in ZIP 55047, employing approximately 309 people with a combined annual payroll of $11,520,000.

69

Businesses

309

Employees

$11.5M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 9 13.0%
Construction 8 11.6%
Other services (except public administration) 8 11.6%
Real estate and rental and leasing 6 8.7%
Administrative and support and waste management and remediation services 6 8.7%
Arts, entertainment, and recreation 6 8.7%
Retail trade 4 5.8%
Finance and insurance 4 5.8%
Accommodation and food services 4 5.8%
Educational services 3 4.3%
Health care and social assistance 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55047 vs 55073 →

ZIP 55047 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55047 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55047 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55047 ranks #5 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55073 Scandia, MN 3,237 4.9 mi
55082 Stillwater, MN 35,024 9.0 mi
54025 Somerset, WI 6,864 7.7 mi
54082 Houlton, WI 1,696 9.7 mi
55115 Saint Paul, MN 8,607 11.2 mi
55090 Willernie, MN 401 12.2 mi

More ZIP Codes in Washington County

Frequently Asked Questions

What county is ZIP code 55047 in?
ZIP code 55047 (Marine On Saint Croix) is located in Washington County, Minnesota. Washington County contains multiple ZIP codes, see the full list at /counties/washington-mn.
What is the population of ZIP code 55047?
ZIP code 55047 in Marine On Saint Croix, MN has a population of 2,528 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55047?
The median household income in ZIP 55047 is $107,361, which is 41% above the national average of $76,288.
What is the average home value in ZIP 55047?
The median home value in ZIP 55047 is $497,900, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 55047?
The largest racial group in ZIP 55047 is White at 91.0%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 55047?
ZIP code 55047 has 69 business establishments employing approximately 309 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55047?
The top industries by establishment count in ZIP 55047 are: Professional, scientific, and technical services (9), Construction (8), Other services (except public administration) (8). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 55047?
According to the FHFA House Price Index, home values in ZIP 55047 decreased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55047?
In ZIP code 55047, 67.7% of residents aged 25+ have a high school diploma or higher, and 53.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55047?
The mean commute time for workers in ZIP code 55047 is 35.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55047?
In ZIP code 55047, approximately 94.4% of occupied housing units are owner-occupied and 5.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55047?
The poverty rate in ZIP code 55047 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Marine On Saint Croix, MN

Verify and explore additional data for this area using these official government sources.