Houlton, WI · standard
ZIP Code 54082
St. Croix County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,696
- 48/sq mi
- $131,146
- Median income
- $476,200
- Median home value
- 50.9%
- Bachelor's or higher
The verdict
Houlton pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 48
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54082 against every reporting US ZIP.
ZIP code 54082 is classified by USPS as a standard delivery area and covers roughly 35.0 square miles in Houlton, St. Croix County, Wisconsin. The area is home to 1,696 residents, producing a population density of 48 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54082 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54082 sits at $131,146 (68% above the Wisconsin average), while per-capita income is $66,449. The poverty rate stands at 3.5% and the unemployment rate at 1.8%. On housing, the median home value is $476,200 (91% above the state average) with median rent at $3,020 per month, and 85.3% of occupied units are owner-occupied, a direct signal of whether 54082 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 50.9% of adults hold a bachelor's degree or higher, the median age is 50.1, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Croix County, so you can benchmark 54082 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54082
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54082.
- Construction
Construction
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
- Retail trade 3
Retail trade
3 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
- Accommodation and food services 3
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54082, Houlton, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,696
Population
35.0
Area (sq mi)
48
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54082?
50.1
Median Age
48.6%
Male
51.4%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,146
Median Household Income
+68% vs state
$66,449
Per Capita Income
3.5%
Poverty Rate
1.8%
Unemployment Rate
How ZIP 54082 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$131,146 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
851
Total Housing Units
851
Occupied Units
0
Vacant Units
2.57
Avg Household Size
Occupancy Type
$476,200
Median Home Value
+91% vs state
$3,020
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.5%
YoY Change (2024)
241
HPI Index (2000 = 100)
+141%
Total Change Since 2000
Home values in ZIP 54082 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +3.1% | 163 |
| 2020 | +1.5% | 165 |
| 2021 | +10.8% | 183 |
| 2022 | +8.5% | 199 |
| 2024 | — | 241 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 30 business establishments in ZIP 54082, employing approximately 109 people with a combined annual payroll of $8,256,000.
30
Businesses
109
Employees
$8.3M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 33.3% |
| Professional, scientific, and technical services | 5 | 16.7% |
| Retail trade | 3 | 10.0% |
| Real estate and rental and leasing | 3 | 10.0% |
| Accommodation and food services | 3 | 10.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54082 vs 55003 →
ZIP 54082 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55082
Stillwater (55082)
35,024 residents
- 54016
Hudson (54016)
30,108 residents
- 55042 8,840
Lake Elmo (55042)
8,840 residents
- 54025 6,864
Somerset (54025)
6,864 residents
- 55043 3,540
Lakeland (55043)
3,540 residents
- 55003 3,471
Bayport (55003)
3,471 residents
- 55047 2,528
Marine On Saint Croix (55047)
2,528 residents
- 54082 1,696
Houlton (54082)
1,696 residents
What this shows Among its immediate neighbors, ZIP 54082 ranks #8 by population — useful context the national average alone can't give.
ZIP 54082 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55042
Lake Elmo (55042)
$154,341 median income
- 54082
Houlton (54082)
$131,146 median income
- 55003
Bayport (55003)
$125,893 median income
- 55082
Stillwater (55082)
$115,040 median income
- 54016
Hudson (54016)
$113,085 median income
- 55047
Marine On Saint Croix (55047)
$107,361 median income
- 55043
Lakeland (55043)
$102,966 median income
- 54025
Somerset (54025)
$86,930 median income
What this shows By household income, ZIP 54082 ranks #2 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in St. Croix County
Related Areas
Frequently Asked Questions
What county is ZIP code 54082 in? ▼
What is the population of ZIP code 54082? ▼
What is the median household income in ZIP 54082? ▼
What is the average home value in ZIP 54082? ▼
What is the demographic makeup of ZIP 54082? ▼
How many businesses are in ZIP code 54082? ▼
What are the main industries in ZIP code 54082? ▼
How have home values changed in ZIP code 54082? ▼
What is the education level in ZIP code 54082? ▼
What percentage of residents own vs. rent in ZIP 54082? ▼
What is the poverty rate in ZIP code 54082? ▼
ZIP Code Research Guides
Official Data Resources for Houlton, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.