PlainZIP

Houlton, WI · standard

ZIP Code 54082

St. Croix County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,696
48/sq mi
$131,146
Median income
$476,200
Median home value
50.9%
Bachelor's or higher

The verdict

Houlton pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 14%
home value, US ZIPs
48
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54082 against every reporting US ZIP.

ZIP code 54082 covers 35.0 square miles in Houlton, St. Croix County, Wisconsin (a standard USPS delivery area), with a modest 1,696 residents on file, a density of 48 people per square mile, in the Chicago time zone.

ZIP 54082 skews affluent, with a median household income of $131,146 (68% above the Wisconsin average), while per-capita income is $66,449. Local economic indicators show a 3.5% poverty rate alongside 1.8% unemployment. Housing costs here run $476,200 for a typical home value (91% above the state average), with rent averaging $3,020 a month; 85.3% of homes are owner-occupied.

This is a highly-educated ZIP: 50.9% of adults hold a bachelor's degree or higher, the median age is 50.1, and the average commute is -. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Croix County, so you can benchmark 54082 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 54082

Top 5 sectors by establishment count in Houlton, WI

Which industries have the most business establishments in ZIP 54082.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54082, Houlton, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,696

Population

35.0

Area (sq mi)

48

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54082?

50.1

Median Age

48.6%

Male

51.4%

Female

0.3%

Foreign-Born

White 95.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$131,146

Median Household Income

+68% vs state

$66,449

Per Capita Income

3.5%

Poverty Rate

1.8%

Unemployment Rate

How ZIP 54082 ranks nationally

Houlton, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$131,146 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.0%
Bachelor's Degree or Higher 50.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

851

Total Housing Units

851

Occupied Units

0

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 85.3%
Renter 14.7%

$476,200

Median Home Value

+91% vs state

$3,020

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 54082 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.1% 163
2020 +1.5% 165
2021 +10.8% 183
2022 +8.5% 199
2024 – 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 30 business establishments in ZIP 54082, employing approximately 109 people with a combined annual payroll of $8,256,000.

30

Businesses

109

Employees

$8.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 10 33.3%
Professional, scientific, and technical services 5 16.7%
Retail trade 3 10.0%
Real estate and rental and leasing 3 10.0%
Accommodation and food services 3 10.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54082 vs 55003 →

ZIP 54082 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54082 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54082 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54082 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55003 Bayport, MN 3,471 4.4 mi
55082 Stillwater, MN 35,024 4.3 mi
54025 Somerset, WI 6,864 5.8 mi
55043 Lakeland, MN 3,540 9.1 mi
54016 Hudson, WI 30,108 7.0 mi
55047 Marine On Saint Croix, MN 2,528 9.7 mi
55042 Lake Elmo, MN 8,840 9.1 mi

More ZIP Codes in St. Croix County

54016 standard
Hudson, WI
Pop: 30,108
54017 standard
New Richmond, WI
Pop: 16,743
54025 standard
Somerset, WI
Pop: 6,864
54002 standard
Baldwin, WI
Pop: 6,278
54023 standard
Roberts, WI
Pop: 3,833
54015 standard
Hammond, WI
Pop: 3,586

Related Areas

St. Croix County Houlton, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54082 in? ▼
ZIP code 54082 (Houlton) is located in St. Croix County, Wisconsin. St. Croix County contains multiple ZIP codes, see the full list at /counties/st-croix-wi.
What is the population of ZIP code 54082? ▼
ZIP code 54082 in Houlton, WI has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54082? ▼
The median household income in ZIP 54082 is $131,146, which is 72% above the national average of $76,288.
What is the average home value in ZIP 54082? ▼
The median home value in ZIP 54082 is $476,200, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 54082? ▼
The largest racial group in ZIP 54082 is White at 95.5%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 54082? ▼
ZIP code 54082 has 30 business establishments employing approximately 109 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54082? ▼
The top industries by establishment count in ZIP 54082 are: Construction (10), Professional, scientific, and technical services (5), Retail trade (3). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 54082? ▼
According to the FHFA House Price Index, home values in ZIP 54082 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54082? ▼
In ZIP code 54082, 74.0% of residents aged 25+ have a high school diploma or higher, and 50.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54082? ▼
In ZIP code 54082, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54082? ▼
The poverty rate in ZIP code 54082 is 3.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.