Somerset, WI · standard
ZIP Code 54025
St. Croix County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,864
- 55/sq mi Moderate-density area
- $86,930
- Median income Above-median income area
- $386,500
- Median home value Above-median home value
- 26.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Somerset pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 55
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54025 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 54025 (Somerset, WI) rose +1.4% from 2023 to 2024. The all-transactions index moved from 218.3 in 2023 to 221.3 in 2024 (2000 = 100).
ZIP code 54025 is a mid-sized community (a standard USPS delivery area) in Somerset, St. Croix County, Wisconsin, home to 6,864 residents across 125.9 square miles, a density of 55 people per square mile, in the Chicago time zone.
ZIP 54025 lands in the middle-income range, with a median household income of $86,930 (11% above the average Wisconsin ZIP), while per-capita income is $45,578. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.5% and unemployment is 1.1%. Housing is both higher-cost and owner-heavy: median home value is $386,500 (55% above the average Wisconsin ZIP), while 80.4% of occupied homes are owner-occupied and median rent is $1,194.
Educational attainment sits below the national norm: 26.8% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in St. Croix County, so 54025 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54025
Top 5 sectors by establishment count in Somerset, WI
Which industries have the most business establishments in ZIP 54025.
- Construction
Construction
39 establishments
- Manufacturing
Manufacturing
23 establishments
- Retail trade
Retail trade
20 establishments
- Other services (except public administration) 13
Other services (except public administration)
13 establishments
- Professional, scientific, and technical services 12
Professional, scientific, and technical services
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54025, Somerset, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,864
Population
125.9
Area (sq mi)
55
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54025?
43.0
Median Age
49.7%
Male
50.3%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,930
Median Household Income
+11% vs state ZIP avg
$45,578
Per Capita Income
7.5%
Poverty Rate
1.1%
Unemployment Rate
28.7 min
Mean Commute Time
How ZIP 54025 ranks among Wisconsin ZIPs
Somerset, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,930 Top 29% higher than 71% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,200housing units
3,200
Total Housing Units
3,062
Occupied Units
138
Vacant Units
2.49
Avg Household Size
Occupancy Type
$386,500
Median Home Value
+55% vs state ZIP avg
$1,194
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.4%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 54025 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 156 |
| 2021 | +12.4% | 175 |
| 2022 | +11.7% | 196 |
| 2023 | +11.6% | 218 |
| 2024 | +1.4% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 180 business establishments in ZIP 54025, employing approximately 2,286 people with a combined annual payroll of $141,929,000.
180
Businesses
2,286
Employees
$141.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 39 | 21.7% |
| Manufacturing | 23 | 12.8% |
| Retail trade | 20 | 11.1% |
| Other services (except public administration) | 13 | 7.2% |
| Professional, scientific, and technical services | 12 | 6.7% |
| Administrative and support and waste management and remediation services | 12 | 6.7% |
| Accommodation and food services | 12 | 6.7% |
| Health care and social assistance | 10 | 5.6% |
| Real estate and rental and leasing | 8 | 4.4% |
| Arts, entertainment, and recreation | 8 | 4.4% |
| Finance and insurance | 7 | 3.9% |
| Wholesale trade | 6 | 3.3% |
| Transportation and warehousing | 5 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54025 vs 54082 →
ZIP 54025 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54020
Osceola (54020)
7,260 residents
- 54025
Somerset (54025)
6,864 residents
- 55003
Bayport (55003)
3,471 residents
- 55073
Scandia (55073)
3,237 residents
- 55047 2,528
Marine On Saint Croix (55047)
2,528 residents
- 54082 1,696
Houlton (54082)
1,696 residents
What this shows Among its immediate neighbors, ZIP 54025 ranks #2 by population - useful context the national average alone can't give.
ZIP 54025 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54082
Houlton (54082)
$131,146 median income
- 55073
Scandia (55073)
$128,723 median income
- 55003
Bayport (55003)
$125,893 median income
- 55047
Marine On Saint Croix (55047)
$107,361 median income
- 54025
Somerset (54025)
$86,930 median income
- 54020
Osceola (54020)
$74,702 median income
What this shows By household income, ZIP 54025 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54025, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,864 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Croix County
Related Areas
Frequently Asked Questions
What county is ZIP code 54025 in?
ZIP code 54025 (Somerset) is located in St. Croix County, Wisconsin. St. Croix County contains multiple ZIP codes, see the full list at /counties/st-croix-wi.
What is the population of ZIP code 54025?
ZIP code 54025 in Somerset, WI has a population of 6,864 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54025?
The median household income in ZIP 54025 is $86,930, which is 14% above the national average of $76,288.
What is the average home value in ZIP 54025?
The median home value in ZIP 54025 is $386,500, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 54025?
The largest racial group in ZIP 54025 is White at 95.3%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 54025?
ZIP code 54025 has 180 business establishments employing approximately 2,286 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54025?
The top industries by establishment count in ZIP 54025 are: Construction (39), Manufacturing (23), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 54025?
According to the FHFA House Price Index, home values in ZIP 54025 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54025?
In ZIP code 54025, 61.4% of residents aged 25+ have a high school diploma or higher, and 26.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54025?
The mean commute time for workers in ZIP code 54025 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54025?
In ZIP code 54025, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54025?
The poverty rate in ZIP code 54025 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54025's numbers, next.
- See how ZIP 54025 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Somerset, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.