PlainZIP

Chisago City, MN · standard

ZIP Code 55013

Chisago County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,541
86/sq mi
$109,063
Median income
$397,400
Median home value
29.7%
Bachelor's or higher

The verdict

Chisago City pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 21%
home value, US ZIPs
86
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55013 against every reporting US ZIP.

ZIP code 55013 is a mid-sized community (a standard USPS delivery area) in Chisago City, Chisago County, Minnesota, home to 6,541 residents across 75.9 square miles, a density of 86 people per square mile, in the Chicago time zone.

ZIP 55013 lands in the middle-income range, with a median household income of $109,063 (33% above the Minnesota average), while per-capita income is $48,060. The poverty rate stands at 4.2% and the unemployment rate at 5.9%. The typical home here is valued at $397,400 (55% above the state average); renters pay a median of $1,385 monthly, and 76.8% of units are owner-occupied.

Educational attainment sits below the national norm: 29.7% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is 28 minutes. To put 55013 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Chisago County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55013

Top 5 sectors by establishment count in Chisago City, MN

Which industries have the most business establishments in ZIP 55013.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55013, Chisago City, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,541

Population

75.9

Area (sq mi)

86

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55013?

44.7

Median Age

48.1%

Male

51.9%

Female

2.3%

Foreign-Born

White 87.5%
African American 0.4%
Asian 3.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 7.0%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$109,063

Median Household Income

+33% vs state

$48,060

Per Capita Income

4.2%

Poverty Rate

5.9%

Unemployment Rate

28.3 min

Mean Commute Time

How ZIP 55013 ranks nationally

Chisago City, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$109,063 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 29.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,002

Total Housing Units

2,722

Occupied Units

280

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 76.8%
Renter 23.2%

$397,400

Median Home Value

+55% vs state

$1,385

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.0%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 55013 have increased 2.0% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 155
2021 +12.1% 174
2022 +13.7% 198
2023 +4.6% 207
2024 +2.0% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 185 business establishments in ZIP 55013, employing approximately 1,512 people with a combined annual payroll of $75,863,000.

185

Businesses

1,512

Employees

$75.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 35 18.9%
Retail trade 22 11.9%
Health care and social assistance 19 10.3%
Other services (except public administration) 17 9.2%
Manufacturing 15 8.1%
Professional, scientific, and technical services 14 7.6%
Accommodation and food services 14 7.6%
Real estate and rental and leasing 11 6.0%
Finance and insurance 9 4.9%
Administrative and support and waste management and remediation services 9 4.9%
Wholesale trade 6 3.2%
Transportation and warehousing 6 3.2%
Educational services 4 2.2%
Arts, entertainment, and recreation 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55013 vs 55045 →

ZIP 55013 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55013 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55013 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55013 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55045 Lindstrom, MN 7,577 4.2 mi
55073 Scandia, MN 3,237 6.7 mi
55012 Center City, MN 2,078 7.7 mi
55079 Stacy, MN 8,329 7.7 mi
55025 Forest Lake, MN 23,244 8.8 mi

More ZIP Codes in Chisago County

55056 standard
North Branch, MN
Pop: 13,546
55092 standard
Wyoming, MN
Pop: 10,840
55045 standard
Lindstrom, MN
Pop: 7,577
55069 standard
Rush City, MN
Pop: 5,540
55032 standard
Harris, MN
Pop: 3,616
55074 standard
Shafer, MN
Pop: 2,222

Related Areas

Chisago County Chisago City, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55013 in? ▼
ZIP code 55013 (Chisago City) is located in Chisago County, Minnesota. Chisago County contains multiple ZIP codes, see the full list at /counties/chisago-mn.
What is the population of ZIP code 55013? ▼
ZIP code 55013 in Chisago City, MN has a population of 6,541 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55013? ▼
The median household income in ZIP 55013 is $109,063, which is 43% above the national average of $76,288.
What is the average home value in ZIP 55013? ▼
The median home value in ZIP 55013 is $397,400, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 55013? ▼
The largest racial group in ZIP 55013 is White at 87.5%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 55013? ▼
ZIP code 55013 has 185 business establishments employing approximately 1,512 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55013? ▼
The top industries by establishment count in ZIP 55013 are: Construction (35), Retail trade (22), Health care and social assistance (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55013? ▼
According to the FHFA House Price Index, home values in ZIP 55013 increased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55013? ▼
In ZIP code 55013, 55.0% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55013? ▼
The mean commute time for workers in ZIP code 55013 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55013? ▼
In ZIP code 55013, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55013? ▼
The poverty rate in ZIP code 55013 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.