ZIP Code 55045

ZIP code 55045 is classified by USPS as a standard delivery area and covers roughly 91.8 square miles in Lindstrom, Chisago County, Minnesota. The area is home to 7,577 residents, producing a population density of 83 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55045 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55045 sits at $108,929 (33% above the Minnesota average), while per-capita income is $44,632. The poverty rate stands at 5.9% and the unemployment rate at 4.9%. On housing, the median home value is $390,500 (53% above the state average) with median rent at $1,210 per month, and 90.1% of occupied units are owner-occupied, a direct signal of whether 55045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.7% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 31 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chisago County, so you can benchmark 55045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →