Residential delivery area · Minnesota
ZIP Code 55045: Lindstrom, MN
ZIP code 55045 uses the postal name Lindstrom, Minnesota and lies entirely in Chisago County (Census 2020 ZIP-county file). About 7,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $108,929 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Lindstrom; 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lindstrom · its only residential ZIP
- County
- Chisago County
- Census places
- Lindstrom
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- House district
- MN-8 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 34.8 sq mi · 225 people per sq mi
Where is ZIP code 55045?
55045 centers on 45.396°, -92.828° and covers 34.8 square miles of land plus 6.1 of water. It borders 5 ZIP codes: 55012, 55013, 55074, 55073, 55056.
The map draws ZIP code areas only. For the streets inside 55045, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 55045 compare with the rest of Chisago County?
| Measure | 55045 | In Chisago County | In MN |
|---|---|---|---|
| People (ACS 2020-2024) | 7,846 | 5th of 14 | 199th of 881 |
| Median household income | $109k | 4th of 14 | 86th of 545 |
| Median home value | $391k | 4th of 14 | 82nd of 558 |
Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 64% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 55045?
The 2020 Census counted 7,804 people in 55045; the ACS, which samples households over 2020-2024, estimates 7,846. Between the 2010 and 2020 censuses its population grew 3.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,846
- 2020 Census count
- 7,804+3.0% since 2010 (7,577)
- Households
- 2,676
- Median age
- 39.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 55045?
Of the 7,846 people the ACS estimates in 55045, 28.0% are under 18 and 15.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.7%).
- Under 1828.0%
- 18 to 6456.4%
- 65 and older15.6%
- White, not Hispanic93.7%
- Other or two or more3.7%
- Hispanic or Latino2.2%
- Asian, not Hispanic0.3%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 55045 earn?
Median household income is $108,929 (ACS 2020-2024), the 4th highest of the 14 ranked ZIP codes in Chisago County. It is not measurably different from 2015-2019 ($111,142 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $108,929±$15,215
- Income per person
- $44,632
- Below the poverty line
- 5.9%
- Unemployed (of the labor force)
- 4.9%
- Adults 25+ with a bachelor's degree
- 23.7%
- Adjusted gross income per tax return, 2022
- $88,4294,050 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 55045?
FHFA's house price index for 55045, built from repeat sales and appraisals of the same homes, rose 85% from 2015 to 2025 and rose 39% from 2020 to 2025, and moved +3.3% in 2025.
- Median home value (owners' estimate)
- $390,500
- Median gross rent
- $1,210
- Homes owned by their occupants
- 90.1%
- Housing units
- 3,011
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 55045?
164 business establishments had a location in this ZIP code in 2023, 12 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction33
- Retail trade20
- Professional, scientific, and technical services20
- Other services (except public administration)17
- Health care and social assistance13
- Real estate and rental and leasing12
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 55045?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 55012 | Center City | 2,087 | $102k | 3.5 mi |
| 55013 | Chisago City | 7,015 | $109k | 4.2 mi |
| 55074 | Shafer | 2,393 | $107k | 5.3 mi |
| 55073 | Scandia | 4,169 | $129k | 8.3 mi |
| 55056 | North Branch | 14,753 | $96k | 10.0 mi |
| 55084 | Taylors Falls | 1,975 | $94k | 7.1 mi (near) |
| 55079 | Stacy | 8,508 | $115k | 10.2 mi (near) |
| 54020 | Osceola, WI | 7,687 | $75k | 11.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.