Residential delivery area · Minnesota
ZIP Code 55012: Center City, MN
ZIP code 55012 uses the postal name Center City, Minnesota and lies entirely in Chisago County (Census 2020 ZIP-county file). About 2,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $101,607 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Center City; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Center City · its only residential ZIP
- County
- Chisago County
- Census places
- Center City
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- House district
- MN-8 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 23.7 sq mi · 88 people per sq mi
Where is ZIP code 55012?
55012 centers on 45.438°, -92.788° and covers 23.7 square miles of land plus 1.1 of water. It borders 4 ZIP codes: 55045, 55084, 55074, 55056.
The map draws ZIP code areas only. For the streets inside 55012, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 55012 compare with the rest of Chisago County?
| Measure | 55012 | In Chisago County | In MN |
|---|---|---|---|
| People (ACS 2020-2024) | 2,087 | 13th of 14 | 407th of 881 |
| Median household income | $102k | 8th of 14 | 120th of 545 |
| Median home value | $387k | 5th of 14 | 84th of 558 |
Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 55012?
The 2020 Census counted 1,948 people in 55012; the ACS, which samples households over 2020-2024, estimates 2,087. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 2,087±257 (90% margin)
- 2020 Census count
- 1,948
- Households
- 741
- Median age
- 49.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 55012?
Of the 2,087 people the ACS estimates in 55012, 11.3% are under 18 and 23.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.2%).
- Under 1811.3%
- 18 to 6465.2%
- 65 and older23.5%
- White, not Hispanic87.2%
- Other or two or more5.6%
- Asian, not Hispanic3.6%
- Hispanic or Latino2.5%
- Black, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 55012 earn?
Median household income is $101,607 (ACS 2020-2024), the 8th highest of the 14 ranked ZIP codes in Chisago County.
- Median household income
- $101,607±$10,218
- Income per person
- $51,488
- Below the poverty line
- 6.7%
- Unemployed (of the labor force)
- 2.7%
- Adults 25+ with a bachelor's degree
- 33.6%
- Adjusted gross income per tax return, 2022
- $86,9531,050 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 55012?
FHFA's house price index for 55012, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved −1.4% in 2025.
- Median home value (owners' estimate)
- $386,600
- Median gross rent
- $1,594
- Homes owned by their occupants
- 93.4%
- Housing units
- 837
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 55012?
45 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services11
- Construction5
- Other services (except public administration)5
- Manufacturing4
- Real estate and rental and leasing4
- Retail trade3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 55012?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 55045 | Lindstrom | 7,846 | $109k | 3.5 mi |
| 55084 | Taylors Falls | 1,975 | $94k | 3.9 mi |
| 55074 | Shafer | 2,393 | $107k | 4.8 mi |
| 55056 | North Branch | 14,753 | $96k | 9.5 mi |
| 55013 | Chisago City | 7,015 | $109k | 7.7 mi (near) |
| 54024 | Saint Croix Falls, WI | 5,035 | $75k | 8.4 mi (near) |
| 55073 | Scandia | 4,169 | $129k | 11.4 mi (near) |
| 54009 | Dresser, WI | 2,739 | $90k | 11.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.