Forest Lake, MN · standard

ZIP Code 55025

Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,244
114/sq mi
$98,382
Median income
$405,000
Median home value
35.8%
Bachelor's or higher

The verdict

Forest Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 20%
home value, US ZIPs
114
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55025 against every reporting US ZIP.

ZIP code 55025 is classified by USPS as a standard delivery area and covers roughly 203.9 square miles in Forest Lake, Washington County, Minnesota. The area is home to 23,244 residents, producing a population density of 114 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55025 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55025 sits at $98,382 (20% above the Minnesota average), while per-capita income is $46,037. The poverty rate stands at 6.2% and the unemployment rate at 3.8%. On housing, the median home value is $405,000 (58% above the state average) with median rent at $1,412 per month, and 75.2% of occupied units are owner-occupied, a direct signal of whether 55025 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.8% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55025 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55025

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55025.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55025, Forest Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

23,244

Population

203.9

Area (sq mi)

114

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55025?

39.8

Median Age

49.9%

Male

50.1%

Female

4.6%

Foreign-Born

White 87.8%
African American 2.4%
Asian 3.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$98,382

Median Household Income

+20% vs state

$46,037

Per Capita Income

6.2%

Poverty Rate

3.8%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 55025 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$98,382 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 35.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,699

Total Housing Units

10,211

Occupied Units

488

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 75.2%
Renter 24.8%

$405,000

Median Home Value

+58% vs state

$1,412

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 55025 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 163
2021 +10.8% 180
2022 +12.6% 203
2023 +1.7% 206
2024 +6.7% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 762 business establishments in ZIP 55025, employing approximately 9,917 people with a combined annual payroll of $505,855,000.

762

Businesses

9,917

Employees

$505.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 121 15.9%
Retail trade 107 14.0%
Other services (except public administration) 88 11.6%
Health care and social assistance 73 9.6%
Professional, scientific, and technical services 65 8.5%
Real estate and rental and leasing 59 7.7%
Finance and insurance 52 6.8%
Accommodation and food services 44 5.8%
Administrative and support and waste management and remediation services 37 4.9%
Manufacturing 35 4.6%
Wholesale trade 27 3.5%
Transportation and warehousing 18 2.4%
Arts, entertainment, and recreation 18 2.4%
Educational services 9 1.2%
Information 7 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55025 vs 55092 →

ZIP 55025 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55025 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55025 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55025 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55092 Wyoming, MN 10,840 5.8 mi
55038 Hugo, MN 20,816 6.8 mi
55014 Circle Pines, MN 27,274 8.4 mi
55013 Chisago City, MN 6,541 8.8 mi

More ZIP Codes in Washington County

Frequently Asked Questions

What county is ZIP code 55025 in?
ZIP code 55025 (Forest Lake) is located in Washington County, Minnesota. Washington County contains multiple ZIP codes, see the full list at /counties/washington-mn.
What is the population of ZIP code 55025?
ZIP code 55025 in Forest Lake, MN has a population of 23,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55025?
The median household income in ZIP 55025 is $98,382, which is 29% above the national average of $76,288.
What is the average home value in ZIP 55025?
The median home value in ZIP 55025 is $405,000, which is 46% above the national average of $278,155.
What is the demographic makeup of ZIP 55025?
The largest racial group in ZIP 55025 is White at 87.8%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 55025?
ZIP code 55025 has 762 business establishments employing approximately 9,917 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55025?
The top industries by establishment count in ZIP 55025 are: Construction (121), Retail trade (107), Other services (except public administration) (88). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55025?
According to the FHFA House Price Index, home values in ZIP 55025 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55025?
In ZIP code 55025, 62.5% of residents aged 25+ have a high school diploma or higher, and 35.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55025?
The mean commute time for workers in ZIP code 55025 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55025?
In ZIP code 55025, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55025?
The poverty rate in ZIP code 55025 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Forest Lake, MN

Verify and explore additional data for this area using these official government sources.