Forest Lake, MN · standard
ZIP Code 55025
Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,244
- 114/sq mi
- $98,382
- Median income
- $405,000
- Median home value
- 35.8%
- Bachelor's or higher
The verdict
Forest Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 20%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 114
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55025 against every reporting US ZIP.
ZIP code 55025 is classified by USPS as a standard delivery area and covers roughly 203.9 square miles in Forest Lake, Washington County, Minnesota. The area is home to 23,244 residents, producing a population density of 114 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55025 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55025 sits at $98,382 (20% above the Minnesota average), while per-capita income is $46,037. The poverty rate stands at 6.2% and the unemployment rate at 3.8%. On housing, the median home value is $405,000 (58% above the state average) with median rent at $1,412 per month, and 75.2% of occupied units are owner-occupied, a direct signal of whether 55025 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.8% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55025 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55025
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55025.
- Construction
Construction
121 establishments
- Retail trade
Retail trade
107 establishments
- Other services (except public administration)
Other services (except public administration)
88 establishments
- Health care and social assistance
Health care and social assistance
73 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
65 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55025, Forest Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,244
Population
203.9
Area (sq mi)
114
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55025?
39.8
Median Age
49.9%
Male
50.1%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,382
Median Household Income
+20% vs state
$46,037
Per Capita Income
6.2%
Poverty Rate
3.8%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 55025 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$98,382 Top 20% higher than 80% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,699
Total Housing Units
10,211
Occupied Units
488
Vacant Units
2.52
Avg Household Size
Occupancy Type
$405,000
Median Home Value
+58% vs state
$1,412
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 55025 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 163 |
| 2021 | +10.8% | 180 |
| 2022 | +12.6% | 203 |
| 2023 | +1.7% | 206 |
| 2024 | +6.7% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 762 business establishments in ZIP 55025, employing approximately 9,917 people with a combined annual payroll of $505,855,000.
762
Businesses
9,917
Employees
$505.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 121 | 15.9% |
| Retail trade | 107 | 14.0% |
| Other services (except public administration) | 88 | 11.6% |
| Health care and social assistance | 73 | 9.6% |
| Professional, scientific, and technical services | 65 | 8.5% |
| Real estate and rental and leasing | 59 | 7.7% |
| Finance and insurance | 52 | 6.8% |
| Accommodation and food services | 44 | 5.8% |
| Administrative and support and waste management and remediation services | 37 | 4.9% |
| Manufacturing | 35 | 4.6% |
| Wholesale trade | 27 | 3.5% |
| Transportation and warehousing | 18 | 2.4% |
| Arts, entertainment, and recreation | 18 | 2.4% |
| Educational services | 9 | 1.2% |
| Information | 7 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55025 vs 55092 →
ZIP 55025 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55014
Circle Pines (55014)
27,274 residents
- 55025
Forest Lake (55025)
23,244 residents
- 55038
Hugo (55038)
20,816 residents
- 55092 10,840
Wyoming (55092)
10,840 residents
- 55013 6,541
Chisago City (55013)
6,541 residents
What this shows Among its immediate neighbors, ZIP 55025 ranks #2 by population — useful context the national average alone can't give.
ZIP 55025 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55038
Hugo (55038)
$130,931 median income
- 55013
Chisago City (55013)
$109,063 median income
- 55014
Circle Pines (55014)
$103,658 median income
- 55025
Forest Lake (55025)
$98,382 median income
- 55092
Wyoming (55092)
$95,337 median income
What this shows By household income, ZIP 55025 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 55025 in? ▼
What is the population of ZIP code 55025? ▼
What is the median household income in ZIP 55025? ▼
What is the average home value in ZIP 55025? ▼
What is the demographic makeup of ZIP 55025? ▼
How many businesses are in ZIP code 55025? ▼
What are the main industries in ZIP code 55025? ▼
How have home values changed in ZIP code 55025? ▼
What is the education level in ZIP code 55025? ▼
What is the average commute time in ZIP 55025? ▼
What percentage of residents own vs. rent in ZIP 55025? ▼
What is the poverty rate in ZIP code 55025? ▼
ZIP Code Research Guides
Official Data Resources for Forest Lake, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.