Saint Paul, MN · standard
ZIP Code 55126
Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,140
- 809/sq mi High-density area
- $108,217
- Median income Above-median income area
- $384,900
- Median home value Above-median home value
- 61.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Paul pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 809
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55126 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55126 (Saint Paul, MN) rose +6.2% from 2023 to 2024. The all-transactions index moved from 215.3 in 2023 to 228.6 in 2024 (2000 = 100).
ZIP code 55126 is a densely settled ZIP (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, with 25,140 residents across 31.1 square miles, a density of 809 people per square mile, in the Chicago time zone.
ZIP 55126 lands in the middle-income range, with a median household income of $108,217 (32% above the average Minnesota ZIP), while per-capita income is $61,154. The poverty rate is 5.6%, with unemployment at 4.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $384,900 (51% above the average Minnesota ZIP), while 79.6% of occupied homes are owner-occupied and median rent is $1,678.
This is a highly-educated ZIP: 61.3% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ramsey County, so 55126 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55126
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55126.
- Professional, scientific, and technical services
Professional, scientific, and technical services
115 establishments
- Health care and social assistance
Health care and social assistance
111 establishments
- Finance and insurance
Finance and insurance
71 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Construction
Construction
54 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55126, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,140
Population
31.1
Area (sq mi)
809
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55126?
43.4
Median Age
48.8%
Male
51.2%
Female
10.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,217
Median Household Income
+32% vs state ZIP avg
$61,154
Per Capita Income
5.6%
Poverty Rate
4.4%
Unemployment Rate
22.2 min
Mean Commute Time
How ZIP 55126 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$108,217 Top 11% higher than 89% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,842housing units
11,842
Total Housing Units
11,602
Occupied Units
240
Vacant Units
2.33
Avg Household Size
Occupancy Type
$384,900
Median Home Value
+51% vs state ZIP avg
$1,678
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 55126 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 174 |
| 2021 | +8.0% | 188 |
| 2022 | +11.9% | 210 |
| 2023 | +2.4% | 215 |
| 2024 | +6.2% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 686 business establishments in ZIP 55126, employing approximately 13,485 people with a combined annual payroll of $1,345,038,000.
686
Businesses
13,485
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 115 | 16.8% |
| Health care and social assistance | 111 | 16.2% |
| Finance and insurance | 71 | 10.3% |
| Other services (except public administration) | 59 | 8.6% |
| Construction | 54 | 7.9% |
| Accommodation and food services | 44 | 6.4% |
| Administrative and support and waste management and remediation services | 41 | 6.0% |
| Wholesale trade | 38 | 5.5% |
| Real estate and rental and leasing | 35 | 5.1% |
| Retail trade | 32 | 4.7% |
| Manufacturing | 30 | 4.4% |
| Transportation and warehousing | 11 | 1.6% |
| Information | 11 | 1.6% |
| Educational services | 11 | 1.6% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Management of companies and enterprises | 9 | 1.3% |
| Industries not classified | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55126 vs 55127 →
ZIP 55126 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55112
Saint Paul (55112)
43,250 residents
- 55117
Saint Paul (55117)
41,649 residents
- 55113
Saint Paul (55113)
38,994 residents
- 55110
Saint Paul (55110)
37,759 residents
- 55432
Minneapolis (55432)
30,027 residents
- 55014
Circle Pines (55014)
27,274 residents
- 55126
Saint Paul (55126)
25,140 residents
- 55449
Minneapolis (55449)
23,277 residents
- 55127 16,782
Saint Paul (55127)
16,782 residents
What this shows Among its immediate neighbors, ZIP 55126 ranks #7 by population - useful context the national average alone can't give.
ZIP 55126 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55449
Minneapolis (55449)
$131,832 median income
- 55127
Saint Paul (55127)
$117,917 median income
- 55126
Saint Paul (55126)
$108,217 median income
- 55014
Circle Pines (55014)
$103,658 median income
- 55110
Saint Paul (55110)
$101,296 median income
- 55112
Saint Paul (55112)
$93,838 median income
- 55113
Saint Paul (55113)
$86,792 median income
- 55108
Saint Paul (55108)
$86,308 median income
- 55432
Minneapolis (55432)
$79,520 median income
What this shows By household income, ZIP 55126 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55127 | Saint Paul, MN | 16,782 | 2.4 mi |
| 55112 | Saint Paul, MN | 43,250 | 2.8 mi |
| 55014 | Circle Pines, MN | 27,274 | 5.5 mi |
| 55113 | Saint Paul, MN | 38,994 | 5.1 mi |
| 55117 | Saint Paul, MN | 41,649 | 6.2 mi |
| 55103 | Saint Paul, MN | 12,991 | 8.3 mi |
| 55110 | Saint Paul, MN | 37,759 | 6.2 mi |
| 55432 | Minneapolis, MN | 30,027 | 6.0 mi |
| 55108 | Saint Paul, MN | 14,688 | 7.5 mi |
| 55449 | Minneapolis, MN | 23,277 | 6.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55126, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,140 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55126 in?
ZIP code 55126 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55126?
ZIP code 55126 in Saint Paul, MN has a population of 25,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55126?
The median household income in ZIP 55126 is $108,217, which is 42% above the national average of $76,288.
What is the average home value in ZIP 55126?
The median home value in ZIP 55126 is $384,900, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 55126?
The largest racial group in ZIP 55126 is White at 75.8%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 55126?
ZIP code 55126 has 686 business establishments employing approximately 13,485 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55126?
The top industries by establishment count in ZIP 55126 are: Professional, scientific, and technical services (115), Health care and social assistance (111), Finance and insurance (71). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 55126?
According to the FHFA House Price Index, home values in ZIP 55126 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55126?
In ZIP code 55126, 73.2% of residents aged 25+ have a high school diploma or higher, and 61.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55126?
The mean commute time for workers in ZIP code 55126 is 22.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55126?
In ZIP code 55126, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55126?
The poverty rate in ZIP code 55126 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55126's numbers, next.
- See how ZIP 55126 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.