Saint Paul, MN · standard

ZIP Code 55126

Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,140
809/sq mi
$108,217
Median income
$384,900
Median home value
61.3%
Bachelor's or higher

The verdict

Saint Paul pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 22%
home value, US ZIPs
809
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55126 against every reporting US ZIP.

ZIP code 55126 is classified by USPS as a standard delivery area and covers roughly 31.1 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 25,140 residents, producing a population density of 809 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55126 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55126 sits at $108,217 (32% above the Minnesota average), while per-capita income is $61,154. The poverty rate stands at 5.6% and the unemployment rate at 4.4%. On housing, the median home value is $384,900 (51% above the state average) with median rent at $1,678 per month, and 79.6% of occupied units are owner-occupied, a direct signal of whether 55126 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 61.3% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55126 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55126

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55126.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55126, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

25,140

Population

31.1

Area (sq mi)

809

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55126?

43.4

Median Age

48.8%

Male

51.2%

Female

10.8%

Foreign-Born

White 75.8%
African American 4.2%
Asian 10.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.3%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,217

Median Household Income

+32% vs state

$61,154

Per Capita Income

5.6%

Poverty Rate

4.4%

Unemployment Rate

22.2 min

Mean Commute Time

How ZIP 55126 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$108,217 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.2%
Bachelor's Degree or Higher 61.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,842

Total Housing Units

11,602

Occupied Units

240

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 79.6%
Renter 20.4%

$384,900

Median Home Value

+51% vs state

$1,678

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 55126 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 174
2021 +8.0% 188
2022 +11.9% 210
2023 +2.4% 215
2024 +6.2% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 686 business establishments in ZIP 55126, employing approximately 13,485 people with a combined annual payroll of $1,345,038,000.

686

Businesses

13,485

Employees

$1.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 115 16.8%
Health care and social assistance 111 16.2%
Finance and insurance 71 10.3%
Other services (except public administration) 59 8.6%
Construction 54 7.9%
Accommodation and food services 44 6.4%
Administrative and support and waste management and remediation services 41 6.0%
Wholesale trade 38 5.5%
Real estate and rental and leasing 35 5.1%
Retail trade 32 4.7%
Manufacturing 30 4.4%
Transportation and warehousing 11 1.6%
Information 11 1.6%
Educational services 11 1.6%
Arts, entertainment, and recreation 11 1.6%
Management of companies and enterprises 9 1.3%
Industries not classified 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55126 vs 55127 →

ZIP 55126 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55126 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55126 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55126 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55127 Saint Paul, MN 16,782 2.4 mi
55112 Saint Paul, MN 43,250 2.8 mi
55014 Circle Pines, MN 27,274 5.5 mi
55113 Saint Paul, MN 38,994 5.1 mi
55117 Saint Paul, MN 41,649 6.2 mi
55103 Saint Paul, MN 12,991 8.3 mi
55110 Saint Paul, MN 37,759 6.2 mi
55432 Minneapolis, MN 30,027 6.0 mi
55108 Saint Paul, MN 14,688 7.5 mi
55449 Minneapolis, MN 23,277 6.8 mi

More ZIP Codes in Ramsey County

Frequently Asked Questions

What county is ZIP code 55126 in?
ZIP code 55126 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55126?
ZIP code 55126 in Saint Paul, MN has a population of 25,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55126?
The median household income in ZIP 55126 is $108,217, which is 42% above the national average of $76,288.
What is the average home value in ZIP 55126?
The median home value in ZIP 55126 is $384,900, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 55126?
The largest racial group in ZIP 55126 is White at 75.8%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 55126?
ZIP code 55126 has 686 business establishments employing approximately 13,485 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55126?
The top industries by establishment count in ZIP 55126 are: Professional, scientific, and technical services (115), Health care and social assistance (111), Finance and insurance (71). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 55126?
According to the FHFA House Price Index, home values in ZIP 55126 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55126?
In ZIP code 55126, 73.2% of residents aged 25+ have a high school diploma or higher, and 61.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55126?
The mean commute time for workers in ZIP code 55126 is 22.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55126?
In ZIP code 55126, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55126?
The poverty rate in ZIP code 55126 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.