Saint Paul, MN · standard

ZIP Code 55124

Dakota County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

49,084
1,127/sq mi
$97,727
Median income
$370,400
Median home value
45.9%
Bachelor's or higher

The verdict

Saint Paul pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 24%
home value, US ZIPs
1,127
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55124 against every reporting US ZIP.

ZIP code 55124 is classified by USPS as a standard delivery area and covers roughly 43.6 square miles in Saint Paul, Dakota County, Minnesota. The area is home to 49,084 residents, producing a population density of 1,127 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55124 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55124 sits at $97,727 (19% above the Minnesota average), while per-capita income is $50,389. The poverty rate stands at 6.0% and the unemployment rate at 3.1%. On housing, the median home value is $370,400 (45% above the state average) with median rent at $1,736 per month, and 73.5% of occupied units are owner-occupied, a direct signal of whether 55124 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 45.9% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dakota County, so you can benchmark 55124 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55124

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55124.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55124, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

49,084

Population

43.6

Area (sq mi)

1,127

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55124?

39.0

Median Age

47.2%

Male

52.8%

Female

11.7%

Foreign-Born

White 68.5%
African American 11.1%
Asian 6.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.6%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,727

Median Household Income

+19% vs state

$50,389

Per Capita Income

6.0%

Poverty Rate

3.1%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 55124 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$97,727 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.3%
Bachelor's Degree or Higher 45.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,002

Total Housing Units

21,616

Occupied Units

386

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$370,400

Median Home Value

+45% vs state

$1,736

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.3%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 55124 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 160
2021 +9.6% 176
2022 +13.0% 199
2023 +0.6% 200
2024 +3.3% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,093 business establishments in ZIP 55124, employing approximately 14,290 people with a combined annual payroll of $627,909,000.

1,093

Businesses

14,290

Employees

$627.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 188 17.2%
Professional, scientific, and technical services 153 14.0%
Retail trade 131 12.0%
Accommodation and food services 103 9.4%
Other services (except public administration) 101 9.2%
Construction 81 7.4%
Real estate and rental and leasing 81 7.4%
Finance and insurance 75 6.9%
Administrative and support and waste management and remediation services 65 6.0%
Wholesale trade 28 2.6%
Transportation and warehousing 24 2.2%
Educational services 17 1.6%
Information 13 1.2%
Arts, entertainment, and recreation 13 1.2%
Manufacturing 11 1.0%
Management of companies and enterprises 6 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55124 vs 55122 →

ZIP 55124 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55124 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55124 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55124 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55122 Saint Paul, MN 30,346 4.1 mi
55337 Burnsville, MN 44,356 4.2 mi
55306 Burnsville, MN 15,935 4.6 mi
55123 Saint Paul, MN 26,030 5.1 mi
55425 Minneapolis, MN 8,952 6.9 mi
55111 Saint Paul, MN 0 9.2 mi
55068 Rosemount, MN 27,490 6.5 mi
55121 Saint Paul, MN 7,861 7.4 mi
55450 Minneapolis, MN 10 9.3 mi
55420 Minneapolis, MN 21,767 7.3 mi

More ZIP Codes in Dakota County

Frequently Asked Questions

What county is ZIP code 55124 in?
ZIP code 55124 (Saint Paul) is located in Dakota County, Minnesota. Dakota County contains multiple ZIP codes, see the full list at /counties/dakota-mn.
What is the population of ZIP code 55124?
ZIP code 55124 in Saint Paul, MN has a population of 49,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55124?
The median household income in ZIP 55124 is $97,727, which is 28% above the national average of $76,288.
What is the average home value in ZIP 55124?
The median home value in ZIP 55124 is $370,400, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 55124?
The largest racial group in ZIP 55124 is White at 68.5%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 55124?
ZIP code 55124 has 1,093 business establishments employing approximately 14,290 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55124?
The top industries by establishment count in ZIP 55124 are: Health care and social assistance (188), Professional, scientific, and technical services (153), Retail trade (131). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 55124?
According to the FHFA House Price Index, home values in ZIP 55124 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55124?
In ZIP code 55124, 65.3% of residents aged 25+ have a high school diploma or higher, and 45.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55124?
The mean commute time for workers in ZIP code 55124 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55124?
In ZIP code 55124, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55124?
The poverty rate in ZIP code 55124 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.