Saint Paul, MN · standard
ZIP Code 55122
Dakota County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,346
- 1,040/sq mi
- $96,823
- Median income
- $356,600
- Median home value
- 48.9%
- Bachelor's or higher
The verdict
Saint Paul pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 21%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 1,040
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55122 against every reporting US ZIP.
ZIP code 55122 is classified by USPS as a standard delivery area and covers roughly 29.2 square miles in Saint Paul, Dakota County, Minnesota. The area is home to 30,346 residents, producing a population density of 1,040 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55122 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55122 sits at $96,823 (18% above the Minnesota average), while per-capita income is $51,155. The poverty rate stands at 7.8% and the unemployment rate at 5.8%. On housing, the median home value is $356,600 (39% above the state average) with median rent at $1,663 per month, and 68.3% of occupied units are owner-occupied, a direct signal of whether 55122 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 48.9% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dakota County, so you can benchmark 55122 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55122
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55122.
- Retail trade
Retail trade
153 establishments
- Health care and social assistance
Health care and social assistance
124 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
122 establishments
- Other services (except public administration)
Other services (except public administration)
88 establishments
- Finance and insurance
Finance and insurance
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55122, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
30,346
Population
29.2
Area (sq mi)
1,040
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55122?
39.1
Median Age
50.2%
Male
49.8%
Female
15.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$96,823
Median Household Income
+18% vs state
$51,155
Per Capita Income
7.8%
Poverty Rate
5.8%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 55122 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$96,823 Top 21% higher than 79% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,147
Total Housing Units
13,893
Occupied Units
254
Vacant Units
2.31
Avg Household Size
Occupancy Type
$356,600
Median Home Value
+39% vs state
$1,663
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.3%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 55122 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 161 |
| 2021 | +10.5% | 178 |
| 2022 | +13.4% | 202 |
| 2023 | +4.0% | 210 |
| 2024 | -0.3% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 867 business establishments in ZIP 55122, employing approximately 13,385 people with a combined annual payroll of $719,246,000.
867
Businesses
13,385
Employees
$719.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 153 | 17.6% |
| Health care and social assistance | 124 | 14.3% |
| Professional, scientific, and technical services | 122 | 14.1% |
| Other services (except public administration) | 88 | 10.2% |
| Finance and insurance | 62 | 7.2% |
| Accommodation and food services | 58 | 6.7% |
| Construction | 53 | 6.1% |
| Real estate and rental and leasing | 48 | 5.5% |
| Administrative and support and waste management and remediation services | 41 | 4.7% |
| Wholesale trade | 35 | 4.0% |
| Transportation and warehousing | 21 | 2.4% |
| Manufacturing | 18 | 2.1% |
| Educational services | 17 | 2.0% |
| Information | 15 | 1.7% |
| Arts, entertainment, and recreation | 10 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55122 vs 55123 →
ZIP 55122 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55124
Saint Paul (55124)
49,084 residents
- 55337
Burnsville (55337)
44,356 residents
- 55122
Saint Paul (55122)
30,346 residents
- 55123
Saint Paul (55123)
26,030 residents
- 55420
Minneapolis (55420)
21,767 residents
- 55425 8,952
Minneapolis (55425)
8,952 residents
- 55121 7,861
Saint Paul (55121)
7,861 residents
- 55120 4,352
Saint Paul (55120)
4,352 residents
- 55150 198
Mendota (55150)
198 residents
What this shows Among its immediate neighbors, ZIP 55122 ranks #3 by population — useful context the national average alone can't give.
ZIP 55122 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55123
Saint Paul (55123)
$139,215 median income
- 55120
Saint Paul (55120)
$116,346 median income
- 55150
Mendota (55150)
$111,250 median income
- 55124
Saint Paul (55124)
$97,727 median income
- 55122
Saint Paul (55122)
$96,823 median income
- 55121
Saint Paul (55121)
$87,152 median income
- 55337
Burnsville (55337)
$84,110 median income
- 55420
Minneapolis (55420)
$82,170 median income
- 55425
Minneapolis (55425)
$76,274 median income
What this shows By household income, ZIP 55122 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55123 | Saint Paul, MN | 26,030 | 2.9 mi |
| 55124 | Saint Paul, MN | 49,084 | 4.1 mi |
| 55111 | Saint Paul, MN | 0 | 5.1 mi |
| 55425 | Minneapolis, MN | 8,952 | 3.2 mi |
| 55121 | Saint Paul, MN | 7,861 | 3.6 mi |
| 55450 | Minneapolis, MN | 10 | 5.3 mi |
| 55337 | Burnsville, MN | 44,356 | 4.3 mi |
| 55420 | Minneapolis, MN | 21,767 | 4.5 mi |
| 55150 | Mendota, MN | 198 | 5.9 mi |
| 55120 | Saint Paul, MN | 4,352 | 5.3 mi |
More ZIP Codes in Dakota County
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Frequently Asked Questions
What county is ZIP code 55122 in? ▼
What is the population of ZIP code 55122? ▼
What is the median household income in ZIP 55122? ▼
What is the average home value in ZIP 55122? ▼
What is the demographic makeup of ZIP 55122? ▼
How many businesses are in ZIP code 55122? ▼
What are the main industries in ZIP code 55122? ▼
How have home values changed in ZIP code 55122? ▼
What is the education level in ZIP code 55122? ▼
What is the average commute time in ZIP 55122? ▼
What percentage of residents own vs. rent in ZIP 55122? ▼
What is the poverty rate in ZIP code 55122? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.