PlainZIP

Saint Paul, MN · standard

ZIP Code 55106

Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

52,730
2,353/sq mi
$70,187
Median income
$241,800
Median home value
24.0%
Bachelor's or higher

The verdict

Saint Paul pairs a below-median household income with above-median home values, in a suburban-density, homeowner-dominated and unusually populous area.

47th pct
household income, US ZIPs
Top 45%
home value, US ZIPs
2,353
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55106 against every reporting US ZIP.

ZIP code 55106 is a densely settled ZIP (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, with 52,730 residents across 22.4 square miles, a density of 2,353 people per square mile, in the Chicago time zone.

ZIP 55106 lands in the middle-income range, with a median household income of $70,187 (15% below the Minnesota average), while per-capita income is $29,455. Poverty here runs at 17.8%, with unemployment measured at 6.2%. Median home value sits at $241,800 (5% below the state average), median rent at $1,261 a month, and owner-occupancy at 61.1%.

Educational attainment sits below the national norm: 24.0% of adults hold a bachelor's degree or higher, the median age is 31.7, and the average commute is 23 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ramsey County, letting you compare 55106 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55106

Top 5 sectors by establishment count in Saint Paul, MN

Which industries have the most business establishments in ZIP 55106.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55106, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

52,730

Population

22.4

Area (sq mi)

2,353

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55106?

31.7

Median Age

48.5%

Male

51.5%

Female

24.2%

Foreign-Born

White 31.5%
African American 13.3%
Asian 35.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 12.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,187

Median Household Income

-15% vs state

$29,455

Per Capita Income

17.8%

Poverty Rate

6.2%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 55106 ranks nationally

Saint Paul, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,187 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,044

Total Housing Units

18,946

Occupied Units

1,098

Vacant Units

2.97

Avg Household Size

Occupancy Type

Owner 61.1%
Renter 38.9%

$241,800

Median Home Value

-5% vs state

$1,261

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.6%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 55106 have decreased 0.6% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 175
2021 +9.7% 192
2022 +7.9% 208
2023 +7.2% 223
2024 -0.6% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 641 business establishments in ZIP 55106, employing approximately 9,628 people with a combined annual payroll of $383,600,000.

641

Businesses

9,628

Employees

$383.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 135 21.1%
Other services (except public administration) 91 14.2%
Retail trade 82 12.8%
Accommodation and food services 76 11.9%
Administrative and support and waste management and remediation services 45 7.0%
Professional, scientific, and technical services 42 6.5%
Construction 41 6.4%
Finance and insurance 25 3.9%
Real estate and rental and leasing 22 3.4%
Manufacturing 19 3.0%
Wholesale trade 16 2.5%
Educational services 13 2.0%
Transportation and warehousing 11 1.7%
Information 11 1.7%
Arts, entertainment, and recreation 10 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55106 vs 55155 →

ZIP 55106 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55106 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55106 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55106 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55155 Saint Paul, MN 0 1.8 mi
55130 Saint Paul, MN 17,575 1.8 mi
55101 Saint Paul, MN 5,592 2.2 mi
55107 Saint Paul, MN 14,776 2.7 mi
55119 Saint Paul, MN 38,966 2.6 mi
55109 Saint Paul, MN 31,444 3.7 mi
55103 Saint Paul, MN 12,991 3.7 mi
55075 South Saint Paul, MN 20,152 5.3 mi
55117 Saint Paul, MN 41,649 3.4 mi
55102 Saint Paul, MN 18,207 4.2 mi

More ZIP Codes in Ramsey County

55112 standard
Saint Paul, MN
Pop: 43,250
55104 standard
Saint Paul, MN
Pop: 43,248
55117 standard
Saint Paul, MN
Pop: 41,649
55113 standard
Saint Paul, MN
Pop: 38,994
55119 standard
Saint Paul, MN
Pop: 38,966
55109 standard
Saint Paul, MN
Pop: 31,444

Related Areas

Ramsey County Saint Paul, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55106 in? ▼
ZIP code 55106 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55106? ▼
ZIP code 55106 in Saint Paul, MN has a population of 52,730 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55106? ▼
The median household income in ZIP 55106 is $70,187, which is 8% below the national average of $76,288.
What is the average home value in ZIP 55106? ▼
The median home value in ZIP 55106 is $241,800, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 55106? ▼
The largest racial group in ZIP 55106 is Asian at 35.8%. Hispanic or Latino residents make up 12.5% of the population.
How many businesses are in ZIP code 55106? ▼
ZIP code 55106 has 641 business establishments employing approximately 9,628 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55106? ▼
The top industries by establishment count in ZIP 55106 are: Health care and social assistance (135), Other services (except public administration) (91), Retail trade (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55106? ▼
According to the FHFA House Price Index, home values in ZIP 55106 decreased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55106? ▼
In ZIP code 55106, 54.9% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55106? ▼
The mean commute time for workers in ZIP code 55106 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55106? ▼
In ZIP code 55106, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55106? ▼
The poverty rate in ZIP code 55106 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.