Residential delivery area · Minnesota
ZIP Code 55103: Saint Paul, MN
ZIP code 55103 uses the postal name Saint Paul, Minnesota and lies entirely in Ramsey County (Census 2020 ZIP-county file). About 13,000 people live there (Census Bureau, ACS 2020-2024), the 24th most populous of Saint Paul's 31 residential ZIP codes. Median household income is $48,390 (Census Bureau, ACS 2020-2024). Most of its land (100%) lies in the city of St. Paul.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Paul · 31 residential ZIPs
- County
- Ramsey County
- Census places
- St. Paul
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- House district
- MN-4 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 2.0 sq mi · 6,649 people per sq mi
- PO Box ZIPs
- 12 more ZIP codes use the name Saint Paul for PO boxes or single organizations
Where is ZIP code 55103?
55103 centers on 44.964°, -93.123° and covers 2.0 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 55155, 55101, 55130, 55104, 55102, 55108, 55117.
The map draws ZIP code areas only. For the streets inside 55103, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 55103 compare with the rest of Saint Paul?
| Measure | 55103 | In Saint Paul | In Ramsey County | In MN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 13,125 | 24th of 31 | 18th of 21 | 149th of 881 |
| Median household income | $48k | 29th of 29 | 20th of 20 | 541st of 545 |
| Median home value | $258k | 27th of 29 | 18th of 20 | 316th of 558 |
Its median household income is higher than in 12% of U.S. residential ZIP codes, and it is denser than 96% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 55103?
The 2020 Census counted 13,874 people in 55103; the ACS, which samples households over 2020-2024, estimates 13,125. Between the 2010 and 2020 censuses its population grew 6.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 13,125
- 2020 Census count
- 13,874+6.8% since 2010 (12,991)
- Households
- 5,424
- Median age
- 33.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 55103?
Of the 13,125 people the ACS estimates in 55103, 25.3% are under 18 and 10.9% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (33.7%), then White (not Hispanic) (31.6%).
- Under 1825.3%
- 18 to 6463.8%
- 65 and older10.9%
- Black, not Hispanic33.7%
- White, not Hispanic31.6%
- Asian, not Hispanic20.0%
- Hispanic or Latino10.2%
- Other or two or more4.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 55103 earn?
Median household income is $48,390 (ACS 2020-2024), the 20th highest of the 20 ranked ZIP codes in Ramsey County. It is not measurably different from 2015-2019 ($42,610 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $48,390
- Income per person
- $27,118
- Below the poverty line
- 24.8%
- Unemployed (of the labor force)
- 4.8%
- Adults 25+ with a bachelor's degree
- 28.2%
- Adjusted gross income per tax return, 2022
- $47,7885,520 returns; wages 83% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 55103?
FHFA's house price index for 55103, built from repeat sales and appraisals of the same homes, rose 79% from 2015 to 2025 and rose 29% from 2020 to 2025, and moved +5.4% in 2025.
- Median home value (owners' estimate)
- $257,500
- Median gross rent
- $1,054
- Homes owned by their occupants
- 41.7%
- Housing units
- 5,790
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 55103?
343 business establishments had a location in this ZIP code in 2023, 4 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance87
- Other services (except public administration)77
- Accommodation and food services40
- Retail trade32
- Professional, scientific, and technical services27
- Administrative and support and waste management and remediation services14
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 55103?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 55155 | Saint Paul | 0 | – | 1.4 mi |
| 55101 | Saint Paul | 7,911 | $65k | 2.0 mi |
| 55130 | Saint Paul | 17,775 | $54k | 2.1 mi |
| 55104 | Saint Paul | 45,762 | $76k | 2.2 mi |
| 55102 | Saint Paul | 19,630 | $76k | 2.2 mi |
| 55108 | Saint Paul | 15,224 | $86k | 2.8 mi |
| 55117 | Saint Paul | 44,697 | $71k | 3.1 mi |
| 55105 | Saint Paul | 28,617 | $107k | 2.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.