Saint Paul, MN · standard
ZIP Code 55108
Ramsey County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,688
- 1,441/sq mi High-density area
- $86,308
- Median income Above-median income area
- $375,600
- Median home value Above-median home value
- 69.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Paul pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- Top 31%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 1,441
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55108 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55108 (Saint Paul, MN) rose +4.9% from 2023 to 2024. The all-transactions index moved from 213.1 in 2023 to 223.5 in 2024 (2000 = 100).
ZIP code 55108 is a mid-sized community (a standard USPS delivery area) in Saint Paul, Ramsey County, Minnesota, home to 14,688 residents across 10.2 square miles, a density of 1,441 people per square mile, in the Chicago time zone.
ZIP 55108 lands in the middle-income range, with a median household income of $86,308 (5% above the average Minnesota ZIP), while per-capita income is $56,354. The poverty rate is 9.1%, with unemployment at 4.8%; those measures add context to the income figure. Median home value is $375,600 (47% above the average Minnesota ZIP) and median rent is $1,348; 50.9% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 69.4% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ramsey County, so 55108 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55108
Top 5 sectors by establishment count in Saint Paul, MN
Which industries have the most business establishments in ZIP 55108.
- Health care and social assistance
Health care and social assistance
86 establishments
- Accommodation and food services
Accommodation and food services
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
51 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Construction 23
Construction
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55108, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,688
Population
10.2
Area (sq mi)
1,441
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55108?
34.1
Median Age
49.1%
Male
50.9%
Female
12.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,308
Median Household Income
+5% vs state ZIP avg
$56,354
Per Capita Income
9.1%
Poverty Rate
4.8%
Unemployment Rate
20.6 min
Mean Commute Time
How ZIP 55108 ranks among Minnesota ZIPs
Saint Paul, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,308 Top 34% higher than 66% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,935housing units
6,935
Total Housing Units
6,747
Occupied Units
188
Vacant Units
2.05
Avg Household Size
Occupancy Type
$375,600
Median Home Value
+47% vs state ZIP avg
$1,348
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 55108 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 177 |
| 2021 | +7.3% | 190 |
| 2022 | +12.4% | 214 |
| 2023 | -0.3% | 213 |
| 2024 | +4.9% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 431 business establishments in ZIP 55108, employing approximately 11,195 people with a combined annual payroll of $764,928,000.
431
Businesses
11,195
Employees
$764.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 86 | 19.9% |
| Accommodation and food services | 62 | 14.4% |
| Professional, scientific, and technical services | 51 | 11.8% |
| Other services (except public administration) | 37 | 8.6% |
| Construction | 23 | 5.3% |
| Wholesale trade | 23 | 5.3% |
| Retail trade | 23 | 5.3% |
| Management of companies and enterprises | 19 | 4.4% |
| Administrative and support and waste management and remediation services | 17 | 3.9% |
| Real estate and rental and leasing | 16 | 3.7% |
| Manufacturing | 15 | 3.5% |
| Arts, entertainment, and recreation | 12 | 2.8% |
| Transportation and warehousing | 11 | 2.5% |
| Information | 11 | 2.5% |
| Educational services | 11 | 2.5% |
| Finance and insurance | 10 | 2.3% |
| Utilities | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55108 vs 55114 →
ZIP 55108 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55104
Saint Paul (55104)
43,248 residents
- 55113
Saint Paul (55113)
38,994 residents
- 55414
Minneapolis (55414)
28,495 residents
- 55105
Saint Paul (55105)
28,455 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55108 14,688
Saint Paul (55108)
14,688 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
- 55413 12,934
Minneapolis (55413)
12,934 residents
- 55454 8,125
Minneapolis (55454)
8,125 residents
What this shows Among its immediate neighbors, ZIP 55108 ranks #6 by population - useful context the national average alone can't give.
ZIP 55108 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55105
Saint Paul (55105)
$107,248 median income
- 55113
Saint Paul (55113)
$86,792 median income
- 55108
Saint Paul (55108)
$86,308 median income
- 55413
Minneapolis (55413)
$85,282 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55114
Saint Paul (55114)
$62,766 median income
- 55414
Minneapolis (55414)
$51,966 median income
- 55103
Saint Paul (55103)
$48,390 median income
What this shows By household income, ZIP 55108 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55114 | Saint Paul, MN | 3,100 | 1.4 mi |
| 55104 | Saint Paul, MN | 43,248 | 1.9 mi |
| 55113 | Saint Paul, MN | 38,994 | 2.4 mi |
| 55414 | Minneapolis, MN | 28,495 | 2.5 mi |
| 55105 | Saint Paul, MN | 28,455 | 3.2 mi |
| 55455 | Minneapolis, MN | 1,050 | 2.9 mi |
| 55103 | Saint Paul, MN | 12,991 | 2.7 mi |
| 55116 | Saint Paul, MN | 23,851 | 4.9 mi |
| 55454 | Minneapolis, MN | 8,125 | 3.4 mi |
| 55413 | Minneapolis, MN | 12,934 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55108, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,688 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55108 in?
ZIP code 55108 (Saint Paul) is located in Ramsey County, Minnesota. Ramsey County contains multiple ZIP codes, see the full list at /counties/ramsey-mn.
What is the population of ZIP code 55108?
ZIP code 55108 in Saint Paul, MN has a population of 14,688 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55108?
The median household income in ZIP 55108 is $86,308, which is 13% above the national average of $76,288.
What is the average home value in ZIP 55108?
The median home value in ZIP 55108 is $375,600, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 55108?
The largest racial group in ZIP 55108 is White at 74.7%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 55108?
ZIP code 55108 has 431 business establishments employing approximately 11,195 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55108?
The top industries by establishment count in ZIP 55108 are: Health care and social assistance (86), Accommodation and food services (62), Professional, scientific, and technical services (51). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 55108?
According to the FHFA House Price Index, home values in ZIP 55108 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55108?
In ZIP code 55108, 80.7% of residents aged 25+ have a high school diploma or higher, and 69.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55108?
The mean commute time for workers in ZIP code 55108 is 20.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55108?
In ZIP code 55108, approximately 50.9% of occupied housing units are owner-occupied and 49.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55108?
The poverty rate in ZIP code 55108 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55108's numbers, next.
- See how ZIP 55108 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Paul, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.