Saint Paul, MN · standard
ZIP Code 55108
Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,688
- 1,441/sq mi
- $86,308
- Median income
- $375,600
- Median home value
- 69.4%
- Bachelor's or higher
The verdict
Saint Paul pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- Top 31%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 1,441
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55108 against every reporting US ZIP.
ZIP code 55108 is classified by USPS as a standard delivery area and covers roughly 10.2 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 14,688 residents, producing a population density of 1,441 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55108 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55108 sits at $86,308 (5% above the Minnesota average), while per-capita income is $56,354. The poverty rate stands at 9.1% and the unemployment rate at 4.8%. On housing, the median home value is $375,600 (47% above the state average) with median rent at $1,348 per month, and 50.9% of occupied units are owner-occupied, a direct signal of whether 55108 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 69.4% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55108 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55108
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55108.
- Health care and social assistance
Health care and social assistance
86 establishments
- Accommodation and food services
Accommodation and food services
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
51 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Construction 23
Construction
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55108, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
14,688
Population
10.2
Area (sq mi)
1,441
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55108?
34.1
Median Age
49.1%
Male
50.9%
Female
12.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,308
Median Household Income
+5% vs state
$56,354
Per Capita Income
9.1%
Poverty Rate
4.8%
Unemployment Rate
20.6 min
Mean Commute Time
How ZIP 55108 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,308 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,935
Total Housing Units
6,747
Occupied Units
188
Vacant Units
2.05
Avg Household Size
Occupancy Type
$375,600
Median Home Value
+47% vs state
$1,348
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 55108 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 177 |
| 2021 | +7.3% | 190 |
| 2022 | +12.4% | 214 |
| 2023 | -0.3% | 213 |
| 2024 | +4.9% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 431 business establishments in ZIP 55108, employing approximately 11,195 people with a combined annual payroll of $764,928,000.
431
Businesses
11,195
Employees
$764.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 86 | 19.9% |
| Accommodation and food services | 62 | 14.4% |
| Professional, scientific, and technical services | 51 | 11.8% |
| Other services (except public administration) | 37 | 8.6% |
| Construction | 23 | 5.3% |
| Wholesale trade | 23 | 5.3% |
| Retail trade | 23 | 5.3% |
| Management of companies and enterprises | 19 | 4.4% |
| Administrative and support and waste management and remediation services | 17 | 3.9% |
| Real estate and rental and leasing | 16 | 3.7% |
| Manufacturing | 15 | 3.5% |
| Arts, entertainment, and recreation | 12 | 2.8% |
| Transportation and warehousing | 11 | 2.5% |
| Information | 11 | 2.5% |
| Educational services | 11 | 2.5% |
| Finance and insurance | 10 | 2.3% |
| Utilities | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55108 vs 55114 →
ZIP 55108 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55104
Saint Paul (55104)
43,248 residents
- 55113
Saint Paul (55113)
38,994 residents
- 55414
Minneapolis (55414)
28,495 residents
- 55105
Saint Paul (55105)
28,455 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55108 14,688
Saint Paul (55108)
14,688 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
- 55413 12,934
Minneapolis (55413)
12,934 residents
- 55454 8,125
Minneapolis (55454)
8,125 residents
What this shows Among its immediate neighbors, ZIP 55108 ranks #6 by population — useful context the national average alone can't give.
ZIP 55108 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55105
Saint Paul (55105)
$107,248 median income
- 55113
Saint Paul (55113)
$86,792 median income
- 55108
Saint Paul (55108)
$86,308 median income
- 55413
Minneapolis (55413)
$85,282 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55104
Saint Paul (55104)
$75,712 median income
- 55114
Saint Paul (55114)
$62,766 median income
- 55414
Minneapolis (55414)
$51,966 median income
- 55103
Saint Paul (55103)
$48,390 median income
What this shows By household income, ZIP 55108 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55114 | Saint Paul, MN | 3,100 | 1.4 mi |
| 55104 | Saint Paul, MN | 43,248 | 1.9 mi |
| 55113 | Saint Paul, MN | 38,994 | 2.4 mi |
| 55414 | Minneapolis, MN | 28,495 | 2.5 mi |
| 55105 | Saint Paul, MN | 28,455 | 3.2 mi |
| 55455 | Minneapolis, MN | 1,050 | 2.9 mi |
| 55103 | Saint Paul, MN | 12,991 | 2.7 mi |
| 55116 | Saint Paul, MN | 23,851 | 4.9 mi |
| 55454 | Minneapolis, MN | 8,125 | 3.4 mi |
| 55413 | Minneapolis, MN | 12,934 | 3.5 mi |
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55108 in? ▼
What is the population of ZIP code 55108? ▼
What is the median household income in ZIP 55108? ▼
What is the average home value in ZIP 55108? ▼
What is the demographic makeup of ZIP 55108? ▼
How many businesses are in ZIP code 55108? ▼
What are the main industries in ZIP code 55108? ▼
How have home values changed in ZIP code 55108? ▼
What is the education level in ZIP code 55108? ▼
What is the average commute time in ZIP 55108? ▼
What percentage of residents own vs. rent in ZIP 55108? ▼
What is the poverty rate in ZIP code 55108? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.