Saint Paul, MN · standard
ZIP Code 55105
Ramsey County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,455
- 3,042/sq mi
- $107,248
- Median income
- $470,100
- Median home value
- 76.5%
- Bachelor's or higher
The verdict
Saint Paul pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 3,042
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55105 against every reporting US ZIP.
ZIP code 55105 is classified by USPS as a standard delivery area and covers roughly 9.4 square miles in Saint Paul, Ramsey County, Minnesota. The area is home to 28,455 residents, producing a population density of 3,042 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55105 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55105 sits at $107,248 (31% above the Minnesota average), while per-capita income is $69,620. The poverty rate stands at 7.4% and the unemployment rate at 3.4%. On housing, the median home value is $470,100 (84% above the state average) with median rent at $1,288 per month, and 66.6% of occupied units are owner-occupied, a direct signal of whether 55105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 76.5% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ramsey County, so you can benchmark 55105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55105
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55105.
- Professional, scientific, and technical services
Professional, scientific, and technical services
108 establishments
- Retail trade
Retail trade
100 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Accommodation and food services
Accommodation and food services
92 establishments
- Health care and social assistance
Health care and social assistance
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55105, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,455
Population
9.4
Area (sq mi)
3,042
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55105?
33.6
Median Age
47.4%
Male
52.6%
Female
4.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,248
Median Household Income
+31% vs state
$69,620
Per Capita Income
7.4%
Poverty Rate
3.4%
Unemployment Rate
18.5 min
Mean Commute Time
How ZIP 55105 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$107,248 Top 15% higher than 85% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,201
Total Housing Units
11,673
Occupied Units
528
Vacant Units
2.17
Avg Household Size
Occupancy Type
$470,100
Median Home Value
+84% vs state
$1,288
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.1%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 55105 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 183 |
| 2021 | +6.0% | 194 |
| 2022 | +7.0% | 208 |
| 2023 | +5.0% | 218 |
| 2024 | +0.1% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 679 business establishments in ZIP 55105, employing approximately 13,835 people with a combined annual payroll of $507,547,000.
679
Businesses
13,835
Employees
$507.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 108 | 15.9% |
| Retail trade | 100 | 14.7% |
| Other services (except public administration) | 93 | 13.7% |
| Accommodation and food services | 92 | 13.6% |
| Health care and social assistance | 85 | 12.5% |
| Real estate and rental and leasing | 47 | 6.9% |
| Construction | 26 | 3.8% |
| Finance and insurance | 26 | 3.8% |
| Educational services | 24 | 3.5% |
| Wholesale trade | 20 | 3.0% |
| Arts, entertainment, and recreation | 17 | 2.5% |
| Administrative and support and waste management and remediation services | 15 | 2.2% |
| Manufacturing | 9 | 1.3% |
| Information | 8 | 1.2% |
| Transportation and warehousing | 5 | 0.7% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55105 vs 55104 →
ZIP 55105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55104
Saint Paul (55104)
43,248 residents
- 55407
Minneapolis (55407)
37,881 residents
- 55406
Minneapolis (55406)
32,112 residents
- 55105
Saint Paul (55105)
28,455 residents
- 55116
Saint Paul (55116)
23,851 residents
- 55102
Saint Paul (55102)
18,207 residents
- 55108 14,688
Saint Paul (55108)
14,688 residents
- 55103 12,991
Saint Paul (55103)
12,991 residents
- 55120 4,352
Saint Paul (55120)
4,352 residents
What this shows Among its immediate neighbors, ZIP 55105 ranks #4 by population — useful context the national average alone can't give.
ZIP 55105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55120
Saint Paul (55120)
$116,346 median income
- 55150
Mendota (55150)
$111,250 median income
- 55105
Saint Paul (55105)
$107,248 median income
- 55406
Minneapolis (55406)
$93,910 median income
- 55108
Saint Paul (55108)
$86,308 median income
- 55116
Saint Paul (55116)
$81,141 median income
- 55407
Minneapolis (55407)
$78,464 median income
- 55102
Saint Paul (55102)
$76,406 median income
- 55104
Saint Paul (55104)
$75,712 median income
What this shows By household income, ZIP 55105 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55104 | Saint Paul, MN | 43,248 | 1.4 mi |
| 55116 | Saint Paul, MN | 23,851 | 1.7 mi |
| 55102 | Saint Paul, MN | 18,207 | 2.3 mi |
| 55150 | Mendota, MN | 198 | 3.3 mi |
| 55108 | Saint Paul, MN | 14,688 | 3.2 mi |
| 55114 | Saint Paul, MN | 3,100 | 2.5 mi |
| 55406 | Minneapolis, MN | 32,112 | 2.6 mi |
| 55103 | Saint Paul, MN | 12,991 | 3.0 mi |
| 55120 | Saint Paul, MN | 4,352 | 4.4 mi |
| 55407 | Minneapolis, MN | 37,881 | 4.1 mi |
More ZIP Codes in Ramsey County
Related Areas
Frequently Asked Questions
What county is ZIP code 55105 in? ▼
What is the population of ZIP code 55105? ▼
What is the median household income in ZIP 55105? ▼
What is the average home value in ZIP 55105? ▼
What is the demographic makeup of ZIP 55105? ▼
How many businesses are in ZIP code 55105? ▼
What are the main industries in ZIP code 55105? ▼
How have home values changed in ZIP code 55105? ▼
What is the education level in ZIP code 55105? ▼
What is the average commute time in ZIP 55105? ▼
What percentage of residents own vs. rent in ZIP 55105? ▼
What is the poverty rate in ZIP code 55105? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.