Saint Paul, MN · standard
ZIP Code 55125
Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 43,281
- 1,094/sq mi
- $119,260
- Median income
- $416,100
- Median home value
- 56.4%
- Bachelor's or higher
The verdict
Saint Paul pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 10%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 1,094
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55125 against every reporting US ZIP.
ZIP code 55125 is classified by USPS as a standard delivery area and covers roughly 39.6 square miles in Saint Paul, Washington County, Minnesota. The area is home to 43,281 residents, producing a population density of 1,094 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55125 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55125 sits at $119,260 (45% above the Minnesota average), while per-capita income is $57,176. The poverty rate stands at 6.8% and the unemployment rate at 5.3%. On housing, the median home value is $416,100 (63% above the state average) with median rent at $1,868 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 55125 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.4% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55125 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55125
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55125.
- Health care and social assistance
Health care and social assistance
284 establishments
- Retail trade
Retail trade
200 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
197 establishments
- Other services (except public administration)
Other services (except public administration)
132 establishments
- Finance and insurance
Finance and insurance
124 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55125, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
43,281
Population
39.6
Area (sq mi)
1,094
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55125?
39.1
Median Age
48.2%
Male
51.8%
Female
11.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$119,260
Median Household Income
+45% vs state
$57,176
Per Capita Income
6.8%
Poverty Rate
5.3%
Unemployment Rate
23.4 min
Mean Commute Time
How ZIP 55125 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$119,260 Top 10% higher than 90% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
17,699
Total Housing Units
17,457
Occupied Units
242
Vacant Units
2.52
Avg Household Size
Occupancy Type
$416,100
Median Home Value
+63% vs state
$1,868
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.4%
YoY Change (2024)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 55125 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 158 |
| 2021 | +9.3% | 173 |
| 2022 | +13.9% | 197 |
| 2023 | +2.4% | 201 |
| 2024 | +1.4% | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,418 business establishments in ZIP 55125, employing approximately 27,698 people with a combined annual payroll of $1,615,645,000.
1,418
Businesses
27,698
Employees
$1.6B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 284 | 20.0% |
| Retail trade | 200 | 14.1% |
| Professional, scientific, and technical services | 197 | 13.9% |
| Other services (except public administration) | 132 | 9.3% |
| Finance and insurance | 124 | 8.7% |
| Accommodation and food services | 100 | 7.0% |
| Construction | 69 | 4.9% |
| Real estate and rental and leasing | 69 | 4.9% |
| Administrative and support and waste management and remediation services | 64 | 4.5% |
| Wholesale trade | 39 | 2.8% |
| Arts, entertainment, and recreation | 31 | 2.2% |
| Educational services | 29 | 2.0% |
| Manufacturing | 25 | 1.8% |
| Transportation and warehousing | 23 | 1.6% |
| Information | 21 | 1.5% |
| Management of companies and enterprises | 8 | 0.6% |
| Industries not classified | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55125 vs 55129 →
ZIP 55125 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55125
Saint Paul (55125)
43,281 residents
- 55119
Saint Paul (55119)
38,966 residents
- 55016
Cottage Grove (55016)
34,204 residents
- 55128
Saint Paul (55128)
28,113 residents
- 55075
South Saint Paul (55075)
20,152 residents
- 55129
Saint Paul (55129)
18,697 residents
- 55107 14,776
Saint Paul (55107)
14,776 residents
- 55042 8,840
Lake Elmo (55042)
8,840 residents
- 55055 3,418
Newport (55055)
3,418 residents
What this shows Among its immediate neighbors, ZIP 55125 ranks the most populous — useful context the national average alone can't give.
ZIP 55125 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55042
Lake Elmo (55042)
$154,341 median income
- 55129
Saint Paul (55129)
$143,795 median income
- 55001
Afton (55001)
$133,581 median income
- 55016
Cottage Grove (55016)
$120,715 median income
- 55125
Saint Paul (55125)
$119,260 median income
- 55128
Saint Paul (55128)
$93,210 median income
- 55075
South Saint Paul (55075)
$88,386 median income
- 55090
Willernie (55090)
$85,119 median income
- 55119
Saint Paul (55119)
$81,865 median income
What this shows By household income, ZIP 55125 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55129 | Saint Paul, MN | 18,697 | 2.5 mi |
| 55119 | Saint Paul, MN | 38,966 | 3.4 mi |
| 55128 | Saint Paul, MN | 28,113 | 4.8 mi |
| 55055 | Newport, MN | 3,418 | 4.1 mi |
| 55016 | Cottage Grove, MN | 34,204 | 7.1 mi |
| 55042 | Lake Elmo, MN | 8,840 | 5.5 mi |
| 55075 | South Saint Paul, MN | 20,152 | 5.2 mi |
| 55001 | Afton, MN | 2,916 | 6.2 mi |
| 55107 | Saint Paul, MN | 14,776 | 6.7 mi |
| 55090 | Willernie, MN | 401 | 9.3 mi |
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 55125? ▼
What are the main industries in ZIP code 55125? ▼
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What percentage of residents own vs. rent in ZIP 55125? ▼
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ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.