Saint Paul, MN · standard

ZIP Code 55128

Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,113
966/sq mi
$93,210
Median income
$312,800
Median home value
34.9%
Bachelor's or higher

The verdict

Saint Paul pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 32%
home value, US ZIPs
966
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55128 against every reporting US ZIP.

ZIP code 55128 is classified by USPS as a standard delivery area and covers roughly 29.1 square miles in Saint Paul, Washington County, Minnesota. The area is home to 28,113 residents, producing a population density of 966 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55128 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55128 sits at $93,210 (13% above the Minnesota average), while per-capita income is $44,592. The poverty rate stands at 5.8% and the unemployment rate at 3.3%. On housing, the median home value is $312,800 (22% above the state average) with median rent at $1,476 per month, and 78.0% of occupied units are owner-occupied, a direct signal of whether 55128 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.9% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55128 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55128

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55128.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55128, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

28,113

Population

29.1

Area (sq mi)

966

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55128?

39.6

Median Age

50.0%

Male

50.0%

Female

11.7%

Foreign-Born

White 67.1%
African American 9.3%
Asian 12.8%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,210

Median Household Income

+13% vs state

$44,592

Per Capita Income

5.8%

Poverty Rate

3.3%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 55128 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$93,210 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.0%
Bachelor's Degree or Higher 34.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,314

Total Housing Units

11,901

Occupied Units

413

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 78.0%
Renter 22.0%

$312,800

Median Home Value

+22% vs state

$1,476

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 55128 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 168
2021 +10.5% 186
2022 +10.6% 205
2023 +3.5% 213
2024 +2.1% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 699 business establishments in ZIP 55128, employing approximately 10,830 people with a combined annual payroll of $627,517,000.

699

Businesses

10,830

Employees

$627.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 104 14.9%
Professional, scientific, and technical services 92 13.2%
Finance and insurance 71 10.2%
Retail trade 65 9.3%
Construction 60 8.6%
Accommodation and food services 55 7.9%
Other services (except public administration) 49 7.0%
Wholesale trade 40 5.7%
Real estate and rental and leasing 37 5.3%
Administrative and support and waste management and remediation services 37 5.3%
Manufacturing 35 5.0%
Transportation and warehousing 16 2.3%
Arts, entertainment, and recreation 13 1.9%
Management of companies and enterprises 10 1.4%
Educational services 9 1.3%
Information 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55128 vs 55042 →

ZIP 55128 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55128 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55128 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55128 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55042 Lake Elmo, MN 8,840 3.2 mi
55090 Willernie, MN 401 4.5 mi
55125 Saint Paul, MN 43,281 4.8 mi
55109 Saint Paul, MN 31,444 3.6 mi
55115 Saint Paul, MN 8,607 5.5 mi
55119 Saint Paul, MN 38,966 4.1 mi
55106 Saint Paul, MN 52,730 4.5 mi
55130 Saint Paul, MN 17,575 5.9 mi
55117 Saint Paul, MN 41,649 6.5 mi
55110 Saint Paul, MN 37,759 7.4 mi

More ZIP Codes in Washington County

Frequently Asked Questions

What county is ZIP code 55128 in?
ZIP code 55128 (Saint Paul) is located in Washington County, Minnesota. Washington County contains multiple ZIP codes, see the full list at /counties/washington-mn.
What is the population of ZIP code 55128?
ZIP code 55128 in Saint Paul, MN has a population of 28,113 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55128?
The median household income in ZIP 55128 is $93,210, which is 22% above the national average of $76,288.
What is the average home value in ZIP 55128?
The median home value in ZIP 55128 is $312,800, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 55128?
The largest racial group in ZIP 55128 is White at 67.1%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 55128?
ZIP code 55128 has 699 business establishments employing approximately 10,830 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55128?
The top industries by establishment count in ZIP 55128 are: Health care and social assistance (104), Professional, scientific, and technical services (92), Finance and insurance (71). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 55128?
According to the FHFA House Price Index, home values in ZIP 55128 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55128?
In ZIP code 55128, 60.0% of residents aged 25+ have a high school diploma or higher, and 34.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55128?
The mean commute time for workers in ZIP code 55128 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55128?
In ZIP code 55128, approximately 78.0% of occupied housing units are owner-occupied and 22.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55128?
The poverty rate in ZIP code 55128 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Saint Paul, MN

Verify and explore additional data for this area using these official government sources.