Saint Paul, MN · standard
ZIP Code 55128
Washington County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,113
- 966/sq mi
- $93,210
- Median income
- $312,800
- Median home value
- 34.9%
- Bachelor's or higher
The verdict
Saint Paul pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 966
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55128 against every reporting US ZIP.
ZIP code 55128 is classified by USPS as a standard delivery area and covers roughly 29.1 square miles in Saint Paul, Washington County, Minnesota. The area is home to 28,113 residents, producing a population density of 966 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55128 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55128 sits at $93,210 (13% above the Minnesota average), while per-capita income is $44,592. The poverty rate stands at 5.8% and the unemployment rate at 3.3%. On housing, the median home value is $312,800 (22% above the state average) with median rent at $1,476 per month, and 78.0% of occupied units are owner-occupied, a direct signal of whether 55128 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.9% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 55128 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55128
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55128.
- Health care and social assistance
Health care and social assistance
104 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
92 establishments
- Finance and insurance
Finance and insurance
71 establishments
- Retail trade
Retail trade
65 establishments
- Construction
Construction
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55128, Saint Paul, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,113
Population
29.1
Area (sq mi)
966
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55128?
39.6
Median Age
50.0%
Male
50.0%
Female
11.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,210
Median Household Income
+13% vs state
$44,592
Per Capita Income
5.8%
Poverty Rate
3.3%
Unemployment Rate
23.5 min
Mean Commute Time
How ZIP 55128 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$93,210 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,314
Total Housing Units
11,901
Occupied Units
413
Vacant Units
2.45
Avg Household Size
Occupancy Type
$312,800
Median Home Value
+22% vs state
$1,476
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 55128 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 168 |
| 2021 | +10.5% | 186 |
| 2022 | +10.6% | 205 |
| 2023 | +3.5% | 213 |
| 2024 | +2.1% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 699 business establishments in ZIP 55128, employing approximately 10,830 people with a combined annual payroll of $627,517,000.
699
Businesses
10,830
Employees
$627.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 104 | 14.9% |
| Professional, scientific, and technical services | 92 | 13.2% |
| Finance and insurance | 71 | 10.2% |
| Retail trade | 65 | 9.3% |
| Construction | 60 | 8.6% |
| Accommodation and food services | 55 | 7.9% |
| Other services (except public administration) | 49 | 7.0% |
| Wholesale trade | 40 | 5.7% |
| Real estate and rental and leasing | 37 | 5.3% |
| Administrative and support and waste management and remediation services | 37 | 5.3% |
| Manufacturing | 35 | 5.0% |
| Transportation and warehousing | 16 | 2.3% |
| Arts, entertainment, and recreation | 13 | 1.9% |
| Management of companies and enterprises | 10 | 1.4% |
| Educational services | 9 | 1.3% |
| Information | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55128 vs 55042 →
ZIP 55128 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55106
Saint Paul (55106)
52,730 residents
- 55125
Saint Paul (55125)
43,281 residents
- 55117
Saint Paul (55117)
41,649 residents
- 55119
Saint Paul (55119)
38,966 residents
- 55110
Saint Paul (55110)
37,759 residents
- 55109
Saint Paul (55109)
31,444 residents
- 55128
Saint Paul (55128)
28,113 residents
- 55130 17,575
Saint Paul (55130)
17,575 residents
- 55042 8,840
Lake Elmo (55042)
8,840 residents
What this shows Among its immediate neighbors, ZIP 55128 ranks #7 by population — useful context the national average alone can't give.
ZIP 55128 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55042
Lake Elmo (55042)
$154,341 median income
- 55115
Saint Paul (55115)
$124,234 median income
- 55125
Saint Paul (55125)
$119,260 median income
- 55110
Saint Paul (55110)
$101,296 median income
- 55128
Saint Paul (55128)
$93,210 median income
- 55109
Saint Paul (55109)
$86,776 median income
- 55090
Willernie (55090)
$85,119 median income
- 55119
Saint Paul (55119)
$81,865 median income
- 55117
Saint Paul (55117)
$70,771 median income
What this shows By household income, ZIP 55128 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55042 | Lake Elmo, MN | 8,840 | 3.2 mi |
| 55090 | Willernie, MN | 401 | 4.5 mi |
| 55125 | Saint Paul, MN | 43,281 | 4.8 mi |
| 55109 | Saint Paul, MN | 31,444 | 3.6 mi |
| 55115 | Saint Paul, MN | 8,607 | 5.5 mi |
| 55119 | Saint Paul, MN | 38,966 | 4.1 mi |
| 55106 | Saint Paul, MN | 52,730 | 4.5 mi |
| 55130 | Saint Paul, MN | 17,575 | 5.9 mi |
| 55117 | Saint Paul, MN | 41,649 | 6.5 mi |
| 55110 | Saint Paul, MN | 37,759 | 7.4 mi |
More ZIP Codes in Washington County
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Frequently Asked Questions
What county is ZIP code 55128 in? ▼
What is the population of ZIP code 55128? ▼
What is the median household income in ZIP 55128? ▼
What is the average home value in ZIP 55128? ▼
What is the demographic makeup of ZIP 55128? ▼
How many businesses are in ZIP code 55128? ▼
What are the main industries in ZIP code 55128? ▼
How have home values changed in ZIP code 55128? ▼
What is the education level in ZIP code 55128? ▼
What is the average commute time in ZIP 55128? ▼
What percentage of residents own vs. rent in ZIP 55128? ▼
What is the poverty rate in ZIP code 55128? ▼
ZIP Code Research Guides
Official Data Resources for Saint Paul, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.