ZIP 60120 vs ZIP 60123

This side-by-side compares ZIP 60120 (Elgin, IL) and ZIP 60123 (Elgin, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 60120 has a population of 50,955 at 1,183 people per square mile, while ZIP 60123 has 47,405 at 1,336 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 60120 reports a median household income of $82,449 against $87,693 in ZIP 60123, with per-capita income of $31,506 vs $37,274. The share of adults holding a bachelor's degree or higher is 20.5% in 60120 and 24.8% in 60123. Poverty rate reads 12.8% vs 9.5%, and unemployment 6.8% vs 5.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $242,300 in 60120 versus $261,000 in 60123, with median rent of $1,371 and $1,292 per month respectively. Homeownership rate is 65.7% vs 72.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.