PlainZIP

Elgin, IL · standard

ZIP Code 60120

Kane County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

50,955
1,183/sq mi
$82,449
Median income
$242,300
Median home value
20.5%
Bachelor's or higher

The verdict

Elgin pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 35%
household income, US ZIPs
Top 44%
home value, US ZIPs
1,183
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60120 against every reporting US ZIP.

ZIP code 60120 is a densely settled ZIP (a standard USPS delivery area) in Elgin, Kane County, Illinois, with 50,955 residents across 43.1 square miles, a density of 1,183 people per square mile, in the Chicago time zone.

ZIP 60120 lands in the middle-income range, with a median household income of $82,449 (3% above the Illinois average), while per-capita income is $31,506. Poverty here runs at 12.8%, with unemployment measured at 6.8%. The typical home here is valued at $242,300 (26% above the state average); renters pay a median of $1,371 monthly, and 65.7% of units are owner-occupied.

Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 28 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 60120, plus 6 more within Kane County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60120

Top 5 sectors by establishment count in Elgin, IL

Which industries have the most business establishments in ZIP 60120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60120, Elgin, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

50,955

Population

43.1

Area (sq mi)

1,183

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60120?

34.5

Median Age

52.4%

Male

47.6%

Female

33.7%

Foreign-Born

White 30.7%
African American 4.8%
Asian 5.2%
American Indian or Alaska Native 3.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 30.7%
Hispanic or Latino 61.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,449

Median Household Income

+3% vs state

$31,506

Per Capita Income

12.8%

Poverty Rate

6.8%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 60120 ranks nationally

Elgin, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,449 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.3%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,154

Total Housing Units

16,676

Occupied Units

478

Vacant Units

3.06

Avg Household Size

Occupancy Type

Owner 65.7%
Renter 34.3%

$242,300

Median Home Value

+26% vs state

$1,371

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.9%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 60120 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 132
2021 +10.2% 145
2022 +13.9% 166
2023 +6.2% 176
2024 +10.9% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,049 business establishments in ZIP 60120, employing approximately 11,430 people with a combined annual payroll of $654,242,000.

1,049

Businesses

11,430

Employees

$654.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 147 14.0%
Transportation and warehousing 137 13.1%
Administrative and support and waste management and remediation services 117 11.2%
Other services (except public administration) 114 10.9%
Retail trade 108 10.3%
Professional, scientific, and technical services 90 8.6%
Health care and social assistance 84 8.0%
Accommodation and food services 71 6.8%
Finance and insurance 43 4.1%
Manufacturing 37 3.5%
Wholesale trade 27 2.6%
Real estate and rental and leasing 24 2.3%
Arts, entertainment, and recreation 14 1.3%
Educational services 13 1.2%
Information 12 1.1%
Management of companies and enterprises 6 0.6%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60120 vs 60107 →

ZIP 60120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60120 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60120 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60107 Streamwood, IL 39,927 3.2 mi
60123 Elgin, IL 47,405 3.8 mi
60103 Bartlett, IL 41,928 4.2 mi
60192 Hoffman Estates, IL 16,343 4.0 mi
60184 Wayne, IL 2,448 5.7 mi
60177 South Elgin, IL 22,659 4.8 mi
60194 Schaumburg, IL 19,777 6.5 mi
60110 Carpentersville, IL 38,557 6.6 mi
60169 Hoffman Estates, IL 33,847 6.3 mi
60118 Dundee, IL 15,851 6.0 mi

More ZIP Codes in Kane County

60505 standard
Aurora, IL
Pop: 76,573
60506 standard
Aurora, IL
Pop: 53,013
60123 standard
Elgin, IL
Pop: 47,405
60110 standard
Carpentersville, IL
Pop: 38,557
60174 standard
Saint Charles, IL
Pop: 30,752
60510 standard
Batavia, IL
Pop: 28,897

Related Areas

Kane County Elgin, IL Illinois

Frequently Asked Questions

What county is ZIP code 60120 in? ▼
ZIP code 60120 (Elgin) is located in Kane County, Illinois. Kane County contains multiple ZIP codes, see the full list at /counties/kane-il.
What is the population of ZIP code 60120? ▼
ZIP code 60120 in Elgin, IL has a population of 50,955 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60120? ▼
The median household income in ZIP 60120 is $82,449, which is 8% above the national average of $76,288.
What is the average home value in ZIP 60120? ▼
The median home value in ZIP 60120 is $242,300, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 60120? ▼
The largest racial group in ZIP 60120 is Two or More Ethnicities at 30.7%. Hispanic or Latino residents make up 61.6% of the population.
How many businesses are in ZIP code 60120? ▼
ZIP code 60120 has 1,049 business establishments employing approximately 11,430 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60120? ▼
The top industries by establishment count in ZIP 60120 are: Construction (147), Transportation and warehousing (137), Administrative and support and waste management and remediation services (117). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 60120? ▼
According to the FHFA House Price Index, home values in ZIP 60120 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60120? ▼
In ZIP code 60120, 47.3% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60120? ▼
The mean commute time for workers in ZIP code 60120 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60120? ▼
In ZIP code 60120, approximately 65.7% of occupied housing units are owner-occupied and 34.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60120? ▼
The poverty rate in ZIP code 60120 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.