Elgin, IL · standard
ZIP Code 60120
Kane County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 50,955
- 1,183/sq mi High-density area
- $82,449
- Median income Near-median income area
- $242,300
- Median home value Near-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Elgin pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 35%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 1,183
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60120 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60120 (Elgin, IL) rose +10.9% from 2023 to 2024. The all-transactions index moved from 175.8 in 2023 to 195.0 in 2024 (2000 = 100).
ZIP code 60120 is a densely settled ZIP (a standard USPS delivery area) in Elgin, Kane County, Illinois, with 50,955 residents across 43.1 square miles, a density of 1,183 people per square mile, in the Chicago time zone.
ZIP 60120 lands in the middle-income range, with a median household income of $82,449 (3% above the average Illinois ZIP), while per-capita income is $31,506. The poverty rate is 12.8%, with unemployment at 6.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $242,300 (26% above the average Illinois ZIP), while 65.7% of occupied homes are owner-occupied and median rent is $1,371.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kane County, so 60120 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60120
Top 5 sectors by establishment count in Elgin, IL
Which industries have the most business establishments in ZIP 60120.
- Construction
Construction
147 establishments
- Transportation and warehousing
Transportation and warehousing
137 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
117 establishments
- Other services (except public administration)
Other services (except public administration)
114 establishments
- Retail trade
Retail trade
108 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60120, Elgin, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
50,955
Population
43.1
Area (sq mi)
1,183
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60120?
34.5
Median Age
52.4%
Male
47.6%
Female
33.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,449
Median Household Income
+3% vs state ZIP avg
$31,506
Per Capita Income
12.8%
Poverty Rate
6.8%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 60120 ranks nationally
Elgin, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$82,449 Top 35% higher than 65% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,154housing units
17,154
Total Housing Units
16,676
Occupied Units
478
Vacant Units
3.06
Avg Household Size
Occupancy Type
$242,300
Median Home Value
+26% vs state ZIP avg
$1,371
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.9%
YoY Change (2024)
195
HPI Index (2000 = 100)
+95%
Total Change Since 2000
Home values in ZIP 60120 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 132 |
| 2021 | +10.2% | 145 |
| 2022 | +13.9% | 166 |
| 2023 | +6.2% | 176 |
| 2024 | +10.9% | 195 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,049 business establishments in ZIP 60120, employing approximately 11,430 people with a combined annual payroll of $654,242,000.
1,049
Businesses
11,430
Employees
$654.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 147 | 14.0% |
| Transportation and warehousing | 137 | 13.1% |
| Administrative and support and waste management and remediation services | 117 | 11.2% |
| Other services (except public administration) | 114 | 10.9% |
| Retail trade | 108 | 10.3% |
| Professional, scientific, and technical services | 90 | 8.6% |
| Health care and social assistance | 84 | 8.0% |
| Accommodation and food services | 71 | 6.8% |
| Finance and insurance | 43 | 4.1% |
| Manufacturing | 37 | 3.5% |
| Wholesale trade | 27 | 2.6% |
| Real estate and rental and leasing | 24 | 2.3% |
| Arts, entertainment, and recreation | 14 | 1.3% |
| Educational services | 13 | 1.2% |
| Information | 12 | 1.1% |
| Management of companies and enterprises | 6 | 0.6% |
| Utilities | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60120 vs 60107 →
ZIP 60120 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60120
Elgin (60120)
50,955 residents
- 60123
Elgin (60123)
47,405 residents
- 60103
Bartlett (60103)
41,928 residents
- 60107
Streamwood (60107)
39,927 residents
- 60110
Carpentersville (60110)
38,557 residents
- 60169
Hoffman Estates (60169)
33,847 residents
- 60177
South Elgin (60177)
22,659 residents
- 60194 19,777
Schaumburg (60194)
19,777 residents
- 60192 16,343
Hoffman Estates (60192)
16,343 residents
What this shows Among its immediate neighbors, ZIP 60120 ranks the most populous - useful context the national average alone can't give.
ZIP 60120 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60184
Wayne (60184)
$163,750 median income
- 60192
Hoffman Estates (60192)
$153,495 median income
- 60103
Bartlett (60103)
$133,793 median income
- 60177
South Elgin (60177)
$126,144 median income
- 60118
Dundee (60118)
$106,912 median income
- 60107
Streamwood (60107)
$101,100 median income
- 60194
Schaumburg (60194)
$97,994 median income
- 60169
Hoffman Estates (60169)
$90,774 median income
- 60110
Carpentersville (60110)
$87,906 median income
What this shows By household income, ZIP 60120 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60107 | Streamwood, IL | 39,927 | 3.2 mi |
| 60123 | Elgin, IL | 47,405 | 3.8 mi |
| 60103 | Bartlett, IL | 41,928 | 4.2 mi |
| 60192 | Hoffman Estates, IL | 16,343 | 4.0 mi |
| 60184 | Wayne, IL | 2,448 | 5.7 mi |
| 60177 | South Elgin, IL | 22,659 | 4.8 mi |
| 60194 | Schaumburg, IL | 19,777 | 6.5 mi |
| 60110 | Carpentersville, IL | 38,557 | 6.6 mi |
| 60169 | Hoffman Estates, IL | 33,847 | 6.3 mi |
| 60118 | Dundee, IL | 15,851 | 6.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60120, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (50,955 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kane County
Related Areas
Frequently Asked Questions
What county is ZIP code 60120 in?
ZIP code 60120 (Elgin) is located in Kane County, Illinois. Kane County contains multiple ZIP codes, see the full list at /counties/kane-il.
What is the population of ZIP code 60120?
ZIP code 60120 in Elgin, IL has a population of 50,955 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60120?
The median household income in ZIP 60120 is $82,449, which is 8% above the national average of $76,288.
What is the average home value in ZIP 60120?
The median home value in ZIP 60120 is $242,300, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 60120?
The largest racial group in ZIP 60120 is Two or More Ethnicities at 30.7%. Hispanic or Latino residents make up 61.6% of the population.
How many businesses are in ZIP code 60120?
ZIP code 60120 has 1,049 business establishments employing approximately 11,430 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60120?
The top industries by establishment count in ZIP 60120 are: Construction (147), Transportation and warehousing (137), Administrative and support and waste management and remediation services (117). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 60120?
According to the FHFA House Price Index, home values in ZIP 60120 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60120?
In ZIP code 60120, 47.3% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60120?
The mean commute time for workers in ZIP code 60120 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60120?
In ZIP code 60120, approximately 65.7% of occupied housing units are owner-occupied and 34.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60120?
The poverty rate in ZIP code 60120 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60120's numbers, next.
- See how ZIP 60120 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elgin, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.