PlainZIP

Saint Charles, IL · standard

ZIP Code 60174

Kane County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,752
858/sq mi
$104,534
Median income
$362,200
Median home value
49.3%
Bachelor's or higher

The verdict

Saint Charles pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 25%
home value, US ZIPs
858
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60174 against every reporting US ZIP.

ZIP code 60174 is a densely settled ZIP (a standard USPS delivery area) in Saint Charles, Kane County, Illinois, with 30,752 residents across 35.8 square miles, a density of 858 people per square mile, in the Chicago time zone.

ZIP 60174 lands in the middle-income range, with a median household income of $104,534 (31% above the Illinois average), while per-capita income is $58,930. Poverty here runs at 4.7%, with unemployment measured at 3.8%. On housing, the median home value is $362,200 (89% above the state average) with median rent at $1,776 per month, and 69.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 49.3% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Kane County, letting you compare 60174 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60174

Top 5 sectors by establishment count in Saint Charles, IL

Which industries have the most business establishments in ZIP 60174.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60174, Saint Charles, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,752

Population

35.8

Area (sq mi)

858

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60174?

41.1

Median Age

50.9%

Male

49.1%

Female

9.3%

Foreign-Born

White 76.9%
African American 2.5%
Asian 4.6%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.9%
Hispanic or Latino 13.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,534

Median Household Income

+31% vs state

$58,930

Per Capita Income

4.7%

Poverty Rate

3.8%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 60174 ranks nationally

Saint Charles, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,534 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 49.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,272

Total Housing Units

12,618

Occupied Units

654

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 69.1%
Renter 30.9%

$362,200

Median Home Value

+89% vs state

$1,776

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

196

HPI Index (2000 = 100)

+96%

Total Change Since 2000

Home values in ZIP 60174 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +96% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.2% 135
2021 +8.7% 147
2022 +16.0% 170
2023 +5.5% 179
2024 +9.1% 196

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,444 business establishments in ZIP 60174, employing approximately 25,543 people with a combined annual payroll of $1,500,257,000.

1,444

Businesses

25,543

Employees

$1.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 192 13.3%
Health care and social assistance 151 10.5%
Construction 144 10.0%
Retail trade 127 8.8%
Other services (except public administration) 121 8.4%
Accommodation and food services 119 8.2%
Finance and insurance 111 7.7%
Wholesale trade 109 7.5%
Manufacturing 103 7.1%
Real estate and rental and leasing 78 5.4%
Administrative and support and waste management and remediation services 69 4.8%
Arts, entertainment, and recreation 35 2.4%
Transportation and warehousing 29 2.0%
Information 24 1.7%
Educational services 21 1.4%
Management of companies and enterprises 10 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60174 vs 60184 →

ZIP 60174 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60174 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60174 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60174 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60184 Wayne, IL 2,448 2.9 mi
60177 South Elgin, IL 22,659 4.4 mi
60134 Geneva, IL 28,565 4.0 mi
60510 Batavia, IL 28,897 5.9 mi
60175 Saint Charles, IL 25,564 4.9 mi
60185 West Chicago, IL 36,527 5.0 mi
60123 Elgin, IL 47,405 7.8 mi
60539 Mooseheart, IL 341 7.2 mi
60103 Bartlett, IL 41,928 6.0 mi
60120 Elgin, IL 50,955 8.0 mi

More ZIP Codes in Kane County

60505 standard
Aurora, IL
Pop: 76,573
60506 standard
Aurora, IL
Pop: 53,013
60120 standard
Elgin, IL
Pop: 50,955
60123 standard
Elgin, IL
Pop: 47,405
60110 standard
Carpentersville, IL
Pop: 38,557
60510 standard
Batavia, IL
Pop: 28,897

Related Areas

Kane County Saint Charles, IL Illinois

Frequently Asked Questions

What county is ZIP code 60174 in? ▼
ZIP code 60174 (Saint Charles) is located in Kane County, Illinois. Kane County contains multiple ZIP codes, see the full list at /counties/kane-il.
What is the population of ZIP code 60174? ▼
ZIP code 60174 in Saint Charles, IL has a population of 30,752 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60174? ▼
The median household income in ZIP 60174 is $104,534, which is 37% above the national average of $76,288.
What is the average home value in ZIP 60174? ▼
The median home value in ZIP 60174 is $362,200, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 60174? ▼
The largest racial group in ZIP 60174 is White at 76.9%. Hispanic or Latino residents make up 13.9% of the population.
How many businesses are in ZIP code 60174? ▼
ZIP code 60174 has 1,444 business establishments employing approximately 25,543 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60174? ▼
The top industries by establishment count in ZIP 60174 are: Professional, scientific, and technical services (192), Health care and social assistance (151), Construction (144). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60174? ▼
According to the FHFA House Price Index, home values in ZIP 60174 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60174? ▼
In ZIP code 60174, 67.3% of residents aged 25+ have a high school diploma or higher, and 49.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60174? ▼
The mean commute time for workers in ZIP code 60174 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60174? ▼
In ZIP code 60174, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60174? ▼
The poverty rate in ZIP code 60174 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.