Residential delivery area · Illinois
ZIP Code 60123: Elgin, IL
ZIP code 60123 is in Elgin, Illinois, entirely in Kane County (Census 2020 ZIP-county file). About 48,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Elgin's 3 residential ZIP codes. Median household income is $87,693 (Census Bureau, ACS 2020-2024). By Census place, 94% of its land lies in Elgin; 6% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Elgin · 3 residential ZIPs
- County
- Kane County
- Census places
- Elgin
- Neighborhood
- Illinois Park GeoNames
- Metro area
- Chicago-Naperville-Elgin, IL-IN
- House district
- IL-8 119th Congress
- State
- Illinois
- Time zone
- Central
- Land area
- 14.0 sq mi · 3,464 people per sq mi
Where is ZIP code 60123?
60123 centers on 42.041°, -88.311° and covers 14.0 square miles of land plus 0.3 of water. It borders 4 ZIP codes: 60177, 60120, 60118, 60124.
The map draws ZIP code areas only. For the streets inside 60123, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 60123 compare with the rest of Elgin?
| Measure | 60123 | In Elgin | In Kane County | In IL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 48,379 | 2nd of 3 | 4th of 32 | 43rd of 1,396 |
| Median household income | $88k | 2nd of 3 | 24th of 27 | 305th of 797 |
| Median home value | $261k | 2nd of 3 | 24th of 28 | 246th of 842 |
Its median household income is higher than in 71% of U.S. residential ZIP codes, and it is denser than 90% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 60123?
The 2020 Census counted 47,932 people in 60123; the ACS, which samples households over 2020-2024, estimates 48,379. Between the 2010 and 2020 censuses its population grew 1.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 48,379
- 2020 Census count
- 47,932+1.1% since 2010 (47,405)
- Households
- 17,562
- Median age
- 39.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 60123?
Of the 48,379 people the ACS estimates in 60123, 22.3% are under 18 and 16.6% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (47.0%), then White (not Hispanic) (38.3%).
- Under 1822.3%
- 18 to 6461.1%
- 65 and older16.6%
- Hispanic or Latino47.0%
- White, not Hispanic38.3%
- Black, not Hispanic6.6%
- Asian, not Hispanic4.3%
- Other or two or more3.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 60123 earn?
Median household income is $87,693 (ACS 2020-2024), the 24th highest of the 27 ranked ZIP codes in Kane County. It is not measurably different from 2015-2019 ($81,098 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $87,693
- Income per person
- $37,274
- Below the poverty line
- 9.5%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 24.8%
- Adjusted gross income per tax return, 2022
- $59,28123,280 returns; wages 78% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 60123?
FHFA's house price index for 60123, built from repeat sales and appraisals of the same homes, rose 97% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +4.9% in 2025.
- Median home value (owners' estimate)
- $261,000
- Median gross rent
- $1,292
- Homes owned by their occupants
- 72.8%
- Housing units
- 18,246
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 60123?
1,458 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance207
- Construction163
- Professional, scientific, and technical services135
- Other services (except public administration)127
- Manufacturing122
- Administrative and support and waste management and remediation services107
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 60123?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 60177 | South Elgin | 24,416 | $126k | 3.6 mi |
| 60120 | Elgin | 51,225 | $82k | 3.7 mi |
| 60118 | Dundee | 15,892 | $107k | 4.5 mi |
| 60124 | Elgin | 24,487 | $140k | 4.8 mi |
| 60110 | Carpentersville | 38,558 | $88k | 5.1 mi (near) |
| 60136 | Gilberts | 8,777 | $148k | 5.7 mi (near) |
| 60192 | Hoffman Estates | 16,461 | $154k | 5.7 mi (near) |
| 60184 | Wayne | 2,557 | $164k | 6.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.