ZIP 64601 vs ZIP 64686

This side-by-side compares ZIP 64601 (Chillicothe, MO) and ZIP 64686 (Utica, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64601 has a population of 12,438 at 20 people per square mile, while ZIP 64686 has 271 at 65 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64601 reports a median household income of $63,061 against $71,563 in ZIP 64686, with per-capita income of $33,673 vs $34,204. The share of adults holding a bachelor's degree or higher is 18.4% in 64601 and 4.0% in 64686. Poverty rate reads 12.4% vs 9.2%, and unemployment 2.8% vs 0.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $153,900 in 64601 versus $112,500 in 64686, with median rent of $769 and — per month respectively. Homeownership rate is 70.7% vs 94.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.