ZIP 65076 vs ZIP 65040

This side-by-side compares ZIP 65076 (Saint Thomas, MO) and ZIP 65040 (Henley, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 65076 has a population of 829 at 12 people per square mile, while ZIP 65040 has 1,208 at 11 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 65076 reports a median household income of $64,333 against $89,167 in ZIP 65040, with per-capita income of $41,832 vs $33,793. The share of adults holding a bachelor's degree or higher is 29.3% in 65076 and 31.5% in 65040. Poverty rate reads 1.4% vs 3.6%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $214,700 in 65076 versus $225,800 in 65040, with median rent of $1,229 and — per month respectively. Homeownership rate is 80.7% vs 87.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.