PlainZIP

Saint Thomas, MO · standard

ZIP Code 65076

Cole County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

829
12/sq mi
$64,333
Median income
$214,700
Median home value
29.3%
Bachelor's or higher

The verdict

Saint Thomas pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
48th pct
home value, US ZIPs
12
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65076 against every reporting US ZIP.

ZIP code 65076 is a sparsely populated ZIP (a standard USPS delivery area) in Saint Thomas, Cole County, Missouri, home to just 829 residents across 66.9 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 65076 reports a modest median household income of $64,333 (4% below the Missouri average), while per-capita income is $41,832. 1.4% of residents live below the poverty line, and the unemployment rate reads 0.0%. Median home value sits at $214,700 (12% above the state average), median rent at $1,229 a month, and owner-occupancy at 80.7%.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 25 minutes. To put 65076 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cole County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65076, Saint Thomas, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

829

Population

66.9

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65076?

48.2

Median Age

46.8%

Male

53.2%

Female

0.0%

Foreign-Born

White 99.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,333

Median Household Income

-4% vs state

$41,832

Per Capita Income

1.4%

Poverty Rate

0.0%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 65076 ranks nationally

Saint Thomas, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,333 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.5%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

240

Total Housing Units

238

Occupied Units

2

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$214,700

Median Home Value

+12% vs state

$1,229

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 65076, employing approximately 28 people with a combined annual payroll of $904,000.

6

Businesses

28

Employees

$904K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65076 vs 65040 →

ZIP 65076 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65076 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65076 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65076 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65040 Henley, MO 1,208 6.4 mi
65085 Westphalia, MO 1,240 6.6 mi
65048 Koeltztown, MO 154 8.0 mi
65101 Jefferson City, MO 30,587 8.7 mi
65058 Meta, MO 1,017 8.7 mi
65075 Saint Elizabeth, MO 784 9.2 mi

More ZIP Codes in Cole County

65109 standard
Jefferson City, MO
Pop: 38,090
65101 standard
Jefferson City, MO
Pop: 30,587
65074 standard
Russellville, MO
Pop: 3,061
65023 standard
Centertown, MO
Pop: 1,730
65053 standard
Lohman, MO
Pop: 1,425
65040 standard
Henley, MO
Pop: 1,208

Related Areas

Cole County Saint Thomas, MO Missouri

Frequently Asked Questions

What county is ZIP code 65076 in? ▼
ZIP code 65076 (Saint Thomas) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65076? ▼
ZIP code 65076 in Saint Thomas, MO has a population of 829 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65076? ▼
The median household income in ZIP 65076 is $64,333, which is 16% below the national average of $76,288.
What is the average home value in ZIP 65076? ▼
The median home value in ZIP 65076 is $214,700, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 65076? ▼
The largest racial group in ZIP 65076 is White at 99.0%.
How many businesses are in ZIP code 65076? ▼
ZIP code 65076 has 6 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65076? ▼
In ZIP code 65076, 72.5% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65076? ▼
The mean commute time for workers in ZIP code 65076 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65076? ▼
In ZIP code 65076, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65076? ▼
The poverty rate in ZIP code 65076 is 1.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.