ZIP Code 65076

standard

Source:

Saint Thomas · Cole County · Missouri

Population
829

12/sq mi

Median income
$64,333

▼ 16% vs US

higher than 37% of US ZIPs

Median home value
$214,700

▼ 23% vs US

higher than 48% of US ZIPs

Bachelor's or higher
29.3%

Median age 48.2

Land area
66.9 sq mi

Chicago

ZIP code 65076 in Saint Thomas, Missouri has a population of 829. The median household income is $64,333, which is 16% below the national average. Median home value is $214,700, 23% below the US average. 29.3% of residents hold a bachelor's degree or higher.

ZIP code 65076 is classified by USPS as a standard delivery area and covers roughly 66.9 square miles in Saint Thomas, Cole County, Missouri. The area is home to 829 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65076 against Missouri and the nation.

On the economic side, the median household income for ZIP 65076 sits at $64,333 (4% below the Missouri average), while per-capita income is $41,832. The poverty rate stands at 1.4% and the unemployment rate at 0.0%. On housing, the median home value is $214,700 (12% above the state average) with median rent at $1,229 per month, and 80.7% of occupied units are owner-occupied, a direct signal of whether 65076 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.3% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 25 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cole County, so you can benchmark 65076 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 65076, Saint Thomas, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

829

Population

66.9

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65076?

48.2

Median Age

46.8%

Male

53.2%

Female

0.0%

Foreign-Born

White 99.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,333

Median Household Income

-4% vs state

$41,832

Per Capita Income

1.4%

Poverty Rate

0.0%

Unemployment Rate

25.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.5%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

240

Total Housing Units

238

Occupied Units

2

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$214,700

Median Home Value

+12% vs state

$1,229

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 65076, employing approximately 28 people with a combined annual payroll of $904,000.

6

Businesses

28

Employees

$904K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65076 vs 65040 →

ZIP Code City Population Distance
65040 Henley, MO 1,208 6.4 mi
65085 Westphalia, MO 1,240 6.6 mi
65048 Koeltztown, MO 154 8.0 mi
65101 Jefferson City, MO 30,587 8.7 mi
65058 Meta, MO 1,017 8.7 mi
65075 Saint Elizabeth, MO 784 9.2 mi

More ZIP Codes in Cole County

Frequently Asked Questions

What county is ZIP code 65076 in?
ZIP code 65076 (Saint Thomas) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65076?
ZIP code 65076 in Saint Thomas, MO has a population of 829 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65076?
The median household income in ZIP 65076 is $64,333, which is 16% below the national average of $76,288.
What is the average home value in ZIP 65076?
The median home value in ZIP 65076 is $214,700, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 65076?
The largest racial group in ZIP 65076 is White at 99.0%.
How many businesses are in ZIP code 65076?
ZIP code 65076 has 6 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65076?
In ZIP code 65076, 72.5% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65076?
The mean commute time for workers in ZIP code 65076 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65076?
In ZIP code 65076, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65076?
The poverty rate in ZIP code 65076 is 1.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Thomas, MO

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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