Saint Thomas, MO · standard
ZIP Code 65076
Cole County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 829
- 12/sq mi Low-density area
- $64,333
- Median income Near-median income area
- $214,700
- Median home value Near-median home value
- 29.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Thomas pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 12
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65076 against every reporting US ZIP.
ZIP code 65076 is a sparsely populated ZIP (a standard USPS delivery area) in Saint Thomas, Cole County, Missouri, home to just 829 residents across 66.9 square miles, a density of 12 people per square mile, in the Chicago time zone.
ZIP 65076 reports a modest median household income of $64,333 (4% below the average Missouri ZIP), while per-capita income is $41,832. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.4% and unemployment is 0.0%. Median home value is $214,700 (12% above the average Missouri ZIP) and median rent is $1,229; 80.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 25 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Cole County, so 65076 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65076, Saint Thomas, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
829
Population
66.9
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65076?
48.2
Median Age
46.8%
Male
53.2%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,333
Median Household Income
-4% vs state ZIP avg
$41,832
Per Capita Income
1.4%
Poverty Rate
0.0%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 65076 ranks among Missouri ZIPs
Saint Thomas, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,333 Top 44% higher than 56% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
240housing units
240
Total Housing Units
238
Occupied Units
2
Vacant Units
2.16
Avg Household Size
Occupancy Type
$214,700
Median Home Value
+12% vs state ZIP avg
$1,229
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 65076, employing approximately 28 people with a combined annual payroll of $904,000.
6
Businesses
28
Employees
$904K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65076 vs 65040 →
ZIP 65076 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65101
Jefferson City (65101)
30,587 residents
- 65085 1,240
Westphalia (65085)
1,240 residents
- 65040 1,208
Henley (65040)
1,208 residents
- 65058 1,017
Meta (65058)
1,017 residents
- 65076 829
Saint Thomas (65076)
829 residents
- 65075 784
Saint Elizabeth (65075)
784 residents
- 65048 154
Koeltztown (65048)
154 residents
What this shows Among its immediate neighbors, ZIP 65076 ranks #5 by population - useful context the national average alone can't give.
ZIP 65076 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65085
Westphalia (65085)
$103,563 median income
- 65040
Henley (65040)
$89,167 median income
- 65048
Koeltztown (65048)
$88,750 median income
- 65075
Saint Elizabeth (65075)
$87,431 median income
- 65101
Jefferson City (65101)
$74,807 median income
- 65058
Meta (65058)
$71,771 median income
- 65076
Saint Thomas (65076)
$64,333 median income
What this shows By household income, ZIP 65076 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65076, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cole County
Related Areas
Frequently Asked Questions
What county is ZIP code 65076 in?
ZIP code 65076 (Saint Thomas) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65076?
ZIP code 65076 in Saint Thomas, MO has a population of 829 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65076?
The median household income in ZIP 65076 is $64,333, which is 16% below the national average of $76,288.
What is the average home value in ZIP 65076?
The median home value in ZIP 65076 is $214,700, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 65076?
The largest racial group in ZIP 65076 is White at 99.0%.
How many businesses are in ZIP code 65076?
ZIP code 65076 has 6 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65076?
In ZIP code 65076, 72.5% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65076?
The mean commute time for workers in ZIP code 65076 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65076?
In ZIP code 65076, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65076?
The poverty rate in ZIP code 65076 is 1.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65076's numbers, next.
- See how ZIP 65076 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Thomas, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.