PlainZIP

Henley, MO · standard

ZIP Code 65040

Cole County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,208
11/sq mi
$89,167
Median income
$225,800
Median home value
31.5%
Bachelor's or higher

The verdict

Henley pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 49%
home value, US ZIPs
11
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65040 against every reporting US ZIP.

ZIP code 65040 is a sparsely populated ZIP (a standard USPS delivery area) in Henley, Cole County, Missouri, home to just 1,208 residents across 108.8 square miles, a density of 11 people per square mile, in the Chicago time zone.

ZIP 65040 lands in the middle-income range, with a median household income of $89,167 (33% above the Missouri average), while per-capita income is $33,793. 3.6% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $225,800 (18% above the state average) with median rent at - per month, and 87.8% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.5% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is -. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Cole County, letting you compare 65040 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65040, Henley, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,208

Population

108.8

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65040?

35.1

Median Age

55.7%

Male

44.3%

Female

0.4%

Foreign-Born

White 99.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,167

Median Household Income

+33% vs state

$33,793

Per Capita Income

3.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 65040 ranks nationally

Henley, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,167 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.3%
Bachelor's Degree or Higher 31.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

532

Total Housing Units

436

Occupied Units

96

Vacant Units

3.37

Avg Household Size

Occupancy Type

Owner 87.8%
Renter 12.2%

$225,800

Median Home Value

+18% vs state

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2022)

196

HPI Index (2000 = 100)

+96%

Total Change Since 2000

Home values in ZIP 65040 have increased 6.4% over the past year (2022). Since 2000, this ZIP has seen +96% cumulative appreciation.

Year Annual Change HPI Index
2018 +10.4% 163
2019 -6.0% 153
2020 +8.4% 166
2021 +11.1% 184
2022 +6.4% 196

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 65040, employing approximately 25 people with a combined annual payroll of $1,072,000.

13

Businesses

25

Employees

$1.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 7 53.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65040 vs 65032 →

ZIP 65040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65040 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65040 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65032 Eugene, MO 1,792 4.1 mi
65076 Saint Thomas, MO 829 6.4 mi
65075 Saint Elizabeth, MO 784 8.0 mi
65082 Tuscumbia, MO 1,127 11.3 mi

More ZIP Codes in Cole County

65109 standard
Jefferson City, MO
Pop: 38,090
65101 standard
Jefferson City, MO
Pop: 30,587
65074 standard
Russellville, MO
Pop: 3,061
65023 standard
Centertown, MO
Pop: 1,730
65053 standard
Lohman, MO
Pop: 1,425
65076 standard
Saint Thomas, MO
Pop: 829

Related Areas

Cole County Henley, MO Missouri

Frequently Asked Questions

What county is ZIP code 65040 in? ▼
ZIP code 65040 (Henley) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65040? ▼
ZIP code 65040 in Henley, MO has a population of 1,208 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65040? ▼
The median household income in ZIP 65040 is $89,167, which is 17% above the national average of $76,288.
What is the average home value in ZIP 65040? ▼
The median home value in ZIP 65040 is $225,800, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 65040? ▼
The largest racial group in ZIP 65040 is White at 99.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 65040? ▼
ZIP code 65040 has 13 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 65040? ▼
According to the FHFA House Price Index, home values in ZIP 65040 increased by 6.4% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65040? ▼
In ZIP code 65040, 72.3% of residents aged 25+ have a high school diploma or higher, and 31.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65040? ▼
In ZIP code 65040, approximately 87.8% of occupied housing units are owner-occupied and 12.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65040? ▼
The poverty rate in ZIP code 65040 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.